Sangam Finserv Ltd

SANGAMFIN

Watchlist

AI Mode

‌

Market Cap

₹ 145 Cr

P/E

17.94

‌

‌
‌

‌

‌
‌

Investment Checklist

How to read checklist?

Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

SLUGGISH

Profitability

MODERATE MARGIN

Technicals

Bearish

Risk

MODERATE RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

‌

Overview

Detailed Summary

Sangam Finserv Limited, originally incorporated as Suchitra Finance & Trading Company Ltd in 1981, underwent a name change in April 2023. The company operates as a Non-Banking Finance Company (NBFC) registered under the Reserve Bank of India Act in 1998.

Acquired by M/s Marigold Investrade Pvt. Ltd. in 2011, Sangam Finserv has since refocused on enhancing its trajectory within the financial sector, highlighting a strategic shift with the new ownership.

Primarily, Sangam Finserv engages in investing and trading in securities and advancing loans, targeting a wide clientele including Indian corporates, institutions, and SMEs.

The company offers fund-based financial services, aligning with the diverse funding needs of the Indian market, which positions it as a versatile player in the financial ecosystem.

Sector

Finance

Industry

NBFC-Others

Market Cap

145 Cr

Volatility

Low Risk

P/E Ratio

17.9

Industry P/E

34.0

PEG Ratio

—

P/B Ratio

1.0

52W High

69.56

52W Low

25.55

Sales CAGR

-8.45%

3.68%

-4.66%

10Y

26.79%

Profit CAGR

-16.46%

-4.42%

-6.15%

10Y

40.35%

ROE

TTM

5.79%

5.52%

5.76%

10Y

6.39%

ROCE

TTM

7.66%

8.50%

9.33%

10Y

9.71%

Technicals

Oscillators

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
APOLLOFI	401.00	150 Cr	22.99	2.10	0.00	9.12	12.79	6.18
OPTIFIN	19.52	147 Cr	23.94	2.38	0.00	9.93	17.00	6.45
SANGAMFIN	31.45	145 Cr	17.94	1.04	0.00	5.79	7.66	4.73
PMCFIN	2.01	143 Cr	13.40	0.81	0.50	6.05	7.66	4.65
UPSURGE	72.25	141 Cr	13.21	1.25	0.71	9.50	10.74	7.65
RAJATH	69.77	140 Cr	—	7.78	0.00	-14.55	-10.77	-10.58
ASCOM	119.00	139 Cr	27.23	2.80	0.00	9.85	13.59	8.93

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	4.08	5.03	4.76	4.70	4.55	4.62	6.94	0.91	7.35	4.76
Expenses	0.79	0.65	0.84	1.95	0.86	0.73	1.66	2.01	1.14	2.10
Interest	0.71	0.88	0.98	0.95	0.73	0.60	0.54	0.52	0.71	0.65
Financing Profit	2.58	3.50	2.94	1.80	2.96	3.29	4.74	-1.62	5.50	2.01
Financing Margin %	63.24	69.58	61.76	38.30	65.05	71.21	68.30	-178.02	74.83	42.23
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.05
Depreciation	0.06	0.06	0.06	0.06	0.04	0.04	0.04	0.05	0.03	0.04
Profit Before Tax	2.53	3.44	2.89	1.74	2.92	3.25	4.70	-1.67	5.48	2.02
Tax %	27.27	23.55	24.91	26.44	24.66	23.38	22.98	-2.40	22.26	6.93
Net Profit	1.83	2.63	2.16	1.28	2.19	2.49	3.62	-1.71	4.26	1.89
EPS in Rs	0.40	0.55	0.46	0.27	0.47	0.53	0.78	-0.37	0.91	0.40
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	13	24	33	22	22	15	16	19	17	20
Expenses	0.81	0.97	0.86	0.65	1.32	1.03	3.07	4.22	5.25	5.54
Interest	5.32	13	19	8.73	9.46	3.90	3.99	3.52	2.39	2.37
Financing Profit	6.57	11	13	12	11	10	9.44	11	9.38	12
Financing Margin %	51.74	43.28	40.30	56.58	50.69	67.70	57.21	58.28	55.12	60.09
Other Income	0.00	0.00	0.01	0.01	0.02	0.01	0.01	0.01	0.00	NaN
Depreciation	0.00	0.00	0.00	0.00	0.00	0.10	0.25	0.24	0.17	0.16
Profit Before Tax	6.57	11	13	12	11	10	9.20	11	9.20	12
Tax %	298.21	332.17	333.51	386.32	214.70	380.94	334.03	393.53	353.15	26.36
Net Profit	4.37	7.36	9.33	9.06	5.93	7.55	6.44	7.90	6.60	8.66
EPS in Rs	0.94	1.58	2.09	1.94	1.27	1.62	1.38	1.69	1.41	1.72
Dividend Payout %	468.00	658.33	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	9.32	9.32	9.32	9.32	9.32	9.32	9.32	9.32	9.32	47
Reserves	62	66	72	81	90	96	103	110	118	87
Borrowings	33	98	233	340	67	69	44	33	27	27
Other Liabilities	0.25	9.38	13	2.69	1.90	3.85	1.86	1.50	1.61	1.63
Total Liabilities	104	182	328	433	168	178	159	154	155	162
Fixed Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.73	0.71	0.51	0.36
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	20	0.27	0.27	0.26	9.72	13	36
Other Assets	104	182	328	413	168	178	158	144	142	125
Total Assets	104	182	328	433	168	178	159	154	155	162

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-53	-86	-136	-96	254	-1.47	25	21	10	29
Cash from Investing Activity	27	21	0.00	0.00	20	0.00	-0.83	-9.63	-3.71	-24
Cash from Financing Activity	27	65	137	95	-274	2.56	-25	-11	-6.73	0.13
Net Cash Flow	0.13	-0.21	0.81	-0.80	-0.00	1.09	-1.11	0.30	-0.09	4.60

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Feb 2025	Mar 2025	Jun 2025	Sep 2025
Promoters	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%	63.08%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%	36.92%
Total Shareholders	852	837	845	898	889	881	896	1,024	3,392	3,351	3,064	2,982

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Feb 12, 2025	Marigold investrade private l...	Insider - Promoter Group	Acquisition	—	—	2,35,21,000	252.32
Oct 22, 2024	Sukaniya properties private l...	Bulk	Sell	175.10	4.43 Cr	2,53,000	0.54
Oct 22, 2024	R p soni daughters trust	Bulk	Buy	175.02	3.81 Cr	2,17,845	0.46
Oct 18, 2024	Intime realty private limited	Bulk	Sell	158.90	3.61 Cr	2,27,500	0.48
Oct 18, 2024	Inter globe finance limited	Bulk	Buy	158.90	1.19 Cr	75,000	0.16
Oct 18, 2024	Rahulmittal	Bulk	Buy	158.90	1.14 Cr	72,000	0.15
Oct 14, 2024	R p soni daughters trust	Bulk	Buy	130.00	3.79 Cr	2,91,525	0.62
Oct 14, 2024	Laxmi management private limited	Bulk	Sell	130.00	1.36 Cr	1,04,500	0.22
Oct 14, 2024	Novelty tie up private limited	Bulk	Sell	130.00	2.43 Cr	1,87,000	0.40
Aug 21, 2023	R p soni daughters trust	Bulk	Buy	74.24	0.84 Cr	1,12,793	0.24

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Sorry, no results found!

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Overview

Detailed Summary

Primarily, Sangam Finserv engages in investing and trading in securities and advancing loans, targeting a wide clientele including Indian corporates, institutions, and SMEs.

The company offers fund-based financial services, aligning with the diverse funding needs of the Indian market, which positions it as a versatile player in the financial ecosystem.

Sector

Finance

Industry

NBFC-Others

Market Cap

145 Cr

Volatility

Low Risk

P/E Ratio

17.9

Industry P/E

34.0

PEG Ratio

—

P/B Ratio

1.0

52W High

69.56

52W Low

25.55

Sales CAGR

-8.45%

3.68%

-4.66%

10Y

26.79%

Profit CAGR

-16.46%

-4.42%

-6.15%

10Y

40.35%

ROE

TTM

5.79%

5.52%

5.76%

10Y

6.39%

ROCE

TTM

7.66%

8.50%

9.33%

10Y

9.71%