Choice International Ltd

CHOICEIN

Watchlist

AI Mode

‌

Market Cap

₹ 17,203 Cr

P/E

94.86

‌

‌
‌

‌

‌
‌

Investment Checklist

How to read checklist?

Performance

MARKET LEADER

Valuation

OVERVALUED

Growth

STABLE

Profitability

HIGH MARGIN

Technicals

Bearish

Risk

MODERATE RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

‌

Overview

Detailed Summary

Choice International Limited is a financial conglomerate providing diverse tech-led financial services including broking, asset management, and consultancy, supported by a nationwide branch network.

In H1 FY26, Choice International's revenue was ₹522 Crores, with a ₹104 Crore PAT, driven by strong performance across all key business segments, indicating robust growth and profitability.

The Company achieved substantial growth in its broking division, with a 25% YoY increase in client assets, underpinned by a strong digital platform and extensive branch network.

Strategic expansions include the launch of Choice Mutual Fund and securing significant consultancy projects worth ₹140 Crores in sectors like MSME and housing, reinforcing market position.

Choice International is focusing on opening 100 new branches in FY26, signaling aggressive geographic expansion plans to broaden market reach and customer base.

Sector

Finance

Industry

NBFC-Holding Companies

Market Cap

17,203 Cr

Volatility

High Risk

P/E Ratio

94.9

Industry P/E

26.1

PEG Ratio

2.5

P/B Ratio

11.0

52W High

841.00

52W Low

438.00

Sales CAGR

21.85%

29.45%

22.80%

10Y

-12.07%

Profit CAGR

24.34%

50.71%

33.40%

10Y

19.64%

ROE

TTM

14.82%

15.87%

14.61%

10Y

12.92%

ROCE

TTM

19.39%

20.92%

20.09%

10Y

20.21%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
CHOICEIN	772.20	17,203 Cr	94.86	10.98	0.00	14.82	19.39	6.62
EDELWEISS	109.05	10,321 Cr	24.29	2.34	1.34	9.62	11.96	1.40
KAMAHOLD	2915.30	9,401 Cr	11.46	1.23	1.15	10.75	19.94	6.98
BENGALASM	7081.00	8,075 Cr	9.93	0.79	0.71	8.05	4.77	3.01
RELIGARE	234.60	7,806 Cr	74.24	2.64	0.00	3.61	4.60	1.14
PILANIINVS	5130.35	5,680 Cr	196.04	0.33	0.29	0.17	1.38	0.48
RTNINDIA	40.95	5,660 Cr	—	5.48	0.00	-40.63	-16.68	-12.90

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	138	191	207	215	201	247	209	253	234	274
Expenses	102	142	141	147	148	172	150	157	151	185
Interest	6.73	9.84	11	12	13	15	16	22	21	21
Financing Profit	29	39	55	55	40	61	43	75	62	69
Financing Margin %	21.17	20.33	26.70	25.66	19.83	24.57	20.66	29.52	26.34	25.03
Other Income	1.76	2.92	2.51	1.87	5.30	1.81	2.14	2.04	4.07	9.67
Depreciation	1.48	1.75	1.65	1.73	1.68	1.97	2.08	2.77	2.79	3.96
Profit Before Tax	29	40	56	55	43	61	43	74	63	74
Tax %	27.66	25.20	28.34	28.62	26.24	23.40	29.02	27.63	23.74	24.12
Net Profit	21	30	40	39	32	46	31	54	48	56
EPS in Rs	0.95	1.33	1.79	1.75	1.42	2.04	1.34	2.35	2.16	2.48
Gross NPA %	0.00	0.00	1.18	2.00	2.24	2.64	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	1.05	1.77	1.25	1.45	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	130	143	117	127	169	284	389	751	910	944
Expenses	103	113	86	93	134	194	287	532	626	629
Interest	19	21	20	17	15	15	22	40	66	74
Financing Profit	7.85	9.58	11	16	19	75	81	179	219	240
Financing Margin %	6.02	6.70	9.19	12.81	11.16	26.36	20.75	23.81	24.00	25.47
Other Income	4.66	8.95	4.71	5.40	7.07	2.23	5.98	8.65	11	10
Depreciation	2.23	2.77	3.17	3.46	3.09	3.38	4.80	6.60	8.50	9.61
Profit Before Tax	10	16	12	18	23	74	82	181	221	241
Tax %	41.43	23.63	28.15	31.71	26.76	27.20	26.70	27.62	26.47	25.80
Net Profit	6.02	12	8.81	12	17	54	60	131	163	179
EPS in Rs	0.14	0.57	0.40	0.55	0.62	2.47	2.68	5.82	7.15	8.33
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	10	10	20	20	20	29	50	100	199	200
Reserves	53	70	146	154	193	234	360	378	432	828
Borrowings	115	147	174	165	142	148	219	206	455	461
Other Liabilities	53	60	89	135	147	245	349	426	719	1,131
Total Liabilities	232	287	428	474	503	656	978	1,109	1,806	2,619
Fixed Assets	34	37	78	97	86	84	87	125	132	258
CWIP	0.38	1.07	4.20	0.46	0.14	0.17	0.38	5.02	6.89	5.48
Investments	0.00	0.00	0.00	22	20	6.62	10	11	22	31
Other Assets	197	249	346	355	397	564	880	968	1,645	2,325
Total Assets	232	287	428	474	503	656	978	1,109	1,806	2,619

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	28	-20	4.06	-36	26	-45	-34	138	-148	-294
Cash from Investing Activity	3.84	-11	-22	54	13	15	-123	-48	-18	-161
Cash from Financing Activity	-22	21	39	-28	-15	23	152	-29	224	449
Net Cash Flow	10.00	-9.33	21	-11	24	-7.08	-4.63	62	58	-6.28

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Sep 2023	Dec 2023	Feb 2024	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Nov 2025	Dec 2025
Promoters	56.27%	57.98%	57.87%	58.21%	58.21%	58.21%	58.21%	58.13%	56.43%	56.60%	55.70%	53.65%
FIIs	15.44%	13.58%	12.63%	12.44%	12.22%	12.72%	13.70%	13.63%	14.13%	12.97%	12.83%	12.14%
DIIs	0.04%	0.05%	0.06%	0.06%	0.07%	0.09%	0.18%	0.17%	0.19%	0.27%	0.28%	0.22%
Public	28.26%	28.40%	29.44%	29.29%	29.50%	28.98%	27.91%	28.07%	29.25%	30.15%	31.19%	33.98%
Total Shareholders	7,234	8,096	18,887	18,513	18,524	19,415	23,768	21,984	25,330	27,094	28,888	27,728

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Dec 09, 2025	Soansrishti properties privat...	Insider - Promoter Group	Acquisition	225.00	29.72 Cr	13,21,000	0.59445
Dec 02, 2025	Soansrishti properties privat...	Insider - Promoter Group	Acquisition	225.00	40.50 Cr	18,00,000	—
Nov 20, 2025	M/s. kamal poddar huf	Insider - Promoter	Disposal	—	—	9,00,000	0.43
Nov 20, 2025	M/s. arun kumar poddar huf	Insider - Promoter	Disposal	—	—	9,00,000	0.43
Nov 20, 2025	Ms. shreeyam kamal poddar	Insider - Promoter Group	Acquisition	—	—	9,00,000	—
Nov 20, 2025	Ms. srishti arun poddar	Insider - Promoter Group	Acquisition	—	—	9,00,000	—
Nov 18, 2025	Arun kumar poddar	Insider - Promoter	Pledge	783.80	47.03 Cr	6,00,000	0.28
Sep 18, 2025	Shreeyam trade dynamics priva...	Insider - Promoter Group	Acquisition	823.92	8.24 Cr	1,00,000	0.04
Sep 11, 2025	Shreeyam trade dynamics priva...	Insider - Promoter Group	Acquisition	790.00	19.75 Cr	2,50,000	0.12
Jun 04, 2025	Societe generale	Bulk	Buy	705.20	77.59 Cr	11,00,290	0.53

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Regulatory Filing

6 days ago

Regulatory Disclosure by Soansrishti Properties

Soansrishti Properties has submitted disclosures under Regulation 29(2) of SEBI (SAST) Regulations regarding the acquisition of shares related to Choice International Limited.

Documents

Presentations

Concalls

Reports

Presentations

Investor Presentation

Q2 FY26

Investor Presentation

Q1 FY26

Investor Presentation

Q4 FY25

Investor Presentation

Q3 FY25

Investor Presentation

Q2 FY25

Investor Presentation

Q1 FY25

Investor Presentation

Q4 FY24

Investor Presentation

Q3 FY24

Showing 1 - 8 of 19

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
CHOICEIN	772.20	17,203 Cr	94.86	10.98	0.00	14.82	19.39	6.62
EDELWEISS	109.05	10,321 Cr	24.29	2.34	1.34	9.62	11.96	1.40
KAMAHOLD	2915.30	9,401 Cr	11.46	1.23	1.15	10.75	19.94	6.98
BENGALASM	7081.00	8,075 Cr	9.93	0.79	0.71	8.05	4.77	3.01
RELIGARE	234.60	7,806 Cr	74.24	2.64	0.00	3.61	4.60	1.14
PILANIINVS	5130.35	5,680 Cr	196.04	0.33	0.29	0.17	1.38	0.48
RTNINDIA	40.95	5,660 Cr	—	5.48	0.00	-40.63	-16.68	-12.90

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	138	191	207	215	201	247	209	253	234	274
Expenses	102	142	141	147	148	172	150	157	151	185
Interest	6.73	9.84	11	12	13	15	16	22	21	21
Financing Profit	29	39	55	55	40	61	43	75	62	69
Financing Margin %	21.17	20.33	26.70	25.66	19.83	24.57	20.66	29.52	26.34	25.03
Other Income	1.76	2.92	2.51	1.87	5.30	1.81	2.14	2.04	4.07	9.67
Depreciation	1.48	1.75	1.65	1.73	1.68	1.97	2.08	2.77	2.79	3.96
Profit Before Tax	29	40	56	55	43	61	43	74	63	74
Tax %	27.66	25.20	28.34	28.62	26.24	23.40	29.02	27.63	23.74	24.12
Net Profit	21	30	40	39	32	46	31	54	48	56
EPS in Rs	0.95	1.33	1.79	1.75	1.42	2.04	1.34	2.35	2.16	2.48
Gross NPA %	0.00	0.00	1.18	2.00	2.24	2.64	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	1.05	1.77	1.25	1.45	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	130	143	117	127	169	284	389	751	910	944
Expenses	103	113	86	93	134	194	287	532	626	629
Interest	19	21	20	17	15	15	22	40	66	74
Financing Profit	7.85	9.58	11	16	19	75	81	179	219	240
Financing Margin %	6.02	6.70	9.19	12.81	11.16	26.36	20.75	23.81	24.00	25.47
Other Income	4.66	8.95	4.71	5.40	7.07	2.23	5.98	8.65	11	10
Depreciation	2.23	2.77	3.17	3.46	3.09	3.38	4.80	6.60	8.50	9.61
Profit Before Tax	10	16	12	18	23	74	82	181	221	241
Tax %	41.43	23.63	28.15	31.71	26.76	27.20	26.70	27.62	26.47	25.80
Net Profit	6.02	12	8.81	12	17	54	60	131	163	179
EPS in Rs	0.14	0.57	0.40	0.55	0.62	2.47	2.68	5.82	7.15	8.33
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	10	10	20	20	20	29	50	100	199	200
Reserves	53	70	146	154	193	234	360	378	432	828
Borrowings	115	147	174	165	142	148	219	206	455	461
Other Liabilities	53	60	89	135	147	245	349	426	719	1,131
Total Liabilities	232	287	428	474	503	656	978	1,109	1,806	2,619
Fixed Assets	34	37	78	97	86	84	87	125	132	258
CWIP	0.38	1.07	4.20	0.46	0.14	0.17	0.38	5.02	6.89	5.48
Investments	0.00	0.00	0.00	22	20	6.62	10	11	22	31
Other Assets	197	249	346	355	397	564	880	968	1,645	2,325
Total Assets	232	287	428	474	503	656	978	1,109	1,806	2,619

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	28	-20	4.06	-36	26	-45	-34	138	-148	-294
Cash from Investing Activity	3.84	-11	-22	54	13	15	-123	-48	-18	-161
Cash from Financing Activity	-22	21	39	-28	-15	23	152	-29	224	449
Net Cash Flow	10.00	-9.33	21	-11	24	-7.08	-4.63	62	58	-6.28

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Overview

Detailed Summary

Choice International Limited is a financial conglomerate providing diverse tech-led financial services including broking, asset management, and consultancy, supported by a nationwide branch network.

In H1 FY26, Choice International's revenue was ₹522 Crores, with a ₹104 Crore PAT, driven by strong performance across all key business segments, indicating robust growth and profitability.

The Company achieved substantial growth in its broking division, with a 25% YoY increase in client assets, underpinned by a strong digital platform and extensive branch network.

Strategic expansions include the launch of Choice Mutual Fund and securing significant consultancy projects worth ₹140 Crores in sectors like MSME and housing, reinforcing market position.

Choice International is focusing on opening 100 new branches in FY26, signaling aggressive geographic expansion plans to broaden market reach and customer base.

Sector

Finance

Industry

NBFC-Holding Companies

Market Cap

17,203 Cr

Volatility

High Risk

P/E Ratio

94.9

Industry P/E

26.1

PEG Ratio

2.5

P/B Ratio

11.0

52W High

841.00

52W Low

438.00

Sales CAGR

21.85%

29.45%

22.80%

10Y

-12.07%

Profit CAGR

24.34%

50.71%

33.40%

10Y

19.64%

ROE

TTM

14.82%

15.87%

14.61%

10Y

12.92%

ROCE

TTM

19.39%

20.92%

20.09%

10Y

20.21%