Utkarsh Small Finance Bank Ltd (UTKARSHBNK) is currently trading at 11.98 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Utkarsh Small Finance Bank (Utkarsh SFB) is a scheduled Indian small finance bank focused on microfinance (JLG), micro banking business loans (MBBL), MSME, housing, commercial vehicle, construction equipment and gold loans, supported by a liability franchise of CASA and retail term deposits across a nationwide branch network historically exceeding 1,000 outlets. In Q1 FY27 the bank reported materially improved business momentum: total disbursements rose 49% year-on-year with non-JLG disbursements up 93% YoY, while Micro Banking Business Loans (MBBL) grew 147% YoY and now represent over 30% of the Micro Banking portfolio, highlighting a deliberate move toward higher-yield, professionally underwritten unsecured products. Asset quality and provisioning trends are improving: gross NPA ratio declined to 5.9% as of June 2026, fresh NPA slippages fell to ~INR125 crore in the quarter, and credit cost reduced to 2.3% partly due to CGFMU coverage which now protects roughly 80% of microfinance disbursements including Q1 FY27 flows. Funding and capital posture strengthened with CASA up 15% YoY, CASA plus retail term deposits ratio at 83%, cost of funds down ~40 basis points YoY to 7.7% in Q1 FY27, surplus liquidity ~INR3,200 crore, LCR 216% and CRAR at 17.4%, while management plans to issue ~INR500 crore of Tier-2 NCDs to boost CRAR by ~250 basis points.

Over the past 52 weeks, Utkarsh Small Finance Bank Ltd has traded between a low of ₹10.15 and a high of ₹22.02. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Utkarsh Small Finance Bank Ltd has a market capitalization of approximately 2,165.68. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Utkarsh Small Finance Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of -2.29 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 2,165.68 Cr, Utkarsh Small Finance Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Utkarsh Small Finance Bank Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Utkarsh Small Finance Bank Ltd is -2.29. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The bank’s Board of Directors will meet on August 1, 2026 to review and approve the unaudited financial results for the quarter ended June 30, 2026 (Q1 FY27).

The bank’s board meeting to review and approve the unaudited Q1 FY27 results is scheduled for August 1, 2026.

The bank’s board will meet on August 1, 2026, to review and approve the unaudited financial results for the quarter ended June 30, 2026 (Q1 FY27).

The board approved issuance of unsecured, subordinated, redeemable Tier II bonds (NCDs) aggregating up to ₹500 crore via private placement, in one or more tranches.