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Finance
Housing Finance Company
32 Cr
Low Risk
4.8
15.6
0.0
0.2
16.75
3.66
Sales CAGR
Profit CAGR
ROE
ROCE
Star Housing Finance Ltd (STARHFL) is currently trading at 4.06 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Star Housing Finance Limited is a Mumbai-headquartered, BSE-listed affordable housing finance company focused on EWS/LIG/MIG home loans, operating across six states with 35+ points of presence and a primarily retail on-book loan book concentrated in small-ticket home loans for first-time borrowers under the Star HFL brand. AUM reached Rs. 569.86 crore with 5,500+ live accounts and average ticket size around Rs.10 lakhs, reflecting significant scaling from Rs.104 crore in FY21-22; Star HFL has shifted from project lending to 99% retail loans, demonstrating a strategic pivot toward low-ticket, higher-volume affordable housing portfolios. Credit metrics show GNPA of 1.84% and NNPA 1.49% as of Dec 31, 2025, with management stating 100% coverage through provisions, indicating improving asset quality and provisioning discipline. However, PBT for 9M FY25-26 declined to Rs.4.84 crore amid rising finance costs and lower other income compared to prior year. Liability mix has diversified with a deliberate focus on PSU banks and NHB relationships, supported by multiple sanctioned credit lines and highest-ever single-lender sanction of Rs.50 crore; net worth strengthened to Rs.146.66 crore through equity infusions and PAT accretion, improving capital adequacy for further on-book growth. Geographic concentration is high with ~70% exposure to NCR and smaller footprints in Gujarat, Maharashtra, Tamil Nadu and others, creating both scale advantages for distribution and concentration risk that will require prudent underwriting and geographic diversification as AUM grows.
Over the past 52 weeks, Star Housing Finance Ltd has traded between a low of ₹3.66 and a high of ₹16.75. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Star Housing Finance Ltd has a market capitalization of approximately 31.90. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Star Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 4.80 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 31.90 Cr, Star Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Star Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Star Housing Finance Ltd is 4.80. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The company said it had identified potential external auditors but paused the appointment based on instructions from its Board and Management, after the NHB snap audit review began.
Promoter shareholding is reported at 17.50% as of the Jun 2026 quarter, and the provided text also states it stands at 17.5% as of 08-2026.
‘IND D’ is a default-grade rating by India Ratings, indicating the instrument is in default or expected to default, reflecting very high credit risk.
Bassinvictus proposed a ₹200 crore equity infusion under a Letter of Intent, with an intention to acquire a majority stake and buy shares from promoters and ARKFIN via secondary purchase.
