Viji Finance Q2 FY27: PAT ₹1.51 cr, income ₹2.85 cr

Key takeaway from the Q2 filing

Viji Finance Ltd reported a sharp improvement in profitability for the quarter ended September 30, 2026 (Q2 FY27), with profit after tax (PAT) turning positive. The company disclosed PAT of ₹1.5110 crore and total income of ₹2.8523 crore for the quarter. The unaudited results were approved by the board at its meeting held on October 14, 2026, along with accompanying statements and a limited review report. The update matters because the comparable quarter last year was loss-making, and the latest numbers show a clear turnaround.

Board meeting and reporting period

The company had earlier informed stock exchanges that its Board of Directors would meet on Wednesday, October 14, 2026, at its registered office at 11/2 Usha Ganj, Jaora Compound, Indore (M.P.). The agenda included approving the un-audited financial results for the quarter and half year ended September 30, 2026. It also included consideration of the Statement of Assets and Liabilities, the Cash Flow Statement, and the Limited Review Report. The same date, October 14, 2026, appears as the filing date for the Q2 FY27 standalone results.

Q2 FY27 profit turns positive

For Q2 FY27, Viji Finance reported PAT of ₹1.5110 crore, compared with a loss of ₹0.0969 crore in Q2 FY26. Profit before tax (PBT) stood at ₹2.0178 crore versus a loss of ₹0.1009 crore in the year-ago quarter. The improvement is consistent with the company’s broader profitability shift reported in earlier FY27 updates.

Revenue and income growth in the quarter

Total revenue from operations rose to ₹2.7654 crore in Q2 FY27 from ₹0.5758 crore in Q2 FY26. The company attributed the rise to higher interest and fee income in the quarter. Total income was ₹2.8523 crore versus ₹0.6560 crore a year earlier, reflecting a materially larger base of earning assets and income streams.

Half-year numbers: H1 FY27 versus H1 FY26

For the half year, Viji Finance reported net profit of ₹2.6481 crore in H1 FY27, compared with a net loss of ₹0.4269 crore in H1 FY26. PBT for H1 FY27 stood at ₹3.5469 crore, compared with a loss of ₹0.4347 crore in H1 FY26. These figures position the Q2 performance as part of a broader first-half improvement rather than a one-off quarter.

Balance sheet expansion and capital actions

The company reported loans on the balance sheet of ₹52.0731 crore, indicating a larger loan book compared with the scale of income in prior periods. Equity share capital was reported at ₹23.10 crore, following preferential allotments during the period. Separately, Viji Finance also received trading approvals for 2.95 crore equity shares issued at a premium of ₹1.80 per share on a preferential basis pursuant to warrant conversion. These shares were set to be admitted for trading effective September 29, 2026.

Trading window closure and compliance

Viji Finance also communicated that the trading window restriction continued until 48 hours after the results were declared, in line with the company’s compliance approach for designated persons and connected individuals. A separate disclosure noted the trading window closure effective from October 1, 2026, to remain in effect until 48 hours after the declaration of the un-audited results for the quarter and half year ended September 30, 2026.

Snapshot of market metrics and reported EPS

For the Q2 FY27 standalone filing, a market snapshot listed the company’s market capitalisation at ₹360 crore, with a P/E of 62.7 and PEG of 0.96. In the filing-style summary, EPS for September 2026 was shown at ₹0.07 (and ₹0.07 for June 2026, with a loss of ₹0.01 in September 2025). A separate earnings snapshot in the provided data also stated: reported EPS of 0.18 and estimated EPS as “--”. No quarterly earnings forecast data was indicated for the stock in the same snapshot.

How Q2 builds on Q1 FY27 profitability

In Q1 FY27, Viji Finance reported net profit of ₹1.1371 crore, reversing a loss of ₹0.33 crore in the year-ago period. Total income for Q1 FY27 was ₹2.0737 crore compared with ₹0.6585 crore in Q1 FY26, with other income reported at ₹1.1857 crore versus ₹0.0933 crore. The company also reported basic and diluted EPS of ₹0.07 for Q1 FY27. The Q2 FY27 results extend this profitability trend into the second quarter.

Key numbers at a glance

Why the update matters for investors

The reported shift from loss to profit in Q2 FY27, combined with a sharp rise in revenue from operations, signals a change in earnings trajectory compared with FY26 quarters cited in the disclosures. At the same time, the disclosures highlight significant balance-sheet growth and capital changes, including preferential allotments and trading approvals for new equity shares. Investors tracking the company should read the Q2 and H1 results alongside these corporate actions and the compliance timeline around the board meeting and trading window rules.

Conclusion

Viji Finance’s Q2 FY27 results, approved on October 14, 2026, show PAT of ₹1.5110 crore and total income of ₹2.8523 crore, compared with a loss and lower income in the year-ago quarter. The company also reported a larger loan book and equity capital changes tied to preferential issuances and trading approvals. The next concrete updates are likely to come through subsequent exchange filings and any further board or shareholder actions referenced in ongoing disclosures.