City Union Bank Limited is a leading scheduled commercial bank in the private sector with a focus on urban, semi-urban, and rural centers in South India. It provides a wide range of banking services, including savings accounts, fixed deposits, and various lending products.

In Q2 FY'26, the bank achieved an impressive 18% growth in advances year-on-year, the highest in a decade, reaching INR 57,561 crores. This growth was driven by a strong focus on MSME lending and securing retail portfolios.

The bank's NPA figures have shown substantial improvements with gross NPA reducing to 2.42% and net NPA below 1% for the first time in decades, indicating robust asset quality management.

City Union Bank plans to expand into renewable energy financing, aiming to build a book of INR 2,500 crores over the next 24 to 30 months, supported by a USD 50 million commitment from IFC.

The bank's cost-to-income ratio stands at 49.16% for Q2 FY'26, with expectations of maintaining this within the 48% to 50% range for the year, emphasizing operational efficiency.