Oracle Financial Services Software Ltd

OFSS

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Market Cap

₹ 69,358 Cr

P/E

29.22

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Investment Checklist

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Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

EXCEPTIONAL

Profitability

HIGH MARGIN

Technicals

Bearish

Risk

HIGH RISK

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Price

PE Ratio

Price

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Overview

Detailed Summary

Oracle Financial Services Software Limited provides advanced financial technology solutions globally, including retail banking, compliance management, and IT services.

The company's innovative Flexcube platform is widely used, with over 810 financial institutions in 130 countries relying on its solutions.

Oracle Financial Services Software's cloud-ready applications are rapidly modernizing customer IT platforms, offering significant competitive advantages.

Strategic alliances with major tech firms help Oracle retain its leadership in financial solutions, enhancing customer experiences.

Recent contract wins with global banks highlight the firm's critical role in transforming banking operations.

Sector

IT - Software

Industry

Computers - Software - Large

Market Cap

69,358 Cr

Volatility

High Risk

P/E Ratio

29.2

Industry P/E

25.7

PEG Ratio

3.3

P/B Ratio

9.4

52W High

13,203.60

52W Low

7,057.70

Sales CAGR

7.43%

9.38%

7.66%

10Y

4.18%

Profit CAGR

7.22%

22.76%

16.18%

10Y

15.76%

ROE

TTM

32.21%

27.05%

26.72%

10Y

26.51%

ROCE

TTM

42.70%

34.64%

34.10%

10Y

36.10%

Technicals

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Forecasts

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Price, EPS and Revenue Projections

Strong SellSellHoldBuyStrong Buy

Sell

Strong Buy

Buy

Hold

Sell

Strong Sell

updated on

Dec 03, 2025

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
TECHM	1573.30	1,54,350 Cr	34.41	5.60	2.85	16.31	21.47	9.73
PERSISTENT	6253.05	99,266 Cr	59.61	13.89	0.55	23.30	29.31	16.84
OFSS	7819.00	69,358 Cr	29.22	9.41	3.32	32.21	42.70	25.50
COFORGE	1857.95	62,666 Cr	55.26	9.09	0.20	17.06	20.88	9.90
MPHASIS	2859.60	55,256 Cr	30.95	5.74	1.96	18.55	21.93	10.97
LTTS	4611.00	48,858 Cr	38.23	7.89	1.19	20.65	26.06	13.10
HEXT	766.80	46,984 Cr	33.65	8.09	1.13	22.89	28.31	15.03

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Sales	1,462	1,444	1,824	1,642	1,741	1,674	1,715	1,716	1,852	1,789
Expenses	841	886	955	908	894	923	1,001	952	1,006	1,034
Operating Profit	622	558	869	734	847	751	714	765	846	755
OPM %	42.50	38.64	47.63	44.72	48.64	44.84	41.62	44.56	45.69	42.22
Other Income	101	65	94	83	48	105	70	82	73	66
Interest	-3.20	8.04	9.37	14	4.70	8.40	-3.30	-9.30	-4.30	7.80
Depreciation	19	19	19	18	18	18	17	17	18	17
Profit Before Tax	707	596	934	785	873	829	770	839	905	797
Tax %	29.12	29.98	20.70	28.67	29.35	30.31	29.70	23.25	29.10	31.50
Net Profit	501	417	741	560	617	578	541	644	642	546
EPS in Rs	57.38	47.83	84.84	64.04	70.51	66.46	61.91	73.70	73.49	62.53

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,847	6,958
Expenses	2,693	2,716	2,814	2,633	2,515	2,723	3,227	3,590	3,771	3,882
Operating Profit	1,734	1,811	2,145	2,229	2,469	2,499	2,471	2,783	3,076	3,076
OPM %	39.17	40.00	43.25	45.85	49.53	47.86	43.37	43.66	44.93	44.20
Other Income	93	91	176	177	132	134	192	342	304	329
Interest	0.00	0.00	0.00	47	19	12	13	28	0.50	-8.50
Depreciation	70	61	54	106	104	93	81	74	69	69
Profit Before Tax	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022	3,311	3,343
Tax %	32.53	32.79	38.87	35.08	28.88	25.29	29.72	26.57	28.13	28.07
Net Profit	1,185	1,237	1,386	1,462	1,762	1,889	1,806	2,219	2,380	2,405
EPS in Rs	136.18	141.94	158.78	167.57	201.96	216.28	206.99	254.08	272.57	271.62
Dividend Payout %	122.05	90.05	0.00	106.09	98.04	87.14	108.04	94.21	97.24	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	42	42	43	43	43	43	43	43	43	43
Reserves	4,632	3,222	4,665	4,894	6,527	6,806	7,057	7,416	7,816	8,319
Borrowings	0.00	0.00	0.00	0.00	115	70	83	69	43	46
Other Liabilities	1,012	2,756	1,226	1,195	1,337	1,365	1,552	1,747	2,034	1,727
Total Liabilities	5,686	6,021	5,933	6,131	8,021	8,284	8,735	9,276	9,936	10,135
Fixed Assets	865	860	827	854	953	874	861	837	795	786
CWIP	4.79	0.82	2.59	0.45	0.05	0.13	3.82	0.57	2.76	9.10
Investments	10	10	10	10	10	10	10	10	10	10
Other Assets	4,806	5,150	5,094	5,267	7,058	7,399	7,860	8,428	9,128	9,330
Total Assets	5,686	6,021	5,933	6,131	8,021	8,284	8,735	9,276	9,936	10,135

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	712	1,121	1,157	1,380	1,522	1,920	1,856	1,758	1,791	2,199
Cash from Investing Activity	981	1,849	-1,353	221	-1,384	46	-167	137	1,598	-2,453
Cash from Financing Activity	-1,776	-931	-1,630	-1,250	-47	-1,590	-1,733	-1,665	-1,958	-2,096
Net Cash Flow	-83	2,038	-1,825	351	90	376	-45	230	1,430	-2,350

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	72.99%	72.98%	72.90%	72.81%	72.78%	72.75%	72.71%	72.69%	72.62%	72.59%	72.56%	72.53%
FIIs	6.75%	7.44%	7.79%	7.74%	6.90%	6.13%	5.10%	7.73%	8.49%	8.75%	8.55%	8.65%
DIIs	9.17%	8.53%	8.47%	8.56%	9.47%	10.27%	11.50%	9.91%	9.38%	8.69%	8.50%	8.45%
Public	11.09%	11.06%	10.85%	10.89%	10.85%	10.85%	10.69%	9.67%	9.51%	9.97%	10.39%	10.37%
Total Shareholders	1,22,183	1,15,980	1,07,100	1,01,790	99,707	1,10,913	1,13,108	1,25,917	1,20,122	1,25,986	1,29,286	1,38,142

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Dec 04, 2024	Onkarnath banerjee	Insider - KMP	Acquisition	5.00	0.00 Cr	1,371	—
Dec 04, 2024	Onkarnath banerjee	Insider - KMP	Disposal	11,748.78	0.12 Cr	100	—
Nov 22, 2024	Priyanshu bhatt	Insider - Designated Person	Acquisition	1,632.89	0.65 Cr	3,976	—
Nov 22, 2024	Manish bhandari	Insider - Designated Person	Acquisition	5.00	0.00 Cr	300	—
Nov 22, 2024	Chad randall menke	Insider - Designated Person	Acquisition	3,986.90	0.40 Cr	1,000	—
Nov 18, 2024	Manish bhandari	Insider - Designated Person	Disposal	12,100.00	0.12 Cr	100	—
Sep 27, 2024	Chad randall menke	Insider - Designated Person	Disposal	11,600.00	0.58 Cr	500	—
Sep 25, 2024	Makarand padalkar	Insider - Director	Disposal	11,421.80	6.02 Cr	5,271	0.00
Sep 24, 2024	Onkarnath banerjee	Insider - KMP	Disposal	11,486.62	0.11 Cr	100	—
Sep 23, 2024	Makarand padalkar	Insider - Director	Disposal	11,213.86	3.06 Cr	2,729	0.00

Projection

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Financial Statements

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Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

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Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Sales	1,462	1,444	1,824	1,642	1,741	1,674	1,715	1,716	1,852	1,789
Expenses	841	886	955	908	894	923	1,001	952	1,006	1,034
Operating Profit	622	558	869	734	847	751	714	765	846	755
OPM %	42.50	38.64	47.63	44.72	48.64	44.84	41.62	44.56	45.69	42.22
Other Income	101	65	94	83	48	105	70	82	73	66
Interest	-3.20	8.04	9.37	14	4.70	8.40	-3.30	-9.30	-4.30	7.80
Depreciation	19	19	19	18	18	18	17	17	18	17
Profit Before Tax	707	596	934	785	873	829	770	839	905	797
Tax %	29.12	29.98	20.70	28.67	29.35	30.31	29.70	23.25	29.10	31.50
Net Profit	501	417	741	560	617	578	541	644	642	546
EPS in Rs	57.38	47.83	84.84	64.04	70.51	66.46	61.91	73.70	73.49	62.53

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,847	6,958
Expenses	2,693	2,716	2,814	2,633	2,515	2,723	3,227	3,590	3,771	3,882
Operating Profit	1,734	1,811	2,145	2,229	2,469	2,499	2,471	2,783	3,076	3,076
OPM %	39.17	40.00	43.25	45.85	49.53	47.86	43.37	43.66	44.93	44.20
Other Income	93	91	176	177	132	134	192	342	304	329
Interest	0.00	0.00	0.00	47	19	12	13	28	0.50	-8.50
Depreciation	70	61	54	106	104	93	81	74	69	69
Profit Before Tax	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022	3,311	3,343
Tax %	32.53	32.79	38.87	35.08	28.88	25.29	29.72	26.57	28.13	28.07
Net Profit	1,185	1,237	1,386	1,462	1,762	1,889	1,806	2,219	2,380	2,405
EPS in Rs	136.18	141.94	158.78	167.57	201.96	216.28	206.99	254.08	272.57	271.62
Dividend Payout %	122.05	90.05	0.00	106.09	98.04	87.14	108.04	94.21	97.24	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	42	42	43	43	43	43	43	43	43	43
Reserves	4,632	3,222	4,665	4,894	6,527	6,806	7,057	7,416	7,816	8,319
Borrowings	0.00	0.00	0.00	0.00	115	70	83	69	43	46
Other Liabilities	1,012	2,756	1,226	1,195	1,337	1,365	1,552	1,747	2,034	1,727
Total Liabilities	5,686	6,021	5,933	6,131	8,021	8,284	8,735	9,276	9,936	10,135
Fixed Assets	865	860	827	854	953	874	861	837	795	786
CWIP	4.79	0.82	2.59	0.45	0.05	0.13	3.82	0.57	2.76	9.10
Investments	10	10	10	10	10	10	10	10	10	10
Other Assets	4,806	5,150	5,094	5,267	7,058	7,399	7,860	8,428	9,128	9,330
Total Assets	5,686	6,021	5,933	6,131	8,021	8,284	8,735	9,276	9,936	10,135

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	712	1,121	1,157	1,380	1,522	1,920	1,856	1,758	1,791	2,199
Cash from Investing Activity	981	1,849	-1,353	221	-1,384	46	-167	137	1,598	-2,453
Cash from Financing Activity	-1,776	-931	-1,630	-1,250	-47	-1,590	-1,733	-1,665	-1,958	-2,096
Net Cash Flow	-83	2,038	-1,825	351	90	376	-45	230	1,430	-2,350

Oscillators

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Neutral

Bearish

Neutral

Bullish

Overall

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Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
TECHM	1573.30	1,54,350 Cr	34.41	5.60	2.85	16.31	21.47	9.73
PERSISTENT	6253.05	99,266 Cr	59.61	13.89	0.55	23.30	29.31	16.84
OFSS	7819.00	69,358 Cr	29.22	9.41	3.32	32.21	42.70	25.50
COFORGE	1857.95	62,666 Cr	55.26	9.09	0.20	17.06	20.88	9.90
MPHASIS	2859.60	55,256 Cr	30.95	5.74	1.96	18.55	21.93	10.97
LTTS	4611.00	48,858 Cr	38.23	7.89	1.19	20.65	26.06	13.10
HEXT	766.80	46,984 Cr	33.65	8.09	1.13	22.89	28.31	15.03

Overview

Detailed Summary

Oracle Financial Services Software Limited provides advanced financial technology solutions globally, including retail banking, compliance management, and IT services.

The company's innovative Flexcube platform is widely used, with over 810 financial institutions in 130 countries relying on its solutions.

Oracle Financial Services Software's cloud-ready applications are rapidly modernizing customer IT platforms, offering significant competitive advantages.

Strategic alliances with major tech firms help Oracle retain its leadership in financial solutions, enhancing customer experiences.

Recent contract wins with global banks highlight the firm's critical role in transforming banking operations.

Sector

IT - Software

Industry

Computers - Software - Large

Market Cap

69,358 Cr

Volatility

High Risk

P/E Ratio

29.2

Industry P/E

25.7

PEG Ratio

3.3

P/B Ratio

9.4

52W High

13,203.60

52W Low

7,057.70

Sales CAGR

7.43%

9.38%

7.66%

10Y

4.18%

Profit CAGR

7.22%

22.76%

16.18%

10Y

15.76%

ROE

TTM

32.21%

27.05%

26.72%

10Y

26.51%

ROCE

TTM

42.70%

34.64%

34.10%

10Y

36.10%