IRIS
Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
Prices might be delayed by a few minutes.
Join our Exclusive Community
Join our Exclusive Community
Made with 💙 in India. © Finsky Technologies Pvt Ltd. 2026
Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.
Bearish
4
Neutral
6
Bullish
4
Bearish
21
Neutral
6
Bullish
19
Bearish
17
Neutral
0
Bullish
15
Bearish
17
Neutral
0
Bullish
15
Bearish
17
Neutral
0
Bullish
15
Bearish
17
Neutral
0
Bullish
15
Discovery themes featuring this stock
View Standalone
View Standalone
Investor Presentation
Q2 FY26
Investor Presentation
Q1 FY26
Sainik Finance & Industries Ltd (SAINIK) is currently trading at 35.55 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Sainik Finance & Industries Limited is an India‑registered NBFC primarily engaged in financing and investment activities, notably providing loans for heavy earth moving machines (HEMM) such as tippers and pay loaders; the company transitioned from manufacturing (cement and PSC poles) to financial services and is registered with the RBI as an NBFC. The company’s income is almost entirely interest income: for the quarter ended September 30, 2025 interest income was Rs. 408.95 lakhs and total half‑year interest income stood at Rs. 770.94 lakhs, indicating that lending operations drive top‑line performance with negligible non‑operating revenue reported in the period. Balance sheet composition shows loan assets of Rs. 15,451.72 lakhs and total assets of Rs. 16,822.42 lakhs as at September 30, 2025, funded with borrowings of Rs. 11,307.46 lakhs and other financial liabilities; other equity increased to Rs. 3,498.81 lakhs, reflecting retained earnings and capital buffers. Operating cash flow was substantially negative for the half year (net cash used in operations Rs. 3,495.67 lakhs) driven by a large increase in loan disbursements of Rs. 3,481.41 lakhs; financing activities partially offset this with borrowings raised of Rs. 2,826.39 lakhs, leaving a net reduction in cash and equivalents to Rs. 110.92 lakhs. Recent governance and reporting steps include Audit Committee review and Board approval of unaudited results on November 14, 2025 and a limited review by the statutory auditor, which reported no matters requiring modification in the reviewed interim financial information.
Over the past 52 weeks, Sainik Finance & Industries Ltd has traded between a low of ₹27.05 and a high of ₹48.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Sainik Finance & Industries Ltd has a market capitalization of approximately 37.10. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Sainik Finance & Industries Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 7.75 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 37.10 Cr, Sainik Finance & Industries Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Sainik Finance & Industries Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Sainik Finance & Industries Ltd is 7.75. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
95.00 | 75 Cr | -1.77 | 0.00 | 0.00 | 15.97 | 2.61 | -43.13 | ||
35.55 | 37 Cr | 7.75 | 0.77 | 0.00 | 8.63 | 9.67 | 2.58 | ||
40.20 | 32 Cr | -1.17 | 1.25 | 0.00 | -89.72 | -38.06 | -15.86 | ||
32.70 | 32 Cr | -2.00 | 0.00 | 0.00 | — | — | 0.00 | ||
103.95 | 28 Cr | 41.23 | 4.58 | 0.00 | 14.69 | 18.19 | 7.67 | ||
11.64 | 20 Cr | -0.23 | 0.00 | 0.00 | 13.72 | 15.75 | -4174.88 | ||
3.58 | 3 Cr | -19.06 | 0.00 | 0.00 | 10.31 | -179.20 | -160.00 | ||
| Median: 7 Co. | — | 35.55 | 32 Cr | -1.17 | 0.00 | 0.00 | 12.02 | 6.14 | -15.86 |
Sainik Finance & Industries Limited is an India‑registered NBFC primarily engaged in financing and investment activities, notably providing loans for heavy earth moving machines (HEMM) such as tippers and pay loaders; the company transitioned from manufacturing (cement and PSC poles) to financial services and is registered with the RBI as an NBFC.
The company’s income is almost entirely interest income: for the quarter ended September 30, 2025 interest income was Rs. 408.95 lakhs and total half‑year interest income stood at Rs. 770.94 lakhs, indicating that lending operations drive top‑line performance with negligible non‑operating revenue reported in the period.
Balance sheet composition shows loan assets of Rs. 15,451.72 lakhs and total assets of Rs. 16,822.42 lakhs as at September 30, 2025, funded with borrowings of Rs. 11,307.46 lakhs and other financial liabilities; other equity increased to Rs. 3,498.81 lakhs, reflecting retained earnings and capital buffers.
Operating cash flow was substantially negative for the half year (net cash used in operations Rs. 3,495.67 lakhs) driven by a large increase in loan disbursements of Rs. 3,481.41 lakhs; financing activities partially offset this with borrowings raised of Rs. 2,826.39 lakhs, leaving a net reduction in cash and equivalents to Rs. 110.92 lakhs.
Recent governance and reporting steps include Audit Committee review and Board approval of unaudited results on November 14, 2025 and a limited review by the statutory auditor, which reported no matters requiring modification in the reviewed interim financial information.
Cement & Cement Products
Cement & Cement Products
37 Cr
Low Risk
7.8
36.9
-0.3
0.8
48.00
27.05
Sales CAGR
Profit CAGR
ROE
ROCE
