Fino Payments Bank Ltd (FINOPB) is currently trading at 121.55 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Fino Payments Bank Limited is a listed Indian payments bank providing digital payments, deposit and fee-based financial services to underserved and semi-urban customers via an extensive merchant network and technology-first, asset-light operating model, and it is pursuing conversion into a Small Finance Bank to add secured-lending capabilities to its product mix. Despite a tough quarter, Fino Payments Bank reported fee-based income contributing over 75% of revenue (INR 234 crore in Q1 FY27), achieved a net revenue margin of 42.8%, grew average deposits 12% year-on-year to INR 2,772 crore, and maintains a low reported cost of funds near 1.4%, underscoring a differentiated low-cost liability franchise. The bank completed migration of its core to Finacle and is building AI-enabled lending platforms, LOS and LMS modules with a technology readiness target by February 2027; PwC and external partners are supporting governance and implementation which should enable faster product launches and improved underwriting for the future SFB. Referral loan disbursements accelerated to INR 628 crore in Q1 FY27 (214% YoY) focused on secured segments like gold loans, affordable housing and loan against property; management targets a blended secured portfolio yield around 14%, providing a foundational prototype for the SFB lending book and a route to materially higher NIMs post-conversion. Key near-term challenges include a paused B2B UPI P2M business after the February 2026 event, moderated EBITDA due to strategic recalibration and continued investments, and the need to complete regulatory readiness within the RBI-prescribed timeline while maintaining customer acquisition and deposit momentum.

Over the past 52 weeks, Fino Payments Bank Ltd has traded between a low of ₹110.10 and a high of ₹326.70. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Fino Payments Bank Ltd has a market capitalization of approximately 1,050.63. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Fino Payments Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 50.08 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 1,050.63 Cr, Fino Payments Bank Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Fino Payments Bank Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Fino Payments Bank Ltd is 50.08. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The bank reported a net loss of ₹13.7 crore in Q1 FY27 versus a net profit of ₹17.8 crore in the year-ago quarter, while total income fell 32.3% YoY to ₹306.9 crore.

Average total deposits were ₹2,755 crore in June 2026, up 11% year-on-year.

The RBI approved a three-month extension of Ketan Merchant’s tenure as interim CEO, effective from May 27, 2026, according to the bank’s regulatory filing.

FY26 net profit was ₹52.46 crore, a 43% decline, as the bank cited regulatory headwinds and contraction in its digital business.