Emerald Finance Ltd (EMERALD) is currently trading at 52.60 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Emerald Finance Limited is an RBI-registered NBFC focused on SME, MSME and personal lending while operating a growing Early Wage Access (EWA) platform and distribution business that syndicates and distributes product solutions with multiple bank partners and fintech alliances. The company reported a strong quarter: consolidated total income rose 39.97% year-on-year to Rs. 9.44 crore and net profit increased 52.72% to Rs. 4.88 crore, with diluted EPS improving to 1.44, reflecting operating leverage across distribution, interest income and EWA cross-sell. EWA is an accelerating strategic vertical — average ticket size ~Rs. 26,000, monthly EWA run-rate ~Rs. 26 crore with disbursals ~Rs. 12.5 crore and cross-sell ~Rs. 13.5 crore per month — and management expects this product to stabilize between 12%–15% of consolidated revenue or potentially 30%–40% of revenue over time with deeper partnerships. Balance-sheet flexibility is material: AUM at about Rs. 125 crore, on-book loans include MSME and personal loans, borrowings are ~Rs. 27 crore with an indicated ability to raise ~Rs. 63 crore more, and average borrowing cost discussed near 12%, which supports planned AUM growth without immediate equity dilution. Management emphasised disciplined risk controls: provisioning is maintained prudently (management targets ~0.3% standard provisioning), NPAs are monitored though rising, and underwriting for EWA is tight with corporate-level credit evaluation and conservative limits to prevent aggressive portfolio deterioration.

Over the past 52 weeks, Emerald Finance Ltd has traded between a low of ₹45.23 and a high of ₹93.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Emerald Finance Ltd has a market capitalization of approximately 172.87. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Emerald Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.27 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 172.87 Cr, Emerald Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Emerald Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Emerald Finance Ltd is 10.27. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Consolidated total income was INR 9.76 crore in Q4 FY26 versus INR 6.49 crore in Q4 FY25, a 50% year-on-year increase as reported.