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Bearish
2
Neutral
5
Bullish
7
Bearish
28
Neutral
9
Bullish
9
Bearish
26
Neutral
4
Bullish
2
Bearish
26
Neutral
4
Bullish
2
Bearish
26
Neutral
4
Bullish
2
Bearish
26
Neutral
4
Bullish
2
Investor Presentation
Q1 FY26
Investor Presentation
Q4 FY25
Finance
Non Banking Financial Company (NBFC)
50 Cr
Low Risk
4.9
15.5
0.1
0.5
59.80
33.00
Sales CAGR
Profit CAGR
ROE
ROCE
Dar Credit & Capital Ltd (DCCL) is currently trading at 35.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Dar Credit & Capital Limited is an RBI-registered NBFC focused on retail and MSME lending, offering three primary products: personal loans (notably to municipal class-four employees), unsecured MSME loans, and secured MSME loans backed by shops, residential property, or vacant land. FY26 was transformational: total income rose to Rs. 50.05 crore (YoY +20.9%), EBITDA increased to Rs. 34.69 crore (+18.6%), and PAT jumped to Rs. 10.13 crore (+43.9%), reflecting disciplined underwriting and operating leverage in a controlled growth model. The company recorded strong operational growth with AUM at Rs. 229.55 crore (≈35% YoY), 35 operational branches across six states, more than 22,500 active customers, and GNPA held at a low 1.01%, underscoring its conservative risk framework and localized branch-driven sourcing model. Management emphasizes secured MSME growth and technology integration: plans to expand secured micro-LAP teams and migrate legacy LOS systems into an in-house Vijay platform, while preserving a steady, sustainable expansion stance rather than rapid, high-risk scaling. Funding diversification is underway: the firm completed a May 2025 IPO, privately placed Rs. 75 crore NCDs in 2026, and continues to deepen lender relationships, targeting lower cost of funds and managed-portfolio growth via BC agreements with ESAF and Kaleidofin.
Over the past 52 weeks, Dar Credit & Capital Ltd has traded between a low of ₹33.00 and a high of ₹59.80. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Dar Credit & Capital Ltd has a market capitalization of approximately 49.97. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Dar Credit & Capital Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 4.93 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 49.97 Cr, Dar Credit & Capital Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Dar Credit & Capital Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Dar Credit & Capital Ltd is 4.93. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.