RBL Bank Limited, formerly Ratnakar Bank, is one of India's fastest-growing private sector banks, focusing on wholesale banking, retail banking, and treasury operations.

In a landmark strategic move, RBL Bank announced a US$3 billion investment from Emirates NBD for a 60% stake, marking a pivotal moment for its capital base and future growth strategy.

RBL's retail advances grew significantly, especially in secured retail sectors like business loans, resulting in a transformed lending portfolio focused on asset-led liabilities.

The bank achieved notable growth in its digital banking services, including the launch of innovative UPI features like biometric authentication and IoT payments, positioning itself as a leader in digital banking.

RBL has expanded its operational capacity by adding 1,000 new seats through back-office centres and opened new branches, underscoring its commitment to infrastructure and service delivery expansion.