Hasti Finance Limited, a public limited company, primarily engages in providing unsecured business, personal, and gold loans targeted at small business owners and middle-class households.

The company also participates in hire purchase finance, mainly serving the auto sector in India, generating income through interest, vehicle financing activities, and other financial services.

Margins are currently under pressure due to increased competition from banks and financial institutions offering similar financial products and services.

To expand its business scope, Hasti Finance invested in stock broking in 2007 by acquiring memberships in major Indian stock exchanges but has faced profitability challenges due to non-performing asset provisions.

In 2013, Hasti Finance acquired Surana Computers & Software Ltd, venturing into computer hardware and software development, marking its diversification efforts beyond traditional lending.