Reliance Home Finance CIRP: Operational claims list 2026

What the latest creditor list shows

Reliance Home Finance Limited’s corporate insolvency resolution process (CIRP) has a published list of operational creditors (other than workmen and employees and government dues) showing how claims are being received, examined, and admitted. The document captures claims received between September 2025 and March 2026 and categorises them as operational creditor claims for goods and services. It also separates amounts that are provisionally admitted from those still under verification.

As per the list, the date of commencement of CIRP is 16-09-2025, and the list of creditors is shown as on 09-03-2026. The eight claims in this excerpt add up to a total amount claimed of ₹100,993,211.84. Of this, ₹27,870,269 is shown as admitted (marked “Provisionally Admitted” across several entries), while ₹73,122,943.00 is reflected as pending verification.

Reliance Home Finance: key dates and totals in the annexure

The creditor annexure identifies the corporate debtor as Reliance Home Finance Limited. It lists each creditor’s date of receipt of claim, amount claimed, amount admitted (if admitted), whether the creditor is a related party, and remarks on admission or verification. In the rows shown, the “related party” field is marked No.

A notable feature in this list is the presence of market infrastructure institutions and intermediaries such as Central Depository Services (India) Limited (CDSL), BSE Limited, and NSDL. Two entries are also shown for KFin Technologies Limited, each with different claim amounts. The list also includes a professional services claim from Tambi & Jaipurkar, Chartered Accountants.

Two items, however, are not admitted in the table and are explicitly marked as under verification due to documentation pending from claimants. These are the claims from Reliance Capital Limited and the Securities and Exchange Board of India (SEBI).

Creditor-by-creditor: who has filed and what is admitted

The excerpt shows that several claims are marked “Provisionally Admitted” and match the “Amount of claim admitted” column. For example, CDSL is shown with a claim received on 24-09-2025, amount claimed ₹4,978,016.29, and amount admitted ₹4,978,016, with the remark “Provisionally Admitted.” BSE Limited shows a claim received on 29-09-2025 for ₹2,504,212.00, admitted at ₹2,504,212, also provisionally.

NSDL filed a claim received on 07-11-2025 for ₹4,394,780.25, admitted at ₹4,394,780. KFin Technologies Limited appears twice on 13-11-2025, with claims of ₹1,212,568.00 and ₹13,262,552.30, admitted at ₹1,212,568 and ₹13,262,552 respectively. Tambi & Jaipurkar, Chartered Accountants shows a claim received on 02-01-2026 for ₹1,518,140.00, admitted at ₹1,518,140.

In contrast, Reliance Capital Limited has a claim received on 05-01-2026 for ₹72,414,943.00, but the amount admitted is shown as “-”, with the remark that documents are awaited and the claim is under verification. SEBI similarly shows a claim received on 05-03-2026 for ₹708,000.00, not admitted yet and under verification for the same stated reason.

Summary table: Reliance Home Finance operational creditor claims

Another CIRP excerpt: two operational claims under verification

The provided material also includes a separate operational creditor list with Date of Commencement of CIRP: April 11, 2025 and List of Creditors as on: May 8, 2025. In that list, two creditors are shown with claims stated as under verification. The entries are:

• Kamdar Desai & Patel LLP: claim received 7-5-2025, amount ₹241,574.00, remark “Undergoing verification”.
• Vraj BVG Infrasheltors LLP: claim received 7-5-2025, amount ₹24,932,450.00, remark “Undergoing verification”.

The total for that excerpt is shown as ₹25,174,024.00, with the amount under verification also reflected at ₹25,174,024.00.

CIRP framework mentioned in the material

Alongside the creditor lists, the material includes a CIRP explainer that sets out the process at a high level. It states that CIRP is the process of resolving corporate insolvency in accordance with the Code. It also notes that CIRP may be initiated by a financial creditor under section 7, an operational creditor under section 9, and a corporate applicant under section 10.

The explainer further identifies the National Company Law Tribunal (NCLT) as the adjudicating authority with territorial jurisdiction over the registered office of the corporate person. It also mentions the National Company Law Appellate Tribunal (NCLAT) in the appellate context. For operational creditors, it lists typical documentation expected with an application under section 9(3), including invoices or demand notice, an affidavit that no dispute has been raised, and proof of non-payment.

Wider context: IBBI “List of Claims” directory snapshot

The text also contains a “List of Claims” directory-style table showing multiple corporate debtors, the named IRP/RP/liquidator, and the process stage, along with a “Latest Claim As On Date”. This snapshot includes, among others, Dunzo Digital Private Limited (CIRP, latest claim date shown as 19-06-2026) and SPACE INCUBATRICS TECHNOLOGIES LIMITED (CIRP, latest claim date shown as 01-07-2026). The directory states Total Records: 7540.

This directory view does not, by itself, provide the claim amounts for each of those entries in the snippet shown. But it signals the scale at which claims are being tracked across processes and the importance of timely filings, verification, and updates by resolution professionals.

Market impact and why these lists matter

For investors and market participants, creditor lists in CIRP offer a structured view of who is claiming what, and which parts of those claims are being admitted or held back for verification. In the Reliance Home Finance excerpt, the split is clear: ₹27,870,269 provisionally admitted versus ₹73,122,943.00 under verification, with the latter tied to two large claims.

These disclosures are also operationally relevant for vendors and service providers because they show how claims are classified (here, as operational creditor claims for goods and services) and what procedural step they are in. The “awaiting documents” remarks for the two under-verification items show that supporting documentation can materially affect how quickly a claim progresses from receipt to admission.

Conclusion

The creditor list for Reliance Home Finance Limited, as on 09-03-2026, shows eight operational creditor claims aggregating ₹100,993,211.84, with ₹27,870,269 provisionally admitted and ₹73,122,943.00 pending verification. The same material also includes a separate CIRP excerpt (commenced April 11, 2025) where two claims totaling ₹25,174,024.00 are marked as under verification.

Next updates in such matters typically come through revised creditor lists, changes in claim admission status after verification, and procedural filings under the CIRP framework as the process timeline progresses.