Ujjivan SFB AGM 2026: Voting Dates, FY26 Key Numbers

AGM set for July 24 via video conferencing

Ujjivan Small Finance Bank Limited has scheduled its 10th Annual General Meeting (AGM) for Friday, July 24, 2026 at 03:30 PM IST. The meeting will be conducted through Video Conferencing (VC) or Other Audio Visual Means (OAVM). The bank has also intimated the publication of a newspaper advertisement related to the AGM.

The AGM matters for shareholders because it is where routine annual items such as adoption of financial statements and other resolutions are placed for approval. For a listed bank, this is also a key touchpoint for disclosures and governance processes, including voting and publication of outcomes.

Notice and annual report: dispatch and availability

The bank said the Notice of AGM and the Annual Report for FY 2025-26 were dispatched on June 30, 2026. It also stated that the AGM Notice and Annual Report are available on its website at www.ujjivansfb.bank.in.

The bank has indicated that the AGM will transact ordinary and special business as set out in the Notice dated May 08, 2026. The agenda includes adoption of the financial statements for FY 2025-26 and other resolutions.

Cut-off date for voting eligibility

For shareholders, the most important operational detail is the voting cut-off date. Ujjivan Small Finance Bank fixed Friday, July 17, 2026 as the cut-off date for determining members eligible to vote.

Investors holding shares as of the cut-off date are eligible to cast votes on the resolutions placed before the AGM. This is a standard process in listed companies to determine voting rights for electronic voting.

Remote e-voting window and agency appointment

The bank has enabled remote e-voting for shareholders ahead of the AGM. Remote e-voting will be available from 09:00 AM on Tuesday, July 21, 2026 until 05:00 PM on Thursday, July 23, 2026.

KFin Technologies Limited has been appointed as the e-voting agency. The bank also noted that members who have not cast their votes remotely may vote during the AGM via the e-voting system. The remote e-voting facility will be disabled immediately after the conclusion of the voting period.

Key AGM and e-voting dates at a glance

FY26 operating picture: income, profit and profitability metrics

Alongside AGM-related disclosures, the provided information includes FY26 operating metrics under the theme “Delivering Profitable Growth.” For FY26, Ujjivan Small Finance Bank reported:

• Total income: ₹ 6,464 crore (36% YoY)
• Pre-provision operating profit: ₹ 1,917 crore (29% YoY)
• Profit after tax (PAT): ₹ 1,281 crore (17% YoY)
• Earnings per share (EPS): ₹ 6.65

Additional “Outcomes” metrics cited include Net Interest Income (NII) of ₹ 3,409 crore, Net Interest Margin (NIM) of 9.1%, Return on Assets (RoA) of 3.5%, and Return on Equity (RoE) of 26.1%. Capital and asset quality indicators in the same set include Capital Adequacy Ratio of 24.7%, Gross NPA of 2.1%, and Net NPA of 0.3%.

Q4FY26 performance: deposits, loan book, margins and PAT

For Q4FY26, the bank reported a set of operational and financial metrics. Deposits stood at ₹ 45,668 crore, up 21.4% YoY and 8.2% QoQ. CASA deposits were ₹ 13,062 crore, up 35.9% YoY, with the CASA ratio at 28.6%. Retail term deposits plus CASA grew 19.8% YoY to ₹ 31,955 crore, comprising 70.0% of total deposits.

On the asset side, the gross loan book (GLB) was ₹ 40,655 crore, up 26.6% YoY and 9.7% QoQ. The secured book share was 49.4% as of March 2026, compared with 43.5% in March 2025 and 48.1% in December 2025. The bank also reported its highest ever quarterly disbursement of ₹ 9,811 crore, up 32.1% YoY and 18.3% QoQ.

In profitability, NIM expanded by 20 bps YoY to 8.5% in Q4FY26. Cost-to-income improved to 63%, versus 68% in Q4FY25. Q4FY26 PAT was ₹ 282 crore, up 238.2% YoY, with RoA at 2.1% (up 135 bps YoY) and RoE at 17.2%.

Quarterly trend points cited for FY26 (Q1 to Q4)

The disclosures also include quarterly highlights across FY26. In Q3FY26, the bank reported an all-time highest NII of ₹ 1,000 crore, up 12.8% YoY, with NIM of 8.23% and PAT of ₹ 186 crore (up 70.8% YoY). In Q2FY26, PAT was ₹ 122 crore (up 18.2% QoQ) and NII was ₹ 922 crore (up 7.7% QoQ), while deposits as of September 2025 were ₹ 39,211 crore (up 15.1% YoY).

For Q1FY26, the bank reported PAT of ₹ 103 crore (up 24% QoQ) and a gross loan book of ₹ 33,287 crore, up 11% YoY and 4% QoQ. These datapoints show a progression in reported profitability through the year, culminating in the higher Q4FY26 PAT figure cited.

Capital and liquidity indicators reported

For Q4FY26, the bank reported a capital adequacy ratio of 21.1%. It also disclosed Average Daily LCR for March 2026 at 142%, indicating liquidity position as per the provided metric.

Separately, for Q2FY26, the bank reported capital adequacy ratio of 21.4% with Tier I at 19.9%. These figures provide context on capital levels at different points in the year as reported in the quarterly snapshots.

Market snapshot and why investors track the AGM

The information provided includes a market snapshot showing the stock at ₹ 59.78, up ₹ 0.18 (+0.30%) and 1-year returns of +21.70% at the time of the cited data. While daily price moves can be influenced by broader market conditions, AGM scheduling and results-related disclosures are part of the standard information flow that shareholders monitor.

AGM processes also matter because voting outcomes and the scrutiniser’s report are typically disclosed after the meeting. The AGM notice text included in the material states that voting results, along with the scrutiniser’s report, will be published on the bank’s website and on the service provider’s website within two working days from conclusion of the AGM, and communicated to stock exchanges.

Quick summary table: FY26 and Q4FY26 numbers cited

Background: bank profile and governance continuity

The provided text describes Ujjivan Small Finance Bank as a Bengaluru-based small finance bank that commenced operations on 1 February 2017. As of December 2025, it had 777 branches. It also notes that, following a reverse merger completion in 2024, Ujjivan Small Finance Bank became a fully public-owned bank, and that in 2024 it received an RBI Authorised Dealer Category 1 (AD-I) licence enabling it to provide foreign exchange services.

A prior AGM outcome document included in the material shows that the bank conducted its 8th AGM on July 26, 2024 via VC/OAVM and disclosed that voting results would be made available within two working days. This offers a reference point for how the bank has handled AGM processes and post-meeting disclosures.

What to watch next

The next immediate milestone is the AGM itself on July 24, 2026, and the publication of voting results within the timeline described in the notice text. Shareholders will also track any ordinary and special business outcomes as set out in the Notice dated May 08, 2026.

For investors, the FY26 and quarterly metrics cited - including deposit growth, loan book expansion, margins, and profitability - provide context ahead of the AGM season, when companies typically formalise adoption of annual financial statements and other governance matters.