Earnings Call/Transcript
Ujjivan SFB Q2 FY27 Call Transcript
Ujjivan Small Finance Bank released the transcript of its Q2 and H1 FY27 earnings conference call held on 2026-10-16. Transcript is available on the bank's website.
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Bearish
4
Neutral
2
Bullish
8
Bearish
36
Neutral
2
Bullish
8
Bearish
32
Neutral
0
Bullish
0

Banks
Other Bank
12,034 Cr
High Risk
10.5
11.8
0.7
1.6
73.90
49.38
Sales CAGR
Profit CAGR
ROE
ROCE
Earnings Call/Transcript
Ujjivan Small Finance Bank released the transcript of its Q2 and H1 FY27 earnings conference call held on 2026-10-16. Transcript is available on the bank's website.
AGM/EGM Notice
Ujjivan Small Finance Bank Ltd published a newspaper advertisement after dispatching the EGM notice. EGM scheduled on 2026-11-13 at 03:30 P.M. IST via VC/OAVM. Remote e-voting: 2026-11-10 09:00 to 2026-11-12 17:00. Notice dispatched 2026-10-19.
AGM/EGM Notice
Ujjivan Small Finance Bank dispatched the notice of its EGM on Oct 19; EGM on 2026-11-13 at 15:30 IST by VC to approve a preferential issue of up to 6,31,91,619 equity shares at Rs.64.73 to IFC and insurers; e-voting Nov 10-12; cut-off Nov 6.
AGM/EGM Notice
Ujjivan Small Finance Bank published a newspaper advertisement that an Extraordinary General Meeting will be held on 2026-11-13 at 15:30 IST via VC/OAVM; the EGM notice will be dispatched and available on the bank and exchange websites.
Financial Results
Ujjivan Small Finance Bank published unaudited financial results for the quarter and half-year ended Sep 30, 2026 in Financial Express (English) and Hosadigantha (Kannada) on Oct 17, 2026; copy on bank website.
Earnings Call/Transcript
Ujjivan Small Finance Bank: audio recording of the earnings/quarterly conference call held on 2026-10-16 for quarter ended 2026-09-30 is available on the bank website at the provided link.
Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is currently trading at 58.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Ujjivan Small Finance Bank is a mass-market focused small finance bank that provides retail and microfinance lending, affordable housing, MSME, gold loans, vehicle finance and agri banking services across 26+ states, operating through a large branch and ATM network and digital channels to serve financially underserved customers in India. The bank delivered a strong H1 FY27 operational performance: gross loans reached INR45,699 crores (up 32.1% YoY), deposits crossed INR50,643 crores (up 29.2% YoY) with CASA at 26%, quarterly PAT hit an all-time high of INR365 crores, NIM stood near 8.45%, and reported ROA of 2.4% and ROE of 19.7%. Management approved a preferential equity raise of INR409 crores to marquee institutional investors (IFC, Bajaj Life, HDFC Life, Aditya Birla Sun Life), which would improve CRAR by ~1.2% pro forma and accrete ~INR0.8 per share; the bank also increased its securitization pool by INR500 crores to be NIM accretive and funding-neutral. The bank is actively rebalancing its portfolio toward secured assets: secured lines now represent ~52.1% of the loan book, with notable rapid growth in affordable housing, MSME, gold loans and micro mortgages, while micro-banking continues to expand in a calibrated way with a 12%–14% growth target for the year.
Over the past 52 weeks, Ujjivan Small Finance Bank Ltd has traded between a low of ₹49.38 and a high of ₹73.90. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Ujjivan Small Finance Bank Ltd has a market capitalization of approximately 12,034.17. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Ujjivan Small Finance Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.47 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 12,034.17 Cr, Ujjivan Small Finance Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Ujjivan Small Finance Bank Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Ujjivan Small Finance Bank Ltd is 10.47. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The bank reported a record quarterly PAT of ₹365 crore in Q2FY27, which it said was up 15% QoQ and around three times YoY.
The bank has informed exchanges that the board meeting is scheduled for October 16, 2026 to consider and approve the quarterly and half-year results.
The AGM is scheduled for Friday, July 24, 2026 at 03:30 PM IST, to be held through VC/OAVM.
The bank reported that deposits increased 17% YoY to ₹34,070 crore, and CASA deposits increased 26% YoY.
