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Ujjivan Small Finance Bank Limited specializes in providing financial services to unserved and underserved segments in India, focusing on financial inclusion since its inception as an NBFC in 2005.
In Q3FY26, Ujjivan Small Finance Bank demonstrated robust growth in its deposit base, achieving a 22.4% year-over-year increase. The bank's CASA deposits rose by 33.2% YoY, reflecting a strong focus on low-cost funds.
The bank's Gross Loan Book increased by 22% YoY to ₹37,057 crore, with significant advances in secured lending, particularly in housing and micro-mortgage segments, achieving a 49% YoY increase in secured loans.
The bank's asset quality shows improvement, with a GNPA/NNPA ratio declining to 2.4%/0.6% at the end of December 2025, indicating effective risk management and collection efficiency efforts.
Ujjivan SFB plans substantial expansions in customer reach and services, including enhanced digital offerings, as indicated by its comprehensive branch and ATM growth strategy.
Banks
Other Bank
10,858 Cr
High Risk
15.7
12.5
0.4
1.6
68.00
41.40
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
Investor Presentation
Q4 FY26
Investor Presentation
Q3 FY26
Investor Presentation
Q2 FY26
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Investor Presentation
Q1 FY26
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Investor Presentation
Q4 FY25
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Investor Presentation
Q3 FY25
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Investor Presentation
Q2 FY25
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Investor Presentation
Q1 FY25
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Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is currently trading at 55.78 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Ujjivan Small Finance Bank Limited specializes in providing financial services to unserved and underserved segments in India, focusing on financial inclusion since its inception as an NBFC in 2005. In Q3FY26, Ujjivan Small Finance Bank demonstrated robust growth in its deposit base, achieving a 22.4% year-over-year increase. The bank's CASA deposits rose by 33.2% YoY, reflecting a strong focus on low-cost funds. The bank's Gross Loan Book increased by 22% YoY to ₹37,057 crore, with significant advances in secured lending, particularly in housing and micro-mortgage segments, achieving a 49% YoY increase in secured loans. The bank's asset quality shows improvement, with a GNPA/NNPA ratio declining to 2.4%/0.6% at the end of December 2025, indicating effective risk management and collection efficiency efforts. Ujjivan SFB plans substantial expansions in customer reach and services, including enhanced digital offerings, as indicated by its comprehensive branch and ATM growth strategy.
Over the past 52 weeks, Ujjivan Small Finance Bank Ltd has traded between a low of ₹41.40 and a high of ₹68.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Ujjivan Small Finance Bank Ltd has a market capitalization of approximately 10,857.75. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Ujjivan Small Finance Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 15.68 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 10,857.75 Cr, Ujjivan Small Finance Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Ujjivan Small Finance Bank Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Ujjivan Small Finance Bank Ltd is 15.68. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Standalone net profit for the March 2026 quarter was ₹281.97 crore, compared with ₹83.39 crore in the March 2025 quarter.
The board approved raising up to ₹2,000 crore through issuance of fully paid-up equity shares, subject to shareholder and regulatory approvals.
Standalone net profit for the January to March 2026 quarter was ₹281.97 crore, up 238% year-on-year from ₹83.39 crore.
Total deposits stood at ₹45,661 crore, up 21.3% year-on-year and 8.1% sequentially.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
55.78 | 10,858 Cr | 15.68 | 1.62 | 0.00 | 10.16 | 6.90 | 1.37 | ||
54.86 | 7,755 Cr | 75.22 | 1.27 | 0.00 | 1.68 | 5.83 | 0.18 | ||
390.00 | 5,151 Cr | 15.78 | 1.16 | 0.00 | 7.30 | 6.50 | 0.79 | ||
15.59 | 2,409 Cr | -2.09 | 0.89 | 0.00 | -41.47 | 1.37 | -4.16 | ||
163.00 | 1,780 Cr | 11.72 | 0.86 | 0.00 | 7.31 | 6.34 | 0.89 | ||
29.30 | 1,508 Cr | -9.06 | 0.85 | 0.00 | -9.31 | 5.21 | -0.60 | ||
274.25 | 1,258 Cr | 8.90 | 0.86 | 1.81 | 9.68 | 6.39 | 1.23 | ||
| Median: 7 Co. | — | 55.78 | 2,409 Cr | 11.72 | 0.89 | 0.00 | 7.30 | 6.34 | 0.79 |
Investor/Analyst Meeting
Ujjivan Small Finance Bank will meet International Finance Corporation (IFC) in person in Bangalore from 3–5 June 2026 (09:00–18:00); the bank confirms no unpublished price‑sensitive information will be shared.
Earnings Transcript
Transcript of Ujjivan Small Finance Bank's Q4 and FY26 earnings call (May 8, 2026): deposits ₹45,668cr (+21.4% YoY), gross loans ₹40,655cr (+26.6% YoY), secured portfolio 49.4%, record disbursements ₹9,811cr, CASA 28.6%, GNPA 2.27%; RBI returned universal bank application.
