Manraj Housing Finance Ltd

MANRAJH

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Market Cap

₹ 24 Cr

P/E

—

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Performance

MARKET LEADER

Valuation

REASONABLE

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Neutral

Risk

LOW RISK

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Price

PE Ratio

Price

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Overview

Detailed Summary

Manraj Housing Finance Limited, founded in 1990, initially focused on housing finance but has transitioned to real estate and construction.

The company has experienced significant setbacks due to competitive market conditions and a general slowdown in the real estate sector.

Manraj Housing's shift from finance to real estate highlights its attempt to adapt to the changing market environment.

Despite attempts to restructure its business model, the company faces challenges in revitalizing growth amid industry-wide slowdowns.

Sector

Finance

Industry

Finance - Housing - Medium / Small

Market Cap

24 Cr

Volatility

Low Risk

P/E Ratio

—

Industry P/E

16.8

PEG Ratio

—

P/B Ratio

—

52W High

61.84

52W Low

47.90

Sales CAGR

—

10Y

—

Profit CAGR

409.09%

—

10Y

—

ROE

TTM

70.85%

-6.63%

2.93%

10Y

-73.39%

ROCE

TTM

-2.37%

0.16%

-0.02%

10Y

-0.43%

Technicals

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Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
STARHFL	11.74	165 Cr	20.24	0.93	0.48	5.59	11.56	1.48
CORALFINAC	39.53	159 Cr	12.24	0.74	1.01	6.07	7.12	5.67
RHFL	3.03	148 Cr	—	0.00	0.00	7.65	25.35	1529.75
INDIAHOME	36.98	52 Cr	260.64	1.26	0.00	0.48	8.92	0.20
INDBNK	37.27	37 Cr	—	0.00	0.00	0.20	-1.26	-1.18
SAHARAHOUS	43.82	31 Cr	62.60	0.58	0.00	0.93	3.34	0.64
MANRAJH	47.90	24 Cr	—	0.00	0.00	70.85	-2.37	-2.35

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.05	0.04	0.04	0.06	0.05	0.05	0.05	0.07	0.35	0.06
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-0.05	-0.04	-0.04	-0.06	-0.05	-0.05	-0.05	-0.07	-0.35	-0.06
Financing Margin %	—	—	—	—	—	—	—	—	—	—
Other Income	0.02	0.02	0.02	0.02	0.50	0.01	0.01	0.03	0.01	0.01
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	-0.03	-0.02	-0.02	-0.04	0.46	-0.04	-0.04	-0.04	-0.34	-0.04
Tax %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	-0.03	-0.02	-0.02	-0.04	0.46	-0.04	-0.04	-0.04	-0.34	-0.04
EPS in Rs	-0.06	-0.05	-0.04	-0.08	0.91	-0.08	-0.08	-0.08	-0.68	-0.09
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.13	0.00	0.21	0.01	0.23	0.00	0.01	0.00	0.00	0.00
Expenses	0.33	0.29	0.31	0.26	0.23	0.24	0.21	0.19	0.21	0.52
Interest	5.32	2.10	0.86	0.72	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-5.52	-2.39	-0.97	-0.97	-0.00	-0.24	-0.21	-0.19	-0.21	-0.52
Financing Margin %	-4,354.37	—	-471.75	-8,418.46	-0.49	—	-3,435.00	—	—	—
Other Income	0.10	0.07	0.07	0.06	0.06	0.07	0.07	0.08	0.54	0.06
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	-5.42	-2.32	-0.90	-0.90	0.06	-0.17	-0.13	-0.11	0.34	-0.46
Tax %	—	—	—	—	176.29	-6,340.74	—	—	—	0.00
Net Profit	-5.42	-2.32	-0.90	-0.90	0.03	-0.17	-0.13	-0.11	0.34	-0.46
EPS in Rs	-4.35	-4.64	-1.80	-1.74	0.05	-0.35	-0.27	-0.23	0.67	-0.93
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00
Reserves	4.33	-1.09	-3.41	-4.31	-5.21	-5.19	-5.36	-5.50	-5.61	-5.27
Borrowings	13	15	18	18	19	19	20	20	20	20
Other Liabilities	0.36	0.37	0.42	0.35	0.26	0.32	0.26	0.27	0.29	0.27
Total Liabilities	23	20	20	20	20	20	20	20	20	20
Fixed Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.05
Other Assets	23	20	20	19	19	19	19	19	19	19
Total Assets	23	20	20	20	20	20	20	20	20	20

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-0.12	-2.11	-2.25	-0.90	-0.99	0.11	-0.23	-0.12	-0.10	0.32
Cash from Investing Activity	-1.81	0.01	0.01	-0.00	0.01	-0.03	-0.00	0.00	0.00	0.03
Cash from Financing Activity	1.94	2.14	2.19	0.90	0.99	-0.07	0.22	0.12	0.12	-0.35
Net Cash Flow	0.01	0.04	-0.05	0.00	0.00	0.01	-0.01	0.01	0.02	-0.01

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%	62.83%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	7.19%	7.19%	7.19%	7.19%	7.19%	7.19%	7.23%	7.23%	7.23%	7.23%	0.00%
Public	37.17%	29.98%	29.98%	29.98%	29.98%	29.98%	29.98%	29.94%	29.94%	29.94%	29.94%	37.17%
Total Shareholders	642	656	661	665	684	701	703	726	721	722	722	729

Projection

Actions

Action Type

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Announcements

Last 7 days

Newest

Sentiment

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Documents

Presentations

Concalls

Reports

Presentations

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Overview

Detailed Summary

Manraj Housing Finance Limited, founded in 1990, initially focused on housing finance but has transitioned to real estate and construction.

The company has experienced significant setbacks due to competitive market conditions and a general slowdown in the real estate sector.

Manraj Housing's shift from finance to real estate highlights its attempt to adapt to the changing market environment.

Despite attempts to restructure its business model, the company faces challenges in revitalizing growth amid industry-wide slowdowns.

Sector

Finance

Industry

Finance - Housing - Medium / Small

Market Cap

24 Cr

Volatility

Low Risk

P/E Ratio

—

Industry P/E

16.8

PEG Ratio

—

P/B Ratio

—

52W High

61.84

52W Low

47.90

Sales CAGR

—

10Y

—

Profit CAGR

409.09%

—

10Y

—

ROE

TTM

70.85%

-6.63%

2.93%

10Y

-73.39%

ROCE

TTM

-2.37%

0.16%

-0.02%

10Y

-0.43%

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.05	0.04	0.04	0.06	0.05	0.05	0.05	0.07	0.35	0.06
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-0.05	-0.04	-0.04	-0.06	-0.05	-0.05	-0.05	-0.07	-0.35	-0.06
Financing Margin %	—	—	—	—	—	—	—	—	—	—
Other Income	0.02	0.02	0.02	0.02	0.50	0.01	0.01	0.03	0.01	0.01
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	-0.03	-0.02	-0.02	-0.04	0.46	-0.04	-0.04	-0.04	-0.34	-0.04
Tax %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	-0.03	-0.02	-0.02	-0.04	0.46	-0.04	-0.04	-0.04	-0.34	-0.04
EPS in Rs	-0.06	-0.05	-0.04	-0.08	0.91	-0.08	-0.08	-0.08	-0.68	-0.09
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.13	0.00	0.21	0.01	0.23	0.00	0.01	0.00	0.00	0.00
Expenses	0.33	0.29	0.31	0.26	0.23	0.24	0.21	0.19	0.21	0.52
Interest	5.32	2.10	0.86	0.72	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-5.52	-2.39	-0.97	-0.97	-0.00	-0.24	-0.21	-0.19	-0.21	-0.52
Financing Margin %	-4,354.37	—	-471.75	-8,418.46	-0.49	—	-3,435.00	—	—	—
Other Income	0.10	0.07	0.07	0.06	0.06	0.07	0.07	0.08	0.54	0.06
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	-5.42	-2.32	-0.90	-0.90	0.06	-0.17	-0.13	-0.11	0.34	-0.46
Tax %	—	—	—	—	176.29	-6,340.74	—	—	—	0.00
Net Profit	-5.42	-2.32	-0.90	-0.90	0.03	-0.17	-0.13	-0.11	0.34	-0.46
EPS in Rs	-4.35	-4.64	-1.80	-1.74	0.05	-0.35	-0.27	-0.23	0.67	-0.93
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00
Reserves	4.33	-1.09	-3.41	-4.31	-5.21	-5.19	-5.36	-5.50	-5.61	-5.27
Borrowings	13	15	18	18	19	19	20	20	20	20
Other Liabilities	0.36	0.37	0.42	0.35	0.26	0.32	0.26	0.27	0.29	0.27
Total Liabilities	23	20	20	20	20	20	20	20	20	20
Fixed Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.05
Other Assets	23	20	20	19	19	19	19	19	19	19
Total Assets	23	20	20	20	20	20	20	20	20	20

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-0.12	-2.11	-2.25	-0.90	-0.99	0.11	-0.23	-0.12	-0.10	0.32
Cash from Investing Activity	-1.81	0.01	0.01	-0.00	0.01	-0.03	-0.00	0.00	0.00	0.03
Cash from Financing Activity	1.94	2.14	2.19	0.90	0.99	-0.07	0.22	0.12	0.12	-0.35
Net Cash Flow	0.01	0.04	-0.05	0.00	0.00	0.01	-0.01	0.01	0.02	-0.01

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
STARHFL	11.74	165 Cr	20.24	0.93	0.48	5.59	11.56	1.48
CORALFINAC	39.53	159 Cr	12.24	0.74	1.01	6.07	7.12	5.67
RHFL	3.03	148 Cr	—	0.00	0.00	7.65	25.35	1529.75
INDIAHOME	36.98	52 Cr	260.64	1.26	0.00	0.48	8.92	0.20
INDBNK	37.27	37 Cr	—	0.00	0.00	0.20	-1.26	-1.18
SAHARAHOUS	43.82	31 Cr	62.60	0.58	0.00	0.93	3.34	0.64
MANRAJH	47.90	24 Cr	—	0.00	0.00	70.85	-2.37	-2.35