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Ujjivan Small Finance Bank Limited specializes in providing financial services to unserved and underserved segments in India, focusing on financial inclusion since its inception as an NBFC in 2005.
In Q3FY26, Ujjivan Small Finance Bank demonstrated robust growth in its deposit base, achieving a 22.4% year-over-year increase. The bank's CASA deposits rose by 33.2% YoY, reflecting a strong focus on low-cost funds.
The bank's Gross Loan Book increased by 22% YoY to ₹37,057 crore, with significant advances in secured lending, particularly in housing and micro-mortgage segments, achieving a 49% YoY increase in secured loans.
The bank's asset quality shows improvement, with a GNPA/NNPA ratio declining to 2.4%/0.6% at the end of December 2025, indicating effective risk management and collection efficiency efforts.
Ujjivan SFB plans substantial expansions in customer reach and services, including enhanced digital offerings, as indicated by its comprehensive branch and ATM growth strategy.
Banks
Other Bank
12,660 Cr
High Risk
18.3
12.8
0.5
1.9
72.20
41.40
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
65.06 | 12,660 Cr | 18.28 | 1.88 | 0.00 | 10.16 | 6.90 | 1.37 | ||
78.97 | 9,040 Cr | 87.81 | 1.48 | 0.00 | 1.68 | 5.83 | 0.18 | ||
551.90 | 5,834 Cr | 15.36 | 1.32 | 0.00 | 8.49 | 6.78 | 0.79 | ||
14.45 | 2,571 Cr | — | 0.93 | 0.00 | -41.47 | 1.37 | -4.16 | ||
181.50 | 1,925 Cr | 12.67 | 0.93 | 0.83 | 7.31 | 6.34 | 0.89 | ||
35.40 | 1,835 Cr | — | 1.03 | 0.00 | -9.31 | 5.21 | -0.60 | ||
170.15 | 1,428 Cr | 25.57 | 1.85 | 0.00 | 6.52 | 3.42 | 1.10 | ||
| Median: 7 Co. | — | 78.97 | 2,571 Cr | 18.28 | 1.32 | 0.00 | 6.52 | 5.83 | 0.79 |
Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is currently trading at 68.83 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Ujjivan Small Finance Bank Limited specializes in providing financial services to unserved and underserved segments in India, focusing on financial inclusion since its inception as an NBFC in 2005. In Q3FY26, Ujjivan Small Finance Bank demonstrated robust growth in its deposit base, achieving a 22.4% year-over-year increase. The bank's CASA deposits rose by 33.2% YoY, reflecting a strong focus on low-cost funds. The bank's Gross Loan Book increased by 22% YoY to ₹37,057 crore, with significant advances in secured lending, particularly in housing and micro-mortgage segments, achieving a 49% YoY increase in secured loans. The bank's asset quality shows improvement, with a GNPA/NNPA ratio declining to 2.4%/0.6% at the end of December 2025, indicating effective risk management and collection efficiency efforts. Ujjivan SFB plans substantial expansions in customer reach and services, including enhanced digital offerings, as indicated by its comprehensive branch and ATM growth strategy.
Over the past 52 weeks, Ujjivan Small Finance Bank Ltd has traded between a low of ₹41.40 and a high of ₹72.20. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Ujjivan Small Finance Bank Ltd has a market capitalization of approximately 12,659.56. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Ujjivan Small Finance Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 18.28 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 12,659.56 Cr, Ujjivan Small Finance Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Ujjivan Small Finance Bank Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Ujjivan Small Finance Bank Ltd is 18.28. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The bank reported PAT of ₹316.54 crore (₹31,654 lakh) for Q1 FY27, up 206.66% year-on-year and 12.26% quarter-on-quarter.
PAT for Q1 FY26 was ₹103.22 crore, up 23.8% QoQ but down 66% YoY.
The bank’s board is scheduled to meet on July 23, 2026 to consider the first-quarter FY27 financial performance, and the date is listed as the upcoming earnings date.
Total deposits were reported at ₹45,668 crore as of March 2026, up 21.4% YoY and 8.2% QoQ.
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
Bearish
4
Neutral
4
Bullish
6
Bearish
4
Neutral
4
Bullish
38
Bearish
0
Neutral
0
Bullish
32
Investor Presentation
Ujjivan Small Finance Bank released its Q1 FY27 investor presentation: strong results with PAT ₹317 Cr, RoA 2.2%, NII ₹1,186 Cr, deposits up 24.6% YoY; FY27 RoA guidance revised to 1.8–2.0%.
Financial Results
Ujjivan Small Finance Bank reports Q1 FY27: PAT ₹317 Cr, NII ₹1,186 Cr, PPoP ₹548 Cr, deposits ₹48,129 Cr, gross loans ₹42,903 Cr, GNPA 2.17%, RoA 2.2%; FY27 RoA guidance raised to 1.8%–2.0%.
Financial Results
Ujjivan Small Finance Bank approved unaudited results for quarter ended June 30, 2026: Total income Rs.2,28,093 lakh; Net profit Rs.31,654 lakh; results reviewed by joint statutory auditors.
Financial Results
Ujjivan Small Finance Bank approved unaudited financial results for quarter ended June 30, 2026 at Board meeting on July 23, 2026. Limited review by Deloitte & Abarna completed; press release and investor presentation to follow.
