Overview

Detailed Summary

Viji Finance Limited is a Non-Banking Financial Company focusing on financial services. It operates under regulatory oversight from the Reserve Bank of India.
The company assists individuals and corporates with customized financial products that provide low-cost finance, enabling improved living standards and operations.
Recently, Viji Finance expanded its product offerings to include loans against gold, adhering to RBI's gold loan finance regulations.
The company is publicly listed on the National Stock Exchange and the Bombay Stock Exchange.

Sector: Finance
Industry: Non Banking Financial Company (NBFC)
Market Cap: 360 Cr
Volatility: Low Risk
P/E Ratio: 18,018.0
Industry P/E: 15.2
PEG Ratio: —
P/B Ratio: 7.8
52W High: 17.37
52W Low: 1.97

Sales CAGR

1Y: -33.97%
3Y: 34.59%
5Y: 40.74%
10Y: 13.65%

Profit CAGR

1Y: -67.44%
3Y: 64.91%
5Y: 34.90%
10Y: 14.02%

ROE

TTM

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Peers

Financial Services Financial Services Finance

Symbol	Watchlist	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SERA		57.13	374 Cr	3.65	1.27	0.18	18.24	21.69	29.52
VIJIFIN		15.60	360 Cr	18018.00	7.84	0.00	-0.29	0.65	0.08
MONEYBOXX		49.95	349 Cr	266.22	1.18	0.00	0.45	8.75	0.13
INDUSFINL		360.90	334 Cr	129.03	14.36	0.17	13.08	15.41	6.60
AVONMORE		11.60	327 Cr	10.39	0.86	0.00	3.56	7.28	5.42
AFIL		7.02	309 Cr	6.97	0.73	0.00	9.98	11.89	4.74
MUTHOOTCAP		180.95	298 Cr	12.42	0.44	0.00	1.85	8.34	0.59
Median: 7 Co.	—	49.95	334 Cr	12.42	1.18	0.00	3.56	8.75	4.74

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total

QoQ

YoY

Total

	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Revenue	0.28	0.30	0.32	0.54	0.70	0.34	0.46	0.45	0.42	0.51
Expenses	0.19	0.16	0.24	0.10	0.13	0.21	0.50	0.23	0.22	0.33
Interest	0.01	0.02	0.03	0.04	0.04	0.08	0.04	0.03	0.04	0.06
Financing Profit	0.08	0.12	0.05	0.40	0.53	0.05	-0.08	0.19	0.16	0.12
Financing Margin %	28.57	40.00	15.63	74.07	75.71	14.71	-17.39	42.22	38.10	23.53
Other Income	0.00	0.00	0.05	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.02	0.03	0.02	0.09	0.09	0.09	0.09	0.09	0.09	0.09
Profit Before Tax	0.06	0.09	0.08	0.32	0.44	-0.03	-0.17	0.10	0.07	0.03
Tax %	33.33	22.22	25.00	28.13	27.27	33.33	23.53	20.00	28.57	33.33
Net Profit	0.05	0.07	0.06	0.24	0.32	-0.03	-0.13	0.07	0.05	0.03
EPS in Rs	0.00	0.00	0.00	0.01	0.01	0.00	-0.01	0.00	0.00	0.00
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total

YoY

Total

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	1.33	1.72	2.31	1.76	0.99	0.92	1.22	2.08	1.38	1.84
Expenses	0.68	0.66	0.32	0.99	0.72	0.26	0.64	1.00	0.80	1.28
Interest	0.06	0.07	0.04	0.05	0.03	0.04	0.06	0.14	0.13	0.17
Financing Profit	0.58	0.98	1.95	0.72	0.23	0.62	0.52	0.95	0.45	0.39
Financing Margin %	43.92	57.20	84.34	41.09	23.60	67.08	42.83	45.41	32.81	21.20
Other Income	0.04	0.00	0.00	0.00	0.01	0.02	0.05	0.01	0.00	0.00
Depreciation	0.05	0.05	0.04	0.05	0.05	0.05	0.08	0.35	0.27	0.36
Profit Before Tax	0.57	0.94	1.91	0.68	0.19	0.59	0.50	0.60	0.18	0.03
Tax %	39.92	33.74	26.69	50.84	30.82	24.62	11.12	27.85	24.96	33.33
Net Profit	0.34	0.62	1.40	0.33	0.13	0.45	0.44	0.43	0.14	0.02
EPS in Rs	—	—	—	0.01	0.00	0.02	0.02	0.02	—	0.00
Dividend Payout %	652.17	12.50	5.88	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total

YoY

Total

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	7.50	7.50	8.25	8.25	8.25	8.25	8.25	8.25	8.25
Reserves	0.96	1.30	1.95	2.18	2.31	2.91	3.35	3.79	3.93
Borrowings	1.05	2.99	3.12	3.94	4.30	3.55	4.68	9.20	12
Other Liabilities	0.51	0.56	0.83	0.90	1.14	1.03	1.18	1.32	1.13
Total Liabilities	10	12	14	15	16	16	17	23	25
Fixed Assets	0.45	0.34	0.30	0.28	0.24	0.19	0.68	2.30	2.04
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.28	0.03	0.05	0.06	0.05	0.05
Other Assets	9.57	12	14	15	16	16	17	20	23
Total Assets	10	12	14	15	16	16	17	23	25

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total

YoY

Total

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity	0.24	-1.09	-0.37	-0.68	-0.46	0.72	-1.06	-2.47	-2.84
Cash from Investing Activity	-0.25	0.05	-0.02	-0.39	0.16	-0.02	-0.58	-1.96	-0.01
Cash from Financing Activity	0.27	1.40	0.09	0.73	0.36	-0.30	1.12	4.52	2.86
Net Cash Flow	0.26	0.36	-0.30	-0.35	0.06	0.41	-0.51	0.09	0.01

Shareholding History

Quarterly

Yearly

Quarterly

	Jul 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Jul 2026	Aug 2026	Sep 2026
Promoters	47.94%	53.71%	53.71%	53.71%	53.71%	53.71%	53.02%	47.68%	39.31%	35.49%	31.03%	30.07%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.25%	0.21%	0.19%	0.16%	0.15%
Public	52.06%	46.29%	46.29%	46.29%	46.29%	46.29%	46.98%	52.07%	60.49%	64.32%	68.81%	69.77%
Total Shareholders	53,559	54,025	60,658	62,713	62,994	62,792	62,150	61,973	60,319	59,961	59,025	57,936

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Regulatory/Compliance Filing

5 days ago

Viji Finance Ltd — Newspaper Publication of Postal Ballot

Viji Finance Ltd submitted a newspaper publication dated 20-10-2026 under Regs 30/44/47 informing shareholders of the Notice of Postal Ballot and remote e‑voting details, published in Free Press (Indore/Mumbai) and Choutha Sansaar (Hindi).

Frequently Asked Questions about Viji Finance Ltd

Viji Finance Ltd (VIJIFIN) is currently trading at 15.60 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Viji Finance Limited is a Non-Banking Financial Company focusing on financial services. It operates under regulatory oversight from the Reserve Bank of India. The company assists individuals and corporates with customized financial products that provide low-cost finance, enabling improved living standards and operations. Recently, Viji Finance expanded its product offerings to include loans against gold, adhering to RBI's gold loan finance regulations. The company is publicly listed on the National Stock Exchange and the Bombay Stock Exchange.

Over the past 52 weeks, Viji Finance Ltd has traded between a low of ₹1.97 and a high of ₹17.37. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Viji Finance Ltd has a market capitalization of approximately 360.36. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Viji Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 18018.00 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 360.36 Cr, Viji Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Viji Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Viji Finance Ltd is 18018.00. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Viji Finance reported PAT of ₹1.5110 crore and total income of ₹2.8523 crore for Q2 FY27 (quarter ended September 30, 2026).

The text reports Viji Finance share price at ₹8.4 as of 19 Jul 2026, with the stock opening at ₹8.4 and the previous day close at ₹8.3.

Viji Finance Ltd

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