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Bearish
5
Neutral
6
Bullish
3
Bearish
32
Neutral
6
Bullish
8
Bearish
27
Neutral
0
Bullish
5
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
244.25 | 384 Cr | 12.70 | 1.37 | 0.00 | 9.66 | 10.47 | 2.99 | ||
2.45 | 119 Cr | 4.90 | 0.00 | 0.00 | 7.65 | 25.35 | 1529.75 | ||
29.85 | 41 Cr | 373.13 | 0.99 | 0.00 | 0.48 | 8.92 | 0.13 | ||
40.99 | 41 Cr | -341.58 | 0.00 | 0.00 | 0.20 | -1.26 | -0.62 | ||
4.04 | 32 Cr | 4.75 | 0.22 | 2.48 | 5.59 | 11.56 | 1.20 | ||
39.22 | 27 Cr | 58.54 | 0.52 | 0.00 | 0.93 | 3.34 | 0.61 | ||
44.01 | 22 Cr | -46.33 | 0.00 | 0.00 | 67.24 | -2.42 | -2.41 | ||
| Median: 7 Co. | — | 39.22 | 41 Cr | 4.90 | 0.22 | 0.00 | 5.59 | 8.92 | 0.61 |
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SRG Housing Finance Limited is an NHB-registered housing finance company focused on small-ticket rural housing loans (average ticket under Rs 12 lakhs) serving new-to-credit and underserved, largely self-employed borrowers across seven states through a 95-branch network, concentrating on low LTV lending and repair/renovation and construction financing for rural homeowners and small entrepreneurs.
The company reported AUM of Rs 944 crore as on 31 December 2025 with Q3FY26 disbursements of Rs 107 crore and 9M disbursements of Rs 303.93 crore; Q3FY26 NII and PBT expansion supported a PAT of Rs 8.21 crore in the quarter and 9MFY26 PAT of Rs 23.24 crore, reflecting steady profitability through scale.
Asset quality remains controlled: Gross NPA at 1.83% and Net NPA at 0.68% in Q3FY26, with 97% of EMIs collected via banking channels and extensive use of women co-borrowers; these underwriting practices, combined with low average LTV of 49% and localized collateral policies, underpin portfolio resilience in underserved rural segments.
Capital and liquidity positioning show tangible buffers: shareholders’ funds of Rs 288 crore, Tier I capital of 38.6%, liquid investments of ~Rs 91.3 crore plus cash and undrawn sanctions totaling ~Rs 148.93 crore, supported by recent preferential equity raises and private placement NCD issuance to finance branch growth and incremental AUM.
SRG is investing in its digital backbone, SRG SRAJAN, combining LOS, LMS and collection modules with real-time credit decisioning, auto-debit collections and early-warning signals to reduce turnaround times and collection costs; management highlights 15-day sanction-to-disbursement TAT as a competitive advantage for rural customer acquisition and retention.
Finance
Housing Finance Company
384 Cr
Low Risk
12.7
17.0
2.0
1.4
360.00
222.35
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
SRG Housing Finance Ltd (SRGHFL) is currently trading at 244.25 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
SRG Housing Finance Limited is an NHB-registered housing finance company focused on small-ticket rural housing loans (average ticket under Rs 12 lakhs) serving new-to-credit and underserved, largely self-employed borrowers across seven states through a 95-branch network, concentrating on low LTV lending and repair/renovation and construction financing for rural homeowners and small entrepreneurs. The company reported AUM of Rs 944 crore as on 31 December 2025 with Q3FY26 disbursements of Rs 107 crore and 9M disbursements of Rs 303.93 crore; Q3FY26 NII and PBT expansion supported a PAT of Rs 8.21 crore in the quarter and 9MFY26 PAT of Rs 23.24 crore, reflecting steady profitability through scale. Asset quality remains controlled: Gross NPA at 1.83% and Net NPA at 0.68% in Q3FY26, with 97% of EMIs collected via banking channels and extensive use of women co-borrowers; these underwriting practices, combined with low average LTV of 49% and localized collateral policies, underpin portfolio resilience in underserved rural segments. Capital and liquidity positioning show tangible buffers: shareholders’ funds of Rs 288 crore, Tier I capital of 38.6%, liquid investments of ~Rs 91.3 crore plus cash and undrawn sanctions totaling ~Rs 148.93 crore, supported by recent preferential equity raises and private placement NCD issuance to finance branch growth and incremental AUM. SRG is investing in its digital backbone, SRG SRAJAN, combining LOS, LMS and collection modules with real-time credit decisioning, auto-debit collections and early-warning signals to reduce turnaround times and collection costs; management highlights 15-day sanction-to-disbursement TAT as a competitive advantage for rural customer acquisition and retention.
Over the past 52 weeks, SRG Housing Finance Ltd has traded between a low of ₹222.35 and a high of ₹360.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
SRG Housing Finance Ltd has a market capitalization of approximately 383.52. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
SRG Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 12.70 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 383.52 Cr, SRG Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
SRG Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of SRG Housing Finance Ltd is 12.70. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
As of January 2026, Acuité Ratings & Research reaffirmed SRG Housing Finance's long-term rating at 'Acuite BBB+ ; Positive' for its bank facilities and NCDs totaling ₹875 crore.
