U. Y. Fincorp Ltd

UYFINCORP

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Market Cap

₹ 244 Cr

P/E

—

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Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Bearish

Risk

MODERATE RISK

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Price

PE Ratio

Price

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Overview

Detailed Summary

U. Y. Fincorp Limited is a registered Non-Banking Financial Company (NBFC) in India, offering asset finance, investment banking, and leasing solutions.

The company was originally incorporated as Golden Securities Private Limited in 1993 and has undergone several name changes, with the latest being U. Y. Fincorp in 2018.

The firm is supported by a strong management team with expertise in finance, accounts, and capital markets, with Mr. Udai Kothari as the prominent promoter.

U. Y. Fincorp specializes in providing inter-corporate loans, personal loans, and investments in both quoted and unquoted securities across India.

Sector

Finance

Industry

NBFC-Others

Market Cap

244 Cr

Volatility

Moderate Risk

P/E Ratio

—

Industry P/E

34.5

PEG Ratio

—

P/B Ratio

1.0

52W High

26.80

52W Low

11.25

Sales CAGR

465.25%

9.90%

45.19%

10Y

18.28%

Profit CAGR

-23.39%

53.96%

33.66%

10Y

5.38%

ROE

TTM

-0.27%

1.89%

2.45%

10Y

2.62%

ROCE

TTM

-0.22%

3.24%

3.76%

10Y

4.69%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SERA	40.74	267 Cr	—	0.66	0.00	-0.56	-0.34	-0.47
PURPLEFIN	48.80	263 Cr	—	2.42	0.00	-11.26	-5.35	-6.24
TEAMGTY	286.50	258 Cr	101.96	5.26	0.00	5.15	6.40	5.15
EMERALD	74.14	256 Cr	21.49	2.82	0.20	13.13	17.88	10.43
UYFINCORP	14.05	244 Cr	—	0.98	0.00	-0.27	-0.22	-0.21
REGENCY	30.50	226 Cr	22.43	1.70	0.00	7.38	9.62	4.09
ALFREDHERB	2865.00	224 Cr	9.30	0.40	0.17	4.25	4.83	73.18

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
Revenue	4.35	3.84	7.45	-1.65	10	35	16	23	9.57	15
Expenses	0.49	0.47	-1.33	1.96	1.94	31	49	-3.17	7.53	12
Interest	0.19	0.17	0.20	0.21	0.28	0.28	0.28	0.28	0.19	0.10
Financing Profit	3.67	3.20	8.58	-3.82	7.85	3.29	-33	26	1.85	3.58
Financing Margin %	84.37	83.33	115.17	231.52	77.95	9.39	-210.24	112.77	19.33	23.43
Other Income	0.25	0.25	0.26	0.27	0.27	0.30	0.33	0.33	0.32	0.38
Depreciation	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.05	0.05	0.05
Profit Before Tax	3.89	3.41	8.81	-3.58	8.08	3.55	-33	26	2.12	3.90
Tax %	27.51	27.86	26.79	37.15	25.37	30.70	26.18	25.53	22.64	21.79
Net Profit	3.83	3.31	6.54	-2.98	9.53	4.02	-24	19	-0.55	5.25
EPS in Rs	0.20	0.17	0.35	-0.16	0.50	0.21	-1.28	0.99	-0.03	0.28
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	TTM
Revenue	17	185	32	41	40	20	17	14	84	63
Expenses	12	174	17	22	23	3.35	13	1.60	79	65
Interest	6.57	2.69	0.01	0.00	0.01	0.00	0.71	0.77	1.12	0.85
Financing Profit	-2.18	7.96	16	18	17	17	3.91	12	3.19	-2.51
Financing Margin %	-13.11	4.31	48.66	45.16	41.59	83.27	22.72	83.02	3.81	-3.96
Other Income	0.37	0.34	0.25	0.09	0.22	0.01	0.81	1.03	1.23	1.36
Depreciation	0.21	0.24	0.20	0.15	0.19	0.18	0.14	0.11	0.16	0.19
Profit Before Tax	-2.02	8.06	16	18	17	16	4.58	13	4.25	-1.36
Tax %	-5.77	34.98	35.48	36.94	29.99	12.05	39.93	24.29	24.45	51.47
Net Profit	-1.65	5.24	7.44	12	12	4.02	2.75	9.49	3.21	-0.66
EPS in Rs	—	—	—	—	—	0.38	-0.30	0.56	0.42	-0.04
Dividend Payout %	0.00	0.00	0.00	0.00	8.20	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Equity Capital	33	35	95	95	95	95	95	95	95	95
Reserves	60	66	120	127	139	150	151	129	141	149
Borrowings	68	56	0.70	0.00	0.00	2.09	2.67	8.50	14	14
Other Liabilities	4.96	6.25	2.96	3.89	3.32	4.03	16	31	29	55
Total Liabilities	166	163	218	226	237	252	265	264	280	314
Fixed Assets	0.70	0.76	0.58	0.47	2.50	3.37	1.51	0.98	0.87	1.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	23	32	33	34
Other Assets	165	162	218	226	235	248	240	231	246	279
Total Assets	166	163	218	226	237	252	265	264	280	314

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Cash from Operating Activity	-67	16	-48	3.47	1.20	-10	1.59	18	4.79	-13
Cash from Investing Activity	-9.59	-7.57	-7.28	3.77	1.97	1.28	-3.01	-24	0.10	-0.96
Cash from Financing Activity	74	-4.66	52	-0.07	-0.00	2.09	0.17	6.40	4.35	7.74
Net Cash Flow	-2.47	3.60	-3.18	7.17	3.17	-6.89	-1.24	0.53	9.25	-6.14

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	68.41%	70.50%	70.50%	70.87%	71.38%	71.38%	71.38%	71.38%	71.38%	71.38%	71.38%	71.38%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.05%	0.05%	0.72%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	31.59%	29.50%	29.50%	29.13%	28.62%	28.62%	28.62%	28.62%	28.61%	28.57%	28.57%	27.91%
Total Shareholders	7,236	7,053	6,516	6,881	8,239	15,869	15,244	15,828	19,386	19,354	19,081	21,165

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Sep 19, 2024	Vikrambhai gokalbhai chaudhari	Bulk	Sell	30.19	2.44 Cr	8,07,266	0.42
Sep 19, 2024	Vikrambhai gokalbhai chaudhari	Bulk	Buy	30.07	3.98 Cr	13,24,146	0.69
Dec 28, 2023	U. y. industries private limited	Insider - Promoter Group	Acquisition	27.88	0.28 Cr	1,00,000	0.05
Nov 23, 2023	U. y. industries private limited	Insider - Promoter Group	Acquisition	24.79	0.11 Cr	44,535	0.02
Nov 23, 2023	U. y. industries private limited	Insider - Promoter Group	Acquisition	25.21	0.09 Cr	36,770	0.01
Nov 17, 2023	U. y. industries private limited	Insider - Promoter Group	Acquisition	27.36	0.20 Cr	74,000	0.03
Nov 14, 2023	U. y. industries private limited	Insider - Promoter Group	Acquisition	27.56	1.12 Cr	4,06,122	0.21
Nov 10, 2023	U. y. industries private limited	Insider - Promoter Group	Acquisition	26.54	0.66 Cr	2,49,227	0.13
Sep 29, 2023	Udai kothari	Insider - Promoter & Director	Acquisition	27.70	0.37 Cr	1,32,500	0.06
Sep 27, 2023	Udai kothari	Insider - Promoter & Director	Acquisition	27.40	0.12 Cr	45,025	0.02

Projection

Actions

Action Type

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Announcements

Last 7 days

Newest

Sentiment

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Documents

Presentations

Concalls

Reports

Presentations

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Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SERA	40.74	267 Cr	—	0.66	0.00	-0.56	-0.34	-0.47
PURPLEFIN	48.80	263 Cr	—	2.42	0.00	-11.26	-5.35	-6.24
TEAMGTY	286.50	258 Cr	101.96	5.26	0.00	5.15	6.40	5.15
EMERALD	74.14	256 Cr	21.49	2.82	0.20	13.13	17.88	10.43
UYFINCORP	14.05	244 Cr	—	0.98	0.00	-0.27	-0.22	-0.21
REGENCY	30.50	226 Cr	22.43	1.70	0.00	7.38	9.62	4.09
ALFREDHERB	2865.00	224 Cr	9.30	0.40	0.17	4.25	4.83	73.18

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Financial Statements

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Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

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Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
Revenue	4.35	3.84	7.45	-1.65	10	35	16	23	9.57	15
Expenses	0.49	0.47	-1.33	1.96	1.94	31	49	-3.17	7.53	12
Interest	0.19	0.17	0.20	0.21	0.28	0.28	0.28	0.28	0.19	0.10
Financing Profit	3.67	3.20	8.58	-3.82	7.85	3.29	-33	26	1.85	3.58
Financing Margin %	84.37	83.33	115.17	231.52	77.95	9.39	-210.24	112.77	19.33	23.43
Other Income	0.25	0.25	0.26	0.27	0.27	0.30	0.33	0.33	0.32	0.38
Depreciation	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.05	0.05	0.05
Profit Before Tax	3.89	3.41	8.81	-3.58	8.08	3.55	-33	26	2.12	3.90
Tax %	27.51	27.86	26.79	37.15	25.37	30.70	26.18	25.53	22.64	21.79
Net Profit	3.83	3.31	6.54	-2.98	9.53	4.02	-24	19	-0.55	5.25
EPS in Rs	0.20	0.17	0.35	-0.16	0.50	0.21	-1.28	0.99	-0.03	0.28
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	TTM
Revenue	17	185	32	41	40	20	17	14	84	63
Expenses	12	174	17	22	23	3.35	13	1.60	79	65
Interest	6.57	2.69	0.01	0.00	0.01	0.00	0.71	0.77	1.12	0.85
Financing Profit	-2.18	7.96	16	18	17	17	3.91	12	3.19	-2.51
Financing Margin %	-13.11	4.31	48.66	45.16	41.59	83.27	22.72	83.02	3.81	-3.96
Other Income	0.37	0.34	0.25	0.09	0.22	0.01	0.81	1.03	1.23	1.36
Depreciation	0.21	0.24	0.20	0.15	0.19	0.18	0.14	0.11	0.16	0.19
Profit Before Tax	-2.02	8.06	16	18	17	16	4.58	13	4.25	-1.36
Tax %	-5.77	34.98	35.48	36.94	29.99	12.05	39.93	24.29	24.45	51.47
Net Profit	-1.65	5.24	7.44	12	12	4.02	2.75	9.49	3.21	-0.66
EPS in Rs	—	—	—	—	—	0.38	-0.30	0.56	0.42	-0.04
Dividend Payout %	0.00	0.00	0.00	0.00	8.20	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Equity Capital	33	35	95	95	95	95	95	95	95	95
Reserves	60	66	120	127	139	150	151	129	141	149
Borrowings	68	56	0.70	0.00	0.00	2.09	2.67	8.50	14	14
Other Liabilities	4.96	6.25	2.96	3.89	3.32	4.03	16	31	29	55
Total Liabilities	166	163	218	226	237	252	265	264	280	314
Fixed Assets	0.70	0.76	0.58	0.47	2.50	3.37	1.51	0.98	0.87	1.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	23	32	33	34
Other Assets	165	162	218	226	235	248	240	231	246	279
Total Assets	166	163	218	226	237	252	265	264	280	314

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Cash from Operating Activity	-67	16	-48	3.47	1.20	-10	1.59	18	4.79	-13
Cash from Investing Activity	-9.59	-7.57	-7.28	3.77	1.97	1.28	-3.01	-24	0.10	-0.96
Cash from Financing Activity	74	-4.66	52	-0.07	-0.00	2.09	0.17	6.40	4.35	7.74
Net Cash Flow	-2.47	3.60	-3.18	7.17	3.17	-6.89	-1.24	0.53	9.25	-6.14

Overview

Detailed Summary

U. Y. Fincorp Limited is a registered Non-Banking Financial Company (NBFC) in India, offering asset finance, investment banking, and leasing solutions.

The company was originally incorporated as Golden Securities Private Limited in 1993 and has undergone several name changes, with the latest being U. Y. Fincorp in 2018.

The firm is supported by a strong management team with expertise in finance, accounts, and capital markets, with Mr. Udai Kothari as the prominent promoter.

U. Y. Fincorp specializes in providing inter-corporate loans, personal loans, and investments in both quoted and unquoted securities across India.

Sector

Finance

Industry

NBFC-Others

Market Cap

244 Cr

Volatility

Moderate Risk

P/E Ratio

—

Industry P/E

34.5

PEG Ratio

—

P/B Ratio

1.0

52W High

26.80

52W Low

11.25

Sales CAGR

465.25%

9.90%

45.19%

10Y

18.28%

Profit CAGR

-23.39%

53.96%

33.66%

10Y

5.38%

ROE

TTM

-0.27%

1.89%

2.45%

10Y

2.62%

ROCE

TTM

-0.22%

3.24%

3.76%

10Y

4.69%

U Y Fincorp Ltd

U. Y. Fincorp Ltd

UYFINCORP

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Overview

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Consolidated Quarterly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

Shareholdings

Shareholding History

Market Transactions

Projection

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Technicals

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Overall

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Shareholdings

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Market Transactions

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

Forecasts

U. Y. Fincorp Ltd

UYFINCORP

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Announcements

Overview

Sector

Industry

Market Cap

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P/E Ratio

Industry P/E

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P/B Ratio

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