RBL Bank Q2 Results FY27: Date, Base, Key Metrics
Ask Iris
What is known about the Q2 FY27 results date
RBL Bank’s Q2 results date for FY27 is not confirmed. As of 15 September 2026, the bank had not filed a board meeting intimation with either NSE or BSE for the September 2026 quarter results. Under Indian listing rules, the September 2026 quarter results must be published within 45 days of the quarter end. That sets an outer deadline of 14 November 2026 for the Q2 FY27 print. The quarter under review covers 1 July 2026 to 30 September 2026.
The base quarter investors will compare against
The Q2 FY27 print will be measured against the September 2025 quarter (Q2 FY26) base. The article data shows that quarter delivered revenue of Rs 3,508.00 crore and net profit of Rs 192.00 crore. The base matters because it frames both year-on-year comparison and expectations around momentum. The same article notes that the most recent reported quarter, Q1 FY27, produced revenue of Rs 3,840.00 crore and net profit of Rs 234.00 crore. This preview uses reported actuals only and does not carry any estimated revenue or profit figure for the coming quarter.
Q1 FY27 snapshot: growth and sequential trends
For Q1 FY27, RBL Bank reported revenue of Rs 3,840.00 crore, up 11.60% from Rs 3,441.00 crore in Q1 FY26. Net profit for the quarter was Rs 234.00 crore, up 9.35% from Rs 214.00 crore a year ago. Sequentially, revenue was up 3.20% versus the March 2026 quarter figure of Rs 3,721.00 crore. Net profit, however, was down 4.10% from Rs 244.00 crore in Q4 FY26.
Five-quarter operating signals highlighted in the data
The article points to three operating signals worth tracking through the Q2 FY27 release. First is the direction of total income, described as rising through the window, with Rs 3,508 crore in September 2025 against Rs 3,840 crore in Q1 FY27. Second is asset quality, where gross non-performing assets fell from 2.78% (June 2025) to 1.30% (June 2026), while net non-performing assets moved from 0.45% to 0.37%, after a mid-window rise to 0.57%. Third is the profit mix, with other income stated in a range of Rs 922 crore to Rs 1,071 crore, and a financing deficit of Rs 612 crore to Rs 794 crore that needs to be covered before profit flows through. In that framing, fee, card, and treasury income are positioned as key contributors to the reported profit number, rather than only lending spread.
Provisions and profit: a key variable for the quarter
A separate quarterly snapshot in the article lists Provisions & Contingencies of Rs 599.28 crore for June 2026 and Rs 678.32 crore for March 2026. The same table shows profit after tax of Rs 234.23 crore (June 2026) and Rs 244.42 crore (March 2026), broadly aligning with the rounded PAT figures cited elsewhere. The data also flags that the bank had “a slight earnings miss due to higher provisions and lower other income even as margins expanded by 1bp QoQ.” It adds that business growth was steady, with advances growing 6.5% QoQ.
What management and strategy cues to watch
The article notes the bank is looking to grow its unsecured business going forward as macro stress eases. It also mentions that a comfortable credit-deposit ratio could support credit growth. On asset quality, the gross non-performing asset ratio improved, while the net non-performing asset ratio deteriorated, according to the same note. Slippages are described as moderated but still elevated. For Q2 FY27, these descriptors put focus on the interaction between growth in advances, the provisioning line, and how much of earnings is supported by other income.
Valuation and market positioning: where the stock stands
The article data lists an Adjusted P/E of 71.00 and a P/E ratio of 70.86, based on trailing twelve months adjusted earnings. EPS (TTM) is shown at Rs 5.81. The stock’s PB ratio is listed at 3.77, and dividend yield at 0.24%. Market capitalisation is shown at Rs 63,707.68 crore, with a sectoral market-cap rank of 17. A 5-year return of 19.6% is also cited.
Price and technical setup mentioned in the update
The article’s share-price update states the stock found support near its 50-day EMA and moved above its 20-day EMA. While technical signals do not replace fundamentals, this context matters around result events because liquidity and positioning can amplify the reaction to numbers, particularly when the results date is still unconfirmed.
Capital markets action: EMTN senior notes
Separately, the article states that the bank approved the pricing, tenure, and other terms of senior notes to be issued under its EMTN Programme. The mention does not provide issue size or timing in the text provided, but it places an additional spotlight on funding and liability strategy alongside quarterly disclosures.
Broker view cited: Motilal Oswal on earnings, NIM, and target
The article references a Motilal Oswal view stating that, given an expected fund infusion from Emirates NBD in Q1 FY27, it increased earnings estimates by 19%/17% for FY27/28E and estimated RoA of 1.2%/1.4% for FY27/28E. It also states a view that RBL Bank’s NIM trajectory could improve by 10-15bp every quarter. The note reiterates a Buy rating with a target price of Rs 350, premised on 1.3x FY27E book value.
Key numbers table: base vs latest reported quarter
Market impact: what can move around the print
With no verified analyst estimate in the public domain for Q2 FY27, the results reaction may hinge more on deltas versus the September 2025 base and the most recent quarter on record. The article’s own framing suggests four lines to read first: revenue versus Rs 3,508.00 crore base, net profit versus Rs 192.00 crore base, net interest income and asset quality, and any exceptional item, provision, or one-off gain disclosed alongside the numbers. The valuation metrics listed (P/E near 71x and PB 3.77x) imply that changes in profitability drivers like provisions and other income can influence sentiment quickly.
Why this quarter matters in context
The data shows revenue in the cited window ranging from Rs 3,508.00 crore to Rs 3,840.00 crore and net profit from Rs 192.00 crore to Rs 244.00 crore, indicating a relatively tight band for headline numbers. Against that, the clear trend highlighted is asset quality improvement in gross NPA down to 1.30% by June 2026, and the importance of other income in supporting profitability. The bank also reported a 23.34% YoY increase in advances (consolidated financials), higher than its 5-year CAGR of 13.74%, pointing to stronger growth than its longer-term run rate.
Conclusion
RBL Bank’s Q2 FY27 results date is still awaited, but the regulatory outer deadline is 14 November 2026. When the bank reports, investors are likely to benchmark the print against the Sep 2025 base of Rs 3,508.00 crore revenue and Rs 192.00 crore profit, while tracking provisions, asset quality, and the contribution of other income. Separate disclosures such as the EMTN senior notes terms approval and commentary around the Emirates NBD fund infusion remain relevant context for the quarter’s narrative.
Frequently Asked Questions
Did your stocks survive the war?
See what broke. See what stood.
Live Q2 Earnings Tracker
