Viji Finance Ltd

VIJIFIN

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Market Cap

₹ 35 Cr

P/E

246.00

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Performance

STEADY PERFORMER

Valuation

OVERVALUED

Growth

STABLE

Profitability

LOW MARGIN

Technicals

Bearish

Risk

MODERATE RISK

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Price

PE Ratio

Price

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Overview

Detailed Summary

Viji Finance Limited is a Non-Banking Financial Company focusing on financial services. It operates under regulatory oversight from the Reserve Bank of India.

The company assists individuals and corporates with customized financial products that provide low-cost finance, enabling improved living standards and operations.

Recently, Viji Finance expanded its product offerings to include loans against gold, adhering to RBI's gold loan finance regulations.

The company is publicly listed on the National Stock Exchange and the Bombay Stock Exchange.

Sector

Finance

Industry

NBFC-Others

Market Cap

35 Cr

Volatility

Low Risk

P/E Ratio

246.0

Industry P/E

34.5

PEG Ratio

—

P/B Ratio

1.7

52W High

4.64

52W Low

2.00

Sales CAGR

-33.97%

23.97%

18.64%

10Y

6.40%

Profit CAGR

-67.44%

-27.45%

3.51%

10Y

-7.62%

ROE

TTM

-0.29%

1.60%

2.35%

10Y

3.79%

ROCE

TTM

0.65%

2.39%

2.80%

10Y

4.59%

Technicals

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Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
CSL	12.63	37 Cr	20.46	1.59	0.00	7.75	10.38	7.26
MARGOFIN	78.60	36 Cr	714.55	0.27	0.00	0.04	0.36	0.02
OASISEC	19.10	35 Cr	46.59	2.50	0.00	5.31	8.32	5.03
VIJIFIN	2.45	35 Cr	246.00	1.66	0.00	-0.29	0.65	0.08
SPCAPIT	61.00	35 Cr	7.63	1.04	2.61	13.62	6.58	2.90
BERVINL	57.99	34 Cr	—	1.82	0.00	-120.81	-79.20	-80.67
NAGREEKCAP	26.87	34 Cr	2.04	1.23	0.00	60.21	25.93	12.86

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Revenue	0.28	0.30	0.32	0.54	0.70	0.34	0.46	0.45	0.42	0.51
Expenses	0.19	0.16	0.24	0.10	0.13	0.21	0.50	0.23	0.22	0.33
Interest	0.01	0.02	0.03	0.04	0.04	0.08	0.04	0.03	0.04	0.06
Financing Profit	0.08	0.12	0.05	0.40	0.53	0.05	-0.08	0.19	0.16	0.12
Financing Margin %	28.57	40.00	15.63	74.07	75.71	14.71	-17.39	42.22	38.10	23.53
Other Income	0.00	0.00	0.05	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.02	0.03	0.02	0.09	0.09	0.09	0.09	0.09	0.09	0.09
Profit Before Tax	0.06	0.09	0.08	0.32	0.44	-0.03	-0.17	0.10	0.07	0.03
Tax %	33.33	22.22	25.00	28.13	27.27	33.33	23.53	20.00	28.57	33.33
Net Profit	0.05	0.07	0.06	0.24	0.32	-0.03	-0.13	0.07	0.05	0.03
EPS in Rs	0.01	0.01	0.01	0.02	0.02	0.00	-0.01	0.01	0.01	0.00
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	1.33	1.72	2.31	1.76	0.99	0.92	1.22	2.08	1.38	1.84
Expenses	0.68	0.66	0.32	0.99	0.72	0.26	0.64	1.00	0.80	1.28
Interest	0.06	0.07	0.04	0.05	0.03	0.04	0.06	0.14	0.13	0.17
Financing Profit	0.58	0.98	1.95	0.72	0.23	0.62	0.52	0.95	0.45	0.39
Financing Margin %	43.92	57.20	84.34	41.09	23.60	67.08	42.83	45.41	32.81	21.20
Other Income	0.04	0.00	0.00	0.00	0.01	0.02	0.05	0.01	0.00	0.00
Depreciation	0.05	0.05	0.04	0.05	0.05	0.05	0.08	0.35	0.27	0.36
Profit Before Tax	0.57	0.94	1.91	0.68	0.19	0.59	0.50	0.60	0.18	0.03
Tax %	39.92	33.74	26.69	50.84	30.82	24.62	11.12	27.85	24.96	33.33
Net Profit	0.34	0.62	1.40	0.33	0.13	0.45	0.44	0.43	0.14	0.02
EPS in Rs	—	—	—	0.02	0.01	0.03	0.03	0.03	—	0.00
Dividend Payout %	652.17	12.50	5.88	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	7.50	7.50	8.25	8.25	8.25	8.25	8.25	8.25	8.25
Reserves	0.96	1.30	1.95	2.18	2.31	2.91	3.35	3.79	3.93
Borrowings	1.05	2.99	3.12	3.94	4.30	3.55	4.68	9.20	12
Other Liabilities	0.51	0.56	0.83	0.90	1.14	1.03	1.18	1.32	1.13
Total Liabilities	10	12	14	15	16	16	17	23	25
Fixed Assets	0.45	0.34	0.30	0.28	0.24	0.19	0.68	2.30	2.04
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.28	0.03	0.05	0.06	0.05	0.05
Other Assets	9.57	12	14	15	16	16	17	20	23
Total Assets	10	12	14	15	16	16	17	23	25

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity	0.24	-1.09	-0.37	-0.68	-0.46	0.72	-1.06	-2.47	-2.84
Cash from Investing Activity	-0.25	0.05	-0.02	-0.39	0.16	-0.02	-0.58	-1.96	-0.01
Cash from Financing Activity	0.27	1.40	0.09	0.73	0.36	-0.30	1.12	4.52	2.86
Net Cash Flow	0.26	0.36	-0.30	-0.35	0.06	0.41	-0.51	0.09	0.01

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Jul 2024	Sep 2024	Dec 2024	Mar 2025
Promoters	51.07%	51.47%	51.39%	45.97%	44.97%	39.83%	49.63%	51.02%	47.94%	53.71%	53.71%	53.71%
FIIs	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	48.92%	48.52%	48.61%	54.03%	55.03%	60.17%	50.37%	48.98%	52.06%	46.29%	46.29%	46.29%
Total Shareholders	28,350	30,807	36,951	44,391	48,218	51,321	54,793	53,381	53,559	54,025	60,658	62,713

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Jul 18, 2025	Prashant equity management pr...	Bulk	Sell	3.81	0.10 Cr	2,59,139	0.18
Jul 18, 2025	Prashant equity management pr...	Bulk	Buy	3.81	0.29 Cr	7,59,139	0.53
Aug 13, 2024	Prebien hanoeman	Bulk	Buy	2.07	0.17 Cr	8,18,159	0.57
Aug 07, 2024	Ankita vishal shah	Bulk	Sell	2.05	0.18 Cr	9,00,000	0.63
Aug 07, 2024	Vijay kothari	Bulk	Buy	2.05	0.16 Cr	8,00,000	0.56
Aug 06, 2024	Meet shah	Bulk	Sell	2.25	0.23 Cr	10,20,000	0.71
Aug 06, 2024	Vijay kothari	Bulk	Buy	2.03	0.61 Cr	29,83,041	2.09
Aug 06, 2024	Atul shah huf	Bulk	Sell	2.25	0.20 Cr	8,80,000	0.61
Aug 06, 2024	Amit shah	Bulk	Sell	2.25	0.18 Cr	8,03,400	0.56
Aug 06, 2024	Vijay kothari	Bulk	Buy	2.25	0.81 Cr	36,00,000	2.52

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Regulatory Filing

6 days ago

31st AGM Notice via VC and E-voting Announcement

The company has published a notice regarding the 31st Annual General Meeting scheduled for December 31, 2025, to be held via video conferencing and details about e-voting and book closure.

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

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Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
CSL	12.63	37 Cr	20.46	1.59	0.00	7.75	10.38	7.26
MARGOFIN	78.60	36 Cr	714.55	0.27	0.00	0.04	0.36	0.02
OASISEC	19.10	35 Cr	46.59	2.50	0.00	5.31	8.32	5.03
VIJIFIN	2.45	35 Cr	246.00	1.66	0.00	-0.29	0.65	0.08
SPCAPIT	61.00	35 Cr	7.63	1.04	2.61	13.62	6.58	2.90
BERVINL	57.99	34 Cr	—	1.82	0.00	-120.81	-79.20	-80.67
NAGREEKCAP	26.87	34 Cr	2.04	1.23	0.00	60.21	25.93	12.86

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Revenue	0.28	0.30	0.32	0.54	0.70	0.34	0.46	0.45	0.42	0.51
Expenses	0.19	0.16	0.24	0.10	0.13	0.21	0.50	0.23	0.22	0.33
Interest	0.01	0.02	0.03	0.04	0.04	0.08	0.04	0.03	0.04	0.06
Financing Profit	0.08	0.12	0.05	0.40	0.53	0.05	-0.08	0.19	0.16	0.12
Financing Margin %	28.57	40.00	15.63	74.07	75.71	14.71	-17.39	42.22	38.10	23.53
Other Income	0.00	0.00	0.05	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.02	0.03	0.02	0.09	0.09	0.09	0.09	0.09	0.09	0.09
Profit Before Tax	0.06	0.09	0.08	0.32	0.44	-0.03	-0.17	0.10	0.07	0.03
Tax %	33.33	22.22	25.00	28.13	27.27	33.33	23.53	20.00	28.57	33.33
Net Profit	0.05	0.07	0.06	0.24	0.32	-0.03	-0.13	0.07	0.05	0.03
EPS in Rs	0.01	0.01	0.01	0.02	0.02	0.00	-0.01	0.01	0.01	0.00
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	1.33	1.72	2.31	1.76	0.99	0.92	1.22	2.08	1.38	1.84
Expenses	0.68	0.66	0.32	0.99	0.72	0.26	0.64	1.00	0.80	1.28
Interest	0.06	0.07	0.04	0.05	0.03	0.04	0.06	0.14	0.13	0.17
Financing Profit	0.58	0.98	1.95	0.72	0.23	0.62	0.52	0.95	0.45	0.39
Financing Margin %	43.92	57.20	84.34	41.09	23.60	67.08	42.83	45.41	32.81	21.20
Other Income	0.04	0.00	0.00	0.00	0.01	0.02	0.05	0.01	0.00	0.00
Depreciation	0.05	0.05	0.04	0.05	0.05	0.05	0.08	0.35	0.27	0.36
Profit Before Tax	0.57	0.94	1.91	0.68	0.19	0.59	0.50	0.60	0.18	0.03
Tax %	39.92	33.74	26.69	50.84	30.82	24.62	11.12	27.85	24.96	33.33
Net Profit	0.34	0.62	1.40	0.33	0.13	0.45	0.44	0.43	0.14	0.02
EPS in Rs	—	—	—	0.02	0.01	0.03	0.03	0.03	—	0.00
Dividend Payout %	652.17	12.50	5.88	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	7.50	7.50	8.25	8.25	8.25	8.25	8.25	8.25	8.25
Reserves	0.96	1.30	1.95	2.18	2.31	2.91	3.35	3.79	3.93
Borrowings	1.05	2.99	3.12	3.94	4.30	3.55	4.68	9.20	12
Other Liabilities	0.51	0.56	0.83	0.90	1.14	1.03	1.18	1.32	1.13
Total Liabilities	10	12	14	15	16	16	17	23	25
Fixed Assets	0.45	0.34	0.30	0.28	0.24	0.19	0.68	2.30	2.04
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.28	0.03	0.05	0.06	0.05	0.05
Other Assets	9.57	12	14	15	16	16	17	20	23
Total Assets	10	12	14	15	16	16	17	23	25

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity	0.24	-1.09	-0.37	-0.68	-0.46	0.72	-1.06	-2.47	-2.84
Cash from Investing Activity	-0.25	0.05	-0.02	-0.39	0.16	-0.02	-0.58	-1.96	-0.01
Cash from Financing Activity	0.27	1.40	0.09	0.73	0.36	-0.30	1.12	4.52	2.86
Net Cash Flow	0.26	0.36	-0.30	-0.35	0.06	0.41	-0.51	0.09	0.01

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Overview

Detailed Summary

Viji Finance Limited is a Non-Banking Financial Company focusing on financial services. It operates under regulatory oversight from the Reserve Bank of India.

The company assists individuals and corporates with customized financial products that provide low-cost finance, enabling improved living standards and operations.

Recently, Viji Finance expanded its product offerings to include loans against gold, adhering to RBI's gold loan finance regulations.

The company is publicly listed on the National Stock Exchange and the Bombay Stock Exchange.

Sector

Finance

Industry

NBFC-Others

Market Cap

35 Cr

Volatility

Low Risk

P/E Ratio

246.0

Industry P/E

34.5

PEG Ratio

—

P/B Ratio

1.7

52W High

4.64

52W Low

2.00

Sales CAGR

-33.97%

23.97%

18.64%

10Y

6.40%

Profit CAGR

-67.44%

-27.45%

3.51%

10Y

-7.62%

ROE

TTM

-0.29%

1.60%

2.35%

10Y

3.79%

ROCE

TTM

0.65%

2.39%

2.80%

10Y

4.59%

Viji Finance Ltd

Viji Finance Ltd

VIJIFIN

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Overview

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Industry P/E

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Consolidated Quarterly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

Shareholdings

Shareholding History

Market Transactions

Projection

Actions

Announcements

Documents

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Technicals

Peers

Price Chart Comparison

Financial Statements

AI Powered Summary

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Consolidated Quarterly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

Oscillators

Neutral

Overall

Bearish

Moving Averages

Bearish

Overall

Bearish

Viji Finance Ltd

VIJIFIN

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Announcements

Overview

Sector

Industry

Market Cap

Volatility

P/E Ratio

Industry P/E

PEG Ratio

P/B Ratio

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