Gujarat Credit Corporation Ltd

GUJCRED

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Market Cap

₹ 76 Cr

P/E

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Investment Checklist

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Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Bullish

Risk

MODERATE RISK

Investment Checklist

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Price

PE Ratio

Price

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Overview

Detailed Summary

Gujarat Credit Corporation, incorporated in 1993, specializes in real estate development, focusing on both commercial and residential projects across Gujarat.

A diverse team of professional consultants and specialists underscores the company's commitment to innovation and excellence in construction and design.

The acquisition of GCCL Housing Finance and GCCL Securities demonstrates strategic expansion into the finance sector, offering a diverse business portfolio.

Despite its real estate focus, the company has engaged in various investment activities, contributing significantly to its profitability.

Sector

Realty

Industry

Construction - Factories / Offices / Commercial

Market Cap

76 Cr

Volatility

Low Risk

P/E Ratio

—

Industry P/E

35.8

PEG Ratio

—

P/B Ratio

2.6

52W High

57.75

52W Low

24.83

Sales CAGR

—

10Y

—

Profit CAGR

-1450.00%

—

10Y

—

ROE

TTM

-1.12%

-0.65%

-0.23%

10Y

0.25%

ROCE

TTM

-1.34%

-0.26%

-0.05%

10Y

0.17%

Technicals

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Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
NUKLEUS	200.00	80 Cr	38.79	2.04	0.00	5.71	6.77	3.61
VAGHANI	153.85	79 Cr	155.52	5.57	0.00	3.59	4.64	3.49
PEERABASAN	32.67	78 Cr	—	0.00	0.00	4.70	3.89	-1.72
GUJCRED	31.00	76 Cr	—	2.60	0.00	-1.12	-1.34	-1.17
GOLDENTOBC	34.55	71 Cr	13.37	0.00	0.00	-3.07	-5.16	4.65
ANSALHSG	9.76	70 Cr	28.69	0.53	0.00	1.85	-0.04	-1.67
ORIENTTR	18.61	70 Cr	330.00	1.32	0.00	0.63	1.17	0.41

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Sales	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.08	0.05	0.04	0.04	0.07	0.02	0.04	0.32	0.09	0.08
Operating Profit	-0.08	-0.05	-0.04	-0.04	-0.07	-0.02	-0.04	-0.32	-0.09	-0.08
OPM %	—	—	—	—	—	—	—	—	—	—
Other Income	0.10	0.06	0.00	0.07	0.00	0.04	0.04	0.09	0.00	0.00
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.02	0.02	-0.04	0.02	-0.07	0.01	0.01	-0.23	-0.09	-0.08
Tax %	0.00	50.00	0.00	-50.00	0.00	0.00	0.00	8.70	0.00	0.00
Net Profit	0.02	0.01	-0.04	0.03	-0.07	0.01	0.00	-0.21	-0.09	-0.08
EPS in Rs	0.08	-0.05	-0.09	-0.05	-0.15	-0.28	0.60	-0.29	-0.21	-0.27

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.25	0.13	0.23	0.22	0.26	0.19	0.21	0.20	0.45	0.47
Operating Profit	-0.25	-0.13	-0.23	-0.22	-0.26	-0.19	-0.21	-0.20	-0.45	-0.47
OPM %	—	—	—	—	—	—	—	—	—	—
Other Income	0.30	0.21	0.62	0.28	0.36	0.26	0.25	0.23	0.17	NaN
Interest	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00
Profit Before Tax	0.02	0.07	0.38	0.04	0.09	0.06	0.03	0.02	-0.28	-0.30
Tax %	42.73	-2.27	20.89	8.69	27.32	33.33	71.17	33.48	4.23	—
Net Profit	0.01	0.07	0.30	0.04	0.06	0.04	0.01	0.02	-0.27	NaN
EPS in Rs	—	—	0.24	0.08	-0.20	-0.28	0.00	-0.11	-0.12	-0.17
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	10	10	10	10	10	8.50	8.50	8.50	8.50
Reserves	2.22	2.43	2.46	2.53	2.36	5.46	5.47	5.38	4.52
Borrowings	18	18	17	17	17	17	19	19	12
Other Liabilities	0.04	0.07	0.12	0.07	0.07	0.11	0.12	0.11	7.05
Total Liabilities	30	30	30	30	30	32	33	33	33
Fixed Assets	27	27	27	27	27	27	28	28	29
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	3.05	3.21	2.83	2.86	2.62	4.15	4.16	4.06	3.45
Other Assets	0.38	0.24	0.25	0.26	0.26	0.24	0.54	0.26	0.02
Total Assets	30	30	30	30	30	32	33	33	33

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	20	0.38	0.25	0.03	-0.17	0.13	-0.13	0.16	5.56
Cash from Investing Activity	-20	-0.44	0.12	-0.08	0.20	-0.09	-1.03	-0.26	-0.64
Cash from Financing Activity	0.44	0.03	-0.37	0.04	-0.03	-0.03	1.18	0.10	-4.94
Net Cash Flow	-0.00	-0.03	-0.00	0.00	-0.00	0.01	0.01	0.00	-0.02

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%
Total Shareholders	9,149	9,149	9,149	8,947	8,942	8,905	8,903	8,926	8,808	8,778	8,741	8,703

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
May 13, 2025	Ketan mahendrakumar chalishazar	Bulk	Buy	35.82	0.09 Cr	25,525	0.1021
May 13, 2025	Yatnajigneshacharya	Bulk	Sell	35.82	0.09 Cr	25,475	0.1019
Mar 28, 2025	Kretto syscon limited	Bulk	Sell	32.83	0.17 Cr	50,995	0.20398
Mar 28, 2025	Kapadia finwealth llp .	Bulk	Buy	32.83	0.17 Cr	50,395	0.20158
Mar 05, 2025	Nishil financial advisors llp .	Bulk	Buy	30.50	0.06 Cr	18,466	0.07
Mar 04, 2025	Kapadia finwealth llp .	Bulk	Buy	29.89	0.08 Cr	26,751	0.10
Mar 04, 2025	Noble polymers limited noble	Bulk	Sell	29.92	0.06 Cr	20,151	0.08
Dec 24, 2024	Pace stock broking services p...	Bulk	Sell	44.74	0.09 Cr	19,001	0.07
Nov 04, 2024	Kretto syscon limited	Bulk	Buy	59.22	0.12 Cr	20,699	0.08

Projection

Actions

Action Type

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Announcements

Last 7 days

Newest

Sentiment

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Documents

Presentations

Concalls

Reports

Presentations

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Oscillators

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Bullish

Overall

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Neutral

Bullish

Moving Averages

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Financial Statements

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Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Sales	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.08	0.05	0.04	0.04	0.07	0.02	0.04	0.32	0.09	0.08
Operating Profit	-0.08	-0.05	-0.04	-0.04	-0.07	-0.02	-0.04	-0.32	-0.09	-0.08
OPM %	—	—	—	—	—	—	—	—	—	—
Other Income	0.10	0.06	0.00	0.07	0.00	0.04	0.04	0.09	0.00	0.00
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.02	0.02	-0.04	0.02	-0.07	0.01	0.01	-0.23	-0.09	-0.08
Tax %	0.00	50.00	0.00	-50.00	0.00	0.00	0.00	8.70	0.00	0.00
Net Profit	0.02	0.01	-0.04	0.03	-0.07	0.01	0.00	-0.21	-0.09	-0.08
EPS in Rs	0.08	-0.05	-0.09	-0.05	-0.15	-0.28	0.60	-0.29	-0.21	-0.27

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.25	0.13	0.23	0.22	0.26	0.19	0.21	0.20	0.45	0.47
Operating Profit	-0.25	-0.13	-0.23	-0.22	-0.26	-0.19	-0.21	-0.20	-0.45	-0.47
OPM %	—	—	—	—	—	—	—	—	—	—
Other Income	0.30	0.21	0.62	0.28	0.36	0.26	0.25	0.23	0.17	NaN
Interest	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00
Profit Before Tax	0.02	0.07	0.38	0.04	0.09	0.06	0.03	0.02	-0.28	-0.30
Tax %	42.73	-2.27	20.89	8.69	27.32	33.33	71.17	33.48	4.23	—
Net Profit	0.01	0.07	0.30	0.04	0.06	0.04	0.01	0.02	-0.27	NaN
EPS in Rs	—	—	0.24	0.08	-0.20	-0.28	0.00	-0.11	-0.12	-0.17
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	10	10	10	10	10	8.50	8.50	8.50	8.50
Reserves	2.22	2.43	2.46	2.53	2.36	5.46	5.47	5.38	4.52
Borrowings	18	18	17	17	17	17	19	19	12
Other Liabilities	0.04	0.07	0.12	0.07	0.07	0.11	0.12	0.11	7.05
Total Liabilities	30	30	30	30	30	32	33	33	33
Fixed Assets	27	27	27	27	27	27	28	28	29
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	3.05	3.21	2.83	2.86	2.62	4.15	4.16	4.06	3.45
Other Assets	0.38	0.24	0.25	0.26	0.26	0.24	0.54	0.26	0.02
Total Assets	30	30	30	30	30	32	33	33	33

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	20	0.38	0.25	0.03	-0.17	0.13	-0.13	0.16	5.56
Cash from Investing Activity	-20	-0.44	0.12	-0.08	0.20	-0.09	-1.03	-0.26	-0.64
Cash from Financing Activity	0.44	0.03	-0.37	0.04	-0.03	-0.03	1.18	0.10	-4.94
Net Cash Flow	-0.00	-0.03	-0.00	0.00	-0.00	0.01	0.01	0.00	-0.02

Overview

Detailed Summary

Gujarat Credit Corporation, incorporated in 1993, specializes in real estate development, focusing on both commercial and residential projects across Gujarat.

A diverse team of professional consultants and specialists underscores the company's commitment to innovation and excellence in construction and design.

The acquisition of GCCL Housing Finance and GCCL Securities demonstrates strategic expansion into the finance sector, offering a diverse business portfolio.

Despite its real estate focus, the company has engaged in various investment activities, contributing significantly to its profitability.

Sector

Realty

Industry

Construction - Factories / Offices / Commercial

Market Cap

76 Cr

Volatility

Low Risk

P/E Ratio

—

Industry P/E

35.8

PEG Ratio

—

P/B Ratio

2.6

52W High

57.75

52W Low

24.83

Sales CAGR

—

10Y

—

Profit CAGR

-1450.00%

—

10Y

—

ROE

TTM

-1.12%

-0.65%

-0.23%

10Y

0.25%

ROCE

TTM

-1.34%

-0.26%

-0.05%

10Y

0.17%

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
NUKLEUS	200.00	80 Cr	38.79	2.04	0.00	5.71	6.77	3.61
VAGHANI	153.85	79 Cr	155.52	5.57	0.00	3.59	4.64	3.49
PEERABASAN	32.67	78 Cr	—	0.00	0.00	4.70	3.89	-1.72
GUJCRED	31.00	76 Cr	—	2.60	0.00	-1.12	-1.34	-1.17
GOLDENTOBC	34.55	71 Cr	13.37	0.00	0.00	-3.07	-5.16	4.65
ANSALHSG	9.76	70 Cr	28.69	0.53	0.00	1.85	-0.04	-1.67
ORIENTTR	18.61	70 Cr	330.00	1.32	0.00	0.63	1.17	0.41