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Standalone Quarterly Results (in ₹ Crores)

Total Figures
QoQ Changes
Total Figures
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue1,3591,4291,4451,5011,5551,6121,6441,6491,6171,692
Expenses6807157589741,0219671,0021,3759691,027
Interest593644659699753794815863844840
Financing Profit867028-173-219-149-172-589-195-176
Financing Margin %6.304.931.92-11.52-14.08-9.22-10.47-35.73-12.08-10.39
Other Income181205240209239238225292229289
Depreciation
Profit Before Tax26727626836209053-29734114
Tax %25.7926.7922.5727.9635.7926.1220.9824.7828.0320.84
Net Profit19820220826136642-2242490
EPS in Rs1.711.761.800.220.110.580.37-1.960.210.79
Gross NPA %2.272.532.612.732.952.972.892.922.922.75
Net NPA %0.971.131.170.830.970.960.980.980.980.92

Standalone Profit Loss (in ₹ Crores)

Total Figures
YoY Changes
Total Figures
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue9811,5432,1122,6453,1943,4604,1625,4866,3126,460
Expenses5719479941,3041,6282,1232,3612,6813,8164,365
Interest4476829601,1501,3961,4211,6172,4073,0603,224
Financing Profit-38-86157191170-84184399-564-1,129
Financing Margin %-3.83-5.587.457.215.31-2.434.427.27-8.94-17.48
Other Income233241283282418538670799911994
Depreciation328892967675851341480.00
Profit Before Tax164683483775113787691,063199-134
Tax %36.4852.9839.5735.3324.8525.7525.3924.8526.0523.75
Net Profit10432211244384281574799147-102
EPS in Rs2.403.502.484.986.921.28-0.59
Dividend Payout %0.000.000.000.000.000.0021.4114.2777.52

Standalone Balance Sheet (in ₹ Crores)

Total Figures
YoY Changes
Total Figures
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital4231,0061,0061,0061,0531,1391,2521,1111,1351,140
Reserves2881,0061,0381,2481,6912,2572,9944,0474,8344,933
Borrowings1,6386,70010,78112,98015,92320,55721,56728,32237,91745,244
Other Liabilities1895334855296287551,1341,4781,4181,519
Total Liabilities2,5389,24513,31015,76319,29624,70826,94834,95845,30452,836
Fixed Assets11274280236210184189338537531
CWIP0.00151.151.622.270.88114168165
Investments0.001,8903,8572,3442,3433,7054,4506,6659,0659,289
Other Assets2,5277,0669,17213,18116,74020,81822,29727,91435,63442,851
Total Assets2,5389,24513,31015,76319,29624,70826,94834,95845,30452,836

Standalone Cash Flows (in ₹ Crores)

Total Figures
YoY Changes
Total Figures
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity-4691,3342131,7994402,044159-9984,2981,937
Cash from Investing Activity-30130-11-6.62-72-43-8949-422-239
Cash from Financing Activity321-563-28-1,706908-1,154-1,31760-1,612259
Net Cash Flow-177902173861,276847-1,246-8882,2641,957

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Q3 FY26

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Q2 FY26

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Q4 FY25

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Q2 FY25

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Q4 FY24

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Frequently Asked Questions about Equitas Small Finance Bank Ltd

Equitas Small Finance Bank Ltd (EQUITASBNK) is currently trading at 66.64 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Equitas Small Finance Bank Limited is a leading small finance bank in India primarily engaged in providing retail banking services with a focus on microfinance, vehicle finance, home finance, and small business loans. In Q3FY26, the bank reported significant growth in disbursements, marking its highest-ever quarterly figure of Rs. 6,557 crore, indicating strong demand and lending traction across various verticals. The bank's asset quality has improved, with a decline in Gross NPA to 2.62% from 2.82%, and enhancements in collection efficiencies, particularly in the microfinance segment, showcasing improved credit management. The bank is strategically expanding its branch network and product offerings, including new financial products and services aimed at both retail and mass-affluent customers. Notable advancements have been made in reducing the cost of funds and improving profitability metrics, with the ROA and ROE witnessing substantial recoveries compared to previous quarters.

Over the past 52 weeks, Equitas Small Finance Bank Ltd has traded between a low of ₹50.05 and a high of ₹73.42. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Equitas Small Finance Bank Ltd has a market capitalization of approximately 7,758.72. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Equitas Small Finance Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of N/A and operates in the Banks sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 7,758.72 Cr, Equitas Small Finance Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Equitas Small Finance Bank Ltd operates in the Banks sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Equitas Small Finance Bank Ltd is N/A. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The budget introduces a Rs 10,000 crore SME Growth Fund to boost credit demand and enhances the TReDS platform with credit guarantees, which de-risks lending to MSMEs, a core segment for Equitas.

The key drivers were record-high disbursements of ₹6,557 crore, a 15.86% year-on-year growth in gross advances, and significant improvements in asset quality, including a sharp reduction in early-stage delinquencies.