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In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment.