Classic Leasing & Finance Ltd

CLFL

Watchlist

AI Mode

‌

Market Cap

₹ 13 Cr

P/E

19.81

‌

‌
‌

‌

‌
‌

Investment Checklist

How to read checklist?

Performance

MARKET LEADER

Valuation

REASONABLE

Growth

EXCEPTIONAL

Profitability

HIGH MARGIN

Technicals

Bullish

Risk

LOW RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

‌

Overview

Detailed Summary

Classic Leasing & Finance Limited, established in 1984, is a prominent Indian Non-Banking Finance Company (NBFC) primarily engaged in fund-based activities including asset financing and investment in shares and securities.

The company specializes in asset financing solutions such as mezzanine financing and acquisition financing, emphasizing structured credit products backed by collateral for secured, quality retail lending.

In 2014, Classic Leasing diversified by entering the Retail Lending Business targeting priority sector lending to generate a high-quality asset book.

The company is registered with the Reserve Bank of India and listed on the Calcutta Stock Exchange, demonstrating compliance and credibility within the financial sector.

Sector

Finance

Industry

Finance - Investment / Others

Market Cap

13 Cr

Volatility

Low Risk

P/E Ratio

19.8

Industry P/E

30.0

PEG Ratio

0.1

P/B Ratio

—

52W High

48.45

52W Low

23.82

Sales CAGR

143.75%

98.99%

82.58%

10Y

15.78%

Profit CAGR

350.00%

333.11%

54.05%

10Y

47.14%

ROE

TTM

-16.82%

52.83%

90.89%

10Y

-114.92%

ROCE

TTM

10.80%

-108.01%

-28.73%

10Y

-15.17%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
JMDVL	4.69	14 Cr	20.39	0.35	0.00	1.72	2.20	1.95
CLFL	42.00	13 Cr	19.81	0.00	0.00	-16.82	10.80	10.26
BNRUDY	43.99	13 Cr	—	1.27	0.00	-8.41	-12.96	-8.05
1STCUS	83.19	12 Cr	29.60	0.81	1.20	2.75	3.98	2.58
IFINSER	17.98	12 Cr	7.05	0.39	0.00	5.20	7.72	4.88
AMFORGEIND	8.44	12 Cr	30.14	0.92	0.00	3.06	3.53	2.44
YUNIKM	8.67	12 Cr	—	32.48	0.00	-24.16	-24.16	-20.90

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.04	0.09	0.10	0.16	0.09	0.17	0.18	0.25	0.22	0.27
Expenses	0.07	0.11	0.05	0.08	0.07	0.05	0.03	0.19	0.10	0.08
Interest	0.00	0.00	0.10	0.03	0.00	0.00	0.05	0.02	0.00	0.00
Financing Profit	-0.03	-0.02	-0.05	0.05	0.02	0.12	0.10	0.04	0.12	0.19
Financing Margin %	-75.00	-22.22	-50.00	31.25	22.22	70.59	55.56	16.00	54.55	70.37
Other Income	0.04	0.04	0.04	0.11	0.05	0.05	0.06	0.05	0.05	0.05
Depreciation	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.01	0.00	0.00
Profit Before Tax	0.01	0.02	0.00	0.15	0.06	0.17	0.15	0.08	0.17	0.23
Tax %	0.00	0.00	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	0.01	0.02	0.00	0.16	0.06	0.17	0.15	0.08	0.17	0.23
EPS in Rs	0.02	0.08	-0.01	0.52	0.21	0.55	0.50	0.28	0.57	0.77
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	0.06	0.08	0.16	0.02	0.11	0.05	0.08	0.16	0.39	0.82
Expenses	0.05	0.07	0.13	0.08	0.16	0.15	0.26	0.28	0.31	0.37
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.03	0.13	0.07
Financing Profit	0.02	0.02	0.02	-0.06	-0.05	-0.10	-0.18	-0.15	-0.05	0.38
Financing Margin %	24.61	20.74	15.93	-329.19	-49.57	-201.11	-237.10	-93.70	-12.05	46.34
Other Income	0.00	0.00	0.00	0.09	0.08	0.12	0.19	0.17	0.24	0.21
Depreciation	0.00	0.00	0.00	0.00	0.00	0.02	0.00	0.00	0.01	0.01
Profit Before Tax	0.02	0.02	0.02	0.03	0.01	0.00	-7.79	0.01	0.18	0.57
Tax %	796.85	—	524.73	532.94	8.32	-49.04	-99,850.05	-44.39	-7,551.24	0.00
Net Profit	0.01	0.02	0.02	0.02	-0.13	0.00	-7.80	0.04	0.18	0.57
EPS in Rs	—	0.04	0.26	0.10	-0.44	0.01	-26.00	0.12	0.61	2.12
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Reserves	-0.01	0.00	0.02	0.04	0.06	-0.07	-0.07	-7.87	-7.83	-7.64
Borrowings	0.00	0.00	0.00	0.00	7.20	6.34	6.64	6.68	6.30	8.10
Other Liabilities	7.73	7.72	7.70	7.81	0.45	0.59	0.26	0.30	0.34	0.12
Total Liabilities	11	11	11	11	11	9.86	9.83	2.11	1.82	3.58
Fixed Assets	0.01	0.03	0.03	0.03	0.03	0.03	0.01	0.01	0.02	0.02
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	9.29	9.34	8.35	0.75	0.75	0.75
Other Assets	11	11	11	11	1.39	0.49	1.48	1.36	1.05	2.81
Total Assets	11	11	11	11	11	9.86	9.83	2.11	1.82	3.58

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity	0.09	0.60	0.02	0.01	-0.02	0.91	-1.07	-0.04	0.16	0.08
Cash from Investing Activity	-0.02	-0.65	-0.02	-0.06	-0.02	-0.05	0.99	-0.20	0.23	-1.72
Cash from Financing Activity	0.00	0.00	0.00	0.00	0.05	-0.86	0.30	0.04	-0.41	1.66
Net Cash Flow	0.06	-0.04	-0.01	-0.05	0.00	0.01	0.22	-0.20	-0.02	0.03

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%	33.49%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%	66.51%
Total Shareholders	613	613	617	619	618	618	1,032	1,061	1,294	1,290	1,290	1,238

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Dec 26, 2024	Sanjay kumar agarwala	Bulk	Sell	27.12	0.05 Cr	17,000	0.56

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Regulatory Filing

20 hours ago

Revision in Price of Preferential Allotment

The company has revised the issue price of its preferential allotment from 2110/- per share to 11.50/- per share following a new valuation.

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.04	0.09	0.10	0.16	0.09	0.17	0.18	0.25	0.22	0.27
Expenses	0.07	0.11	0.05	0.08	0.07	0.05	0.03	0.19	0.10	0.08
Interest	0.00	0.00	0.10	0.03	0.00	0.00	0.05	0.02	0.00	0.00
Financing Profit	-0.03	-0.02	-0.05	0.05	0.02	0.12	0.10	0.04	0.12	0.19
Financing Margin %	-75.00	-22.22	-50.00	31.25	22.22	70.59	55.56	16.00	54.55	70.37
Other Income	0.04	0.04	0.04	0.11	0.05	0.05	0.06	0.05	0.05	0.05
Depreciation	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.01	0.00	0.00
Profit Before Tax	0.01	0.02	0.00	0.15	0.06	0.17	0.15	0.08	0.17	0.23
Tax %	0.00	0.00	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	0.01	0.02	0.00	0.16	0.06	0.17	0.15	0.08	0.17	0.23
EPS in Rs	0.02	0.08	-0.01	0.52	0.21	0.55	0.50	0.28	0.57	0.77
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	0.06	0.08	0.16	0.02	0.11	0.05	0.08	0.16	0.39	0.82
Expenses	0.05	0.07	0.13	0.08	0.16	0.15	0.26	0.28	0.31	0.37
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.03	0.13	0.07
Financing Profit	0.02	0.02	0.02	-0.06	-0.05	-0.10	-0.18	-0.15	-0.05	0.38
Financing Margin %	24.61	20.74	15.93	-329.19	-49.57	-201.11	-237.10	-93.70	-12.05	46.34
Other Income	0.00	0.00	0.00	0.09	0.08	0.12	0.19	0.17	0.24	0.21
Depreciation	0.00	0.00	0.00	0.00	0.00	0.02	0.00	0.00	0.01	0.01
Profit Before Tax	0.02	0.02	0.02	0.03	0.01	0.00	-7.79	0.01	0.18	0.57
Tax %	796.85	—	524.73	532.94	8.32	-49.04	-99,850.05	-44.39	-7,551.24	0.00
Net Profit	0.01	0.02	0.02	0.02	-0.13	0.00	-7.80	0.04	0.18	0.57
EPS in Rs	—	0.04	0.26	0.10	-0.44	0.01	-26.00	0.12	0.61	2.12
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Reserves	-0.01	0.00	0.02	0.04	0.06	-0.07	-0.07	-7.87	-7.83	-7.64
Borrowings	0.00	0.00	0.00	0.00	7.20	6.34	6.64	6.68	6.30	8.10
Other Liabilities	7.73	7.72	7.70	7.81	0.45	0.59	0.26	0.30	0.34	0.12
Total Liabilities	11	11	11	11	11	9.86	9.83	2.11	1.82	3.58
Fixed Assets	0.01	0.03	0.03	0.03	0.03	0.03	0.01	0.01	0.02	0.02
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	9.29	9.34	8.35	0.75	0.75	0.75
Other Assets	11	11	11	11	1.39	0.49	1.48	1.36	1.05	2.81
Total Assets	11	11	11	11	11	9.86	9.83	2.11	1.82	3.58

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity	0.09	0.60	0.02	0.01	-0.02	0.91	-1.07	-0.04	0.16	0.08
Cash from Investing Activity	-0.02	-0.65	-0.02	-0.06	-0.02	-0.05	0.99	-0.20	0.23	-1.72
Cash from Financing Activity	0.00	0.00	0.00	0.00	0.05	-0.86	0.30	0.04	-0.41	1.66
Net Cash Flow	0.06	-0.04	-0.01	-0.05	0.00	0.01	0.22	-0.20	-0.02	0.03

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Overview

Detailed Summary

In 2014, Classic Leasing diversified by entering the Retail Lending Business targeting priority sector lending to generate a high-quality asset book.

The company is registered with the Reserve Bank of India and listed on the Calcutta Stock Exchange, demonstrating compliance and credibility within the financial sector.

Sector

Finance

Industry

Finance - Investment / Others

Market Cap

13 Cr

Volatility

Low Risk

P/E Ratio

19.8

Industry P/E

30.0

PEG Ratio

0.1

P/B Ratio

—

52W High

48.45

52W Low

23.82

Sales CAGR

143.75%

98.99%

82.58%

10Y

15.78%

Profit CAGR

350.00%

333.11%

54.05%

10Y

47.14%

ROE

TTM

-16.82%

52.83%

90.89%

10Y

-114.92%

ROCE

TTM

10.80%

-108.01%

-28.73%

10Y

-15.17%

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
JMDVL	4.69	14 Cr	20.39	0.35	0.00	1.72	2.20	1.95
CLFL	42.00	13 Cr	19.81	0.00	0.00	-16.82	10.80	10.26
BNRUDY	43.99	13 Cr	—	1.27	0.00	-8.41	-12.96	-8.05
1STCUS	83.19	12 Cr	29.60	0.81	1.20	2.75	3.98	2.58
IFINSER	17.98	12 Cr	7.05	0.39	0.00	5.20	7.72	4.88
AMFORGEIND	8.44	12 Cr	30.14	0.92	0.00	3.06	3.53	2.44
YUNIKM	8.67	12 Cr	—	32.48	0.00	-24.16	-24.16	-20.90