Repco Home Finance AGM 2026: Dividend, Record Date

Key update from the FY26 annual report cycle

Repco Home Finance Limited has scheduled its 26th Annual General Meeting (AGM) for September 29, 2026, and set September 22, 2026 as the record date for the FY26 final dividend and AGM-related eligibility. The AGM is planned through video conferencing at 11:30 AM IST. The company has also shared web links to its FY 2025-26 annual report, AGM notice, and e-voting instructions, particularly for shareholders who do not have registered email addresses.

The company’s disclosures around the AGM matter for shareholders for three practical reasons. First, the September 22 record date is the key cut-off for dividend entitlement and voting eligibility. Second, the e-voting window is narrowly defined across September 26 to September 28. Third, the AGM agenda includes approvals that touch funding flexibility, related-party limits, and board-level changes.

AGM date, mode, and document access

Repco Home Finance announced that its 26th AGM will be held on Tuesday, September 29, 2026 at 11:30 AM IST via video conference. The notice was released on September 3, 2026, under Regulation 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. As per the company’s communication, the annual report for FY 2025-26 and AGM notice are being sent electronically to registered members.

For shareholders without registered email addresses, the company indicated that the AGM notice and annual report should be accessed through the provided web links. The disclosure also reiterated the requirement for shareholders to register their email addresses to receive documents electronically.

Record date and share transfer book closure

Repco Home Finance set September 22, 2026 as the record date for the final dividend payment for FY26 and for AGM eligibility. Separately, the Registrar of Members and Share Transfer Books will remain closed from September 23, 2026 to September 29, 2026.

These dates effectively define the shareholder list for the dividend and the meeting process. The company also stated that any dividend approved by members at the AGM will be paid within 30 days of declaration.

E-voting window and cut-off date

The company disclosed the remote e-voting schedule for the AGM. Remote e-voting will begin on Saturday, September 26, 2026 at 9:00 AM and will close on Monday, September 28, 2026 at 5:00 PM.

The cut-off date to vote has been stated as September 22, 2026. This is aligned with the record date mentioned for dividend and AGM eligibility.

FY26 dividend proposal: ₹3 final dividend

Shareholders are being requested to approve a final dividend of ₹3 per equity share for FY26. The announcement describes this as 30% on the face value of ₹10 per share. Another summary in the provided material also mentions the total FY26 dividend as ₹7.50 per share (aggregate 75%) and states a dividend payout ratio of 10.36%.

The company has stated that the final dividend, if approved at the AGM, will be paid within 30 days of declaration. The record date for this dividend is September 22, 2026.

Borrowing limit proposal: increase to ₹20,000 crore

One of the key resolutions disclosed is a proposal to enhance the company’s borrowing limit under Section 180(1)(c) of the Companies Act, 2013. Repco Home Finance is seeking shareholder approval to increase this limit to ₹20,000 crore from ₹15,000 crore. The company stated that the increase is intended to support expansion plans and funding requirements.

Total borrowings as on March 31, 2026 stood at ₹12,215.19 crore, as per the information provided. The borrowing limit resolution, if approved, would expand the headroom between outstanding borrowings and the permissible ceiling.

Related-party transactions with Repco Bank: ₹1,300 crore limit

Repco Home Finance is also seeking shareholder approval for related-party transactions with its promoter, Repatriates Co-operative Finance & Development Bank Limited (Repco Bank), up to an aggregate limit of ₹1,300 crore. The scope mentioned includes term loans, overdraft facilities, and other services.

The material notes that the existing limit remains unchanged, indicating the company is seeking continuation or approval up to the stated cap.

Management and governance changes disclosed

The disclosures include multiple board and senior management-related items:

• A change in management filing dated September 16, 2026 refers to a resignation of a director (no name provided in the supplied text).
• Mrs. Aparna Sudip Kumar has been appointed as a Non-Executive and Independent Director for two years.
• Mr. Bakthavatsalu Kannan has been appointed as a Whole-time Director for two years, with an annual CTC of ₹75.30 lakh.
• Remuneration for Managing Director and CEO Mr. Thangappan Karunakaran has been revised to ₹102 lakh per annum with effect from June 1, 2026.

Another AGM-resolution summary in the provided material also mentions the appointment of joint statutory auditors, M/s. Rajagopal and Badri Narayanan, for three years.

Funding instruments and other AGM resolutions mentioned

A separate summary of AGM resolutions in the provided text mentions proposals for private placement issuance of debt instruments. This includes private placement of NCDs of ₹1,500 crore and commercial papers (CPs) of ₹1,000 crore. These are referenced as part of the set of resolutions expected to be considered at the 26th AGM.

The presence of borrowing-limit and debt-instrument proposals together indicates the AGM is positioned as a forum for shareholders to approve a broader funding framework, alongside routine annual approvals.

FY26 performance snapshot: profit and loan book figures

Repco Home Finance reported a standalone net profit of ₹453.52 crore for FY26, while consolidated net profit was stated at ₹475.42 crore. Another summary in the provided material describes FY26 profit after tax at ₹453 crore with 0.8% year-on-year growth.

The same summary also states that the loan book expanded to ₹15,940 crore, reflecting 9.7% growth. Separately, the provided material notes that AUM grew 8.9% year-on-year, alongside a statement that asset quality was stable and FY27 guidance was reaffirmed.

Analyst meet and earlier investor communication

Repco Home Finance also scheduled an analyst meet on September 3, 2026. The meet was planned as part of “Ashwamedh – Elara India Dialogue 2026”, to be held in person in Mumbai at 4:00 PM. The agenda shared includes Q1 FY2027 performance and sector outlook.

Separately, the company stated it cancelled an investor conference with clients of Ashika Institutional Equities scheduled for May 27, 2026 due to unforeseen administrative reasons. It also indicated that its board meeting was scheduled for May 21, 2026 to approve audited financial results for the year ended March 31, 2026.

Company profile and stated growth focus

Repco Home Finance was established in April 2000 and is registered as a housing finance company. It is headquartered in Chennai and has a network of more than 100 branches across India. The company is a subsidiary of Repco Bank Ltd., which is described in the supplied text as a Government of India undertaking.

The provided material also states that Repco Home Finance has set a target of 20% growth in its affordable assets under management, reflecting its focus on affordable housing finance.

Why the AGM agenda matters for shareholders

From a shareholder perspective, the AGM combines a near-term cash flow item (the proposed final dividend) with governance and funding approvals that can shape flexibility over the next financial cycle. The borrowing limit proposal from ₹15,000 crore to ₹20,000 crore is a central item because it directly affects the company’s capacity to raise funds within shareholder-approved thresholds.

The related-party transaction cap of ₹1,300 crore with Repco Bank is also a key disclosure, as it sets the permissible boundary for transactions with the promoter entity. Along with director appointments and remuneration revisions, these resolutions are likely to be the main focus areas for shareholders participating via remote e-voting or the AGM itself.

Conclusion

Repco Home Finance’s FY26 AGM is scheduled for September 29, 2026, with September 22, 2026 set as the record date for dividend and voting eligibility. Shareholders will vote on the proposed final dividend of ₹3 per share and consider resolutions related to borrowing limits, related-party transaction limits, and board-level appointments.

The next immediate milestone is the remote e-voting window from September 26 to September 28, 2026, ahead of the AGM conducted via video conferencing at 11:30 AM IST.