ESAF Small Finance Bank Ltd (ESAFSFB) is currently trading at 29.41 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

ESAF Small Finance Bank is a leading small finance bank in India focused on micro, retail, and corporate banking. The bank also provides para banking activities such as debit card and third-party financial product distribution. The bank exhibits a strategic transition towards secured lending, with secured loans now making up 61% of the gross advances, reflecting a move from microfinance to safer, diversified lending portfolios. Despite a decline in net interest income by 32.5% YoY and continued quarterly losses, the bank's gold loan portfolio has shown a strong performance, doubling over the past year and driving growth in secured assets. The bank has an extensive outreach across India, with operations in 24 states and 2 UTs, and 788 banking outlets complemented by a vast network of agents and facilitators, emphasizing its commitment to financial inclusion. The company is on a de-risking strategy, focusing on strengthening asset quality and reducing credit concentrations, with a target to achieve 70% secured portfolio by 2027.

Over the past 52 weeks, ESAF Small Finance Bank Ltd has traded between a low of ₹24.35 and a high of ₹38.94. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

ESAF Small Finance Bank Ltd has a market capitalization of approximately 1,493.71. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

ESAF Small Finance Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of N/A and operates in the Banks sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

You can buy shares of ESAF Small Finance Bank Ltd (ESAFSFB) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.

Based on its market capitalization of 1,493.71 Cr, ESAF Small Finance Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

ESAF Small Finance Bank Ltd operates in the Banks sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of ESAF Small Finance Bank Ltd is N/A. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

ESAF Small Finance Bank Ltd currently does not pay dividends. Companies that do not pay dividends often reinvest profits to support business growth or strengthen operations.

Key risks associated with ESAF Small Finance Bank Ltd include sector-specific challenges in the Banks industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.