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Bearish
3
Neutral
6
Bullish
5
Bearish
10
Neutral
6
Bullish
30
Bearish
7
Neutral
0
Bullish
25
Discovery themes featuring this stock
Karnataka Bank is a 101-year-old scheduled private sector commercial bank providing retail, corporate and treasury banking, para-banking services and digital banking solutions, operating a pan-India network of roughly 950–960 branches, extensive ATM/recycler footprint and a growing digital channel presence under the brand 'Your Family Bank, Across India'.
Q3 FY26 results show measured but visible momentum: gross advances grew 5% sequentially to INR 77,283 crore while deposits edged up 1% to INR 1,04,112 crore, CASA rose 3% sequentially and NII improved 8.8% QoQ, underpinning a strategic shift to retail, MSME and agri (RAM) portfolios at Karnataka Bank.
Asset quality trends are stabilizing: GNPA was 3.32% and NNPA 1.31% with PCR (excl. TWO) improving to 61.23%; management emphasised intensified collection efforts, targeted recoveries and a 7.6% QoQ reduction in the standard restructured book, reflecting focused remediation by Karnataka Bank.
Digital and analytics investments are central to strategy: the bank reports a Cloud Data Platform, ACoE, 40+ predictive models, 570+ APIs, and over 4 million mobile app installations, indicating technology-driven plans to lift CASA, retail disbursements and cross-sell productivity across Karnataka Bank.
Banks
Banks - Private Sector
7,792 Cr
Low Risk
6.7
18.7
0.7
0.6
220.35
162.20
Sales CAGR
Profit CAGR
ROE
ROCE
Discovery themes featuring this stock
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Karnataka Bank Ltd (KTKBANK) is currently trading at 205.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Karnataka Bank is a 101-year-old scheduled private sector commercial bank providing retail, corporate and treasury banking, para-banking services and digital banking solutions, operating a pan-India network of roughly 950–960 branches, extensive ATM/recycler footprint and a growing digital channel presence under the brand 'Your Family Bank, Across India'. Q3 FY26 results show measured but visible momentum: gross advances grew 5% sequentially to INR 77,283 crore while deposits edged up 1% to INR 1,04,112 crore, CASA rose 3% sequentially and NII improved 8.8% QoQ, underpinning a strategic shift to retail, MSME and agri (RAM) portfolios at Karnataka Bank. Asset quality trends are stabilizing: GNPA was 3.32% and NNPA 1.31% with PCR (excl. TWO) improving to 61.23%; management emphasised intensified collection efforts, targeted recoveries and a 7.6% QoQ reduction in the standard restructured book, reflecting focused remediation by Karnataka Bank. Digital and analytics investments are central to strategy: the bank reports a Cloud Data Platform, ACoE, 40+ predictive models, 570+ APIs, and over 4 million mobile app installations, indicating technology-driven plans to lift CASA, retail disbursements and cross-sell productivity across Karnataka Bank.
Over the past 52 weeks, Karnataka Bank Ltd has traded between a low of ₹162.20 and a high of ₹220.35. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Karnataka Bank Ltd has a market capitalization of approximately 7,792.26. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Karnataka Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 6.71 and operates in the Banks sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 7,792.26 Cr, Karnataka Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Karnataka Bank Ltd operates in the Banks sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Karnataka Bank Ltd is 6.71. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
| Symbol | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
693.25 | 10,978 Cr | 8.74 | 1.12 | 0.01 | 12.85 | 6.95 | 1.88 | |
40.96 | 10,721 Cr | 7.71 | 0.97 | 0.98 | 12.62 | 5.88 | 1.00 | |
206.55 | 7,792 Cr | 6.76 | 0.64 | 2.43 | 9.18 | 6.18 | 0.97 | |
67.70 | 7,759 Cr | — | 1.32 | 1.47 | -1.15 | 5.89 | 0.30 | |
402.50 | 7,005 Cr | 11.22 | 1.55 | 0.00 | 13.23 | 6.99 | 1.49 | |
197.00 | 6,351 Cr | 9.02 | 1.10 | 0.67 | 11.77 | 7.38 | 0.89 | |
391.15 | 4,132 Cr | 13.28 | 0.97 | 0.00 | 7.19 | 7.02 | 1.49 |
Concall Transcript
Karnataka Bank filed the Q3 FY26 earnings call transcript: PAT INR 290.79 crore (-9% QoQ, +YoY), aggregate business INR 1,81,394 crore (+3% QoQ), advances INR 77,283.85 crore (+5% QoQ), CASA 31.53%, PCR 61.23%.
Concall Transcript
Filed transcript of Karnataka Bank's Q3 FY26 earnings call: PAT ₹290.79cr (‑9% QoQ, up YoY), NII ₹792.06cr, NIM 2.92%, PCR 61.23%; advances ₹77,283.85cr, aggregate business ₹1,81,394cr, CASA 31.53% and strategic focus on RAM growth.
Change in Senior Management
Karnataka Bank announced that Mr. Pankaj Gupta, Chief Digital Officer & Head Digital Marketing, resigned on 06-Feb-2026, effective at close of business on 16-Feb-2026; he ceases to be Senior Management from that date.
