Gujarat Lease Financing Ltd

GLFL

Watchlist

AI Mode

‌

Market Cap

₹ 17 Cr

P/E

314.00

‌

‌
‌

‌

‌
‌

Investment Checklist

How to read checklist?

Performance

STEADY PERFORMER

Valuation

OVERVALUED

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Bullish

Risk

LOW RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

‌

Overview

Detailed Summary

Gujarat Lease Financing (GLFL) is a financial services company formed to support industrial development in Gujarat. They provide investment banking, securities trading, and housing finance services.

In the 1990s, GLFL expanded by launching GLFL Housing Finance and GLFL Securities to engage in housing finance and securities trading respectively.

The company faced legal restructuring in the early 2000s but resolved bank liabilities and became debt-free by 2005.

In 2018-19, GLFL amalgamated its wholly owned subsidiaries, streamlining operations and consolidating their business undertakings into the parent company.

GLFL has played a significant role in financial services in Gujarat, with operations extending into international markets like Singapore and Dubai.

Sector

Finance

Industry

Finance - Small

Market Cap

17 Cr

Volatility

Low Risk

P/E Ratio

314.0

Industry P/E

20.4

PEG Ratio

—

P/B Ratio

—

52W High

9.47

52W Low

4.98

Sales CAGR

-12.50%

—

10Y

—

Profit CAGR

-10.34%

—

-2.41%

10Y

—

ROE

TTM

-1.42%

-2.66%

0.47%

10Y

1.37%

ROCE

TTM

0.99%

1.88%

-0.35%

10Y

-1.72%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
GSBFIN	33.32	20 Cr	—	1.44	0.00	-1.14	-0.47	-1.17
KJMCCORP	53.01	20 Cr	17.79	0.30	0.00	1.68	3.55	1.44
ONTIC	2.09	18 Cr	16.67	4.74	0.00	28.99	35.59	22.54
BLUECHIP	4.05	18 Cr	—	0.00	0.00	48.27	-38.59	-56.43
GLFL	6.28	17 Cr	314.00	0.00	0.00	-1.42	0.99	0.95
MEHIF	32.00	16 Cr	31.68	0.93	0.00	2.95	2.80	2.75
PHOTON	96.95	15 Cr	—	1.99	0.00	-7.07	-3.84	-7.09

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.16	0.11	0.06	0.06	0.16	0.08	0.06	0.06	0.16	0.08
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-0.16	-0.11	-0.06	-0.06	-0.16	-0.08	-0.06	-0.06	-0.16	-0.08
Financing Margin %	—	—	—	—	—	—	—	—	—	—
Other Income	0.10	0.10	0.17	0.10	0.10	0.11	0.11	0.11	0.10	0.11
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	-0.06	-0.01	0.12	0.04	-0.06	0.02	0.05	0.05	-0.06	0.02
Tax %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	-0.06	-0.01	0.12	0.04	-0.06	0.02	0.05	0.05	-0.06	0.02
EPS in Rs	-0.02	0.00	0.04	0.02	-0.02	0.01	0.02	0.02	-0.02	0.01
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018
Revenue	0.05	0.01	0.02	0.00	0.04	0.00	0.00	0.00
Expenses	0.26	0.27	0.25	0.15	0.37	0.51	0.36	0.37
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-0.21	-0.26	-0.23	-0.15	-0.33	-0.51	-0.36	-0.37
Financing Margin %	-409.96	-4,814.55	-1,125.60	—	-890.11	—	—	—
Other Income	0.24	0.14	0.06	0.22	0.26	0.34	0.10	0.07
Depreciation	0.02	0.02	0.02	0.02	0.04	0.03	0.02	0.02
Profit Before Tax	0.01	-0.15	-0.19	0.05	-0.12	-0.20	-0.29	-0.32
Tax %	15.58	-4.32	0.00	13.12	-1.78	0.00	0.00	0.00
Net Profit	0.01	-0.15	-0.19	0.04	-0.12	-0.20	-0.29	-0.32
EPS in Rs	—	—	—	—	—	—	—	—
Dividend Payout %	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018
Equity Capital	27	27	27	27	27	27	27	27
Reserves	-49	-49	-49	-49	-49	-49	-36	-34
Borrowings	15	15	15	15	15	15	15	15
Other Liabilities	7.79	7.82	7.83	7.82	8.24	8.22	0.44	0.48
Total Liabilities	1.58	1.48	1.30	1.34	1.38	1.16	6.62	8.19
Fixed Assets	0.60	0.58	0.57	0.55	0.31	0.17	0.14	0.12
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	5.77	7.63
Other Assets	0.98	0.89	0.73	0.79	1.07	0.99	0.70	0.44
Total Assets	1.58	1.48	1.30	1.34	1.38	1.16	6.62	8.19

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018
Cash from Operating Activity	-0.29	-0.34
Cash from Investing Activity	0.30	0.50
Cash from Financing Activity	0.00	0.00
Net Cash Flow	0.00	0.16

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%	45.67%
FIIs	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%
Public	54.31%	54.31%	54.31%	54.31%	54.32%	54.32%	54.32%	54.32%	54.32%	54.32%	54.31%	54.31%
Total Shareholders	29,360	29,304	29,214	29,130	29,125	29,292	29,345	29,563	30,083	30,053	29,757	29,791

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Mar 20, 2025	Bharat kantilal shah	Bulk	Sell	3.99	0.06 Cr	1,60,000	0.58

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Sorry, no results found!

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Overview

Detailed Summary

Gujarat Lease Financing (GLFL) is a financial services company formed to support industrial development in Gujarat. They provide investment banking, securities trading, and housing finance services.

In the 1990s, GLFL expanded by launching GLFL Housing Finance and GLFL Securities to engage in housing finance and securities trading respectively.

The company faced legal restructuring in the early 2000s but resolved bank liabilities and became debt-free by 2005.

In 2018-19, GLFL amalgamated its wholly owned subsidiaries, streamlining operations and consolidating their business undertakings into the parent company.

GLFL has played a significant role in financial services in Gujarat, with operations extending into international markets like Singapore and Dubai.

Sector

Finance

Industry

Finance - Small

Market Cap

17 Cr

Volatility

Low Risk

P/E Ratio

314.0

Industry P/E

20.4

PEG Ratio

—

P/B Ratio

—

52W High

9.47

52W Low

4.98

Sales CAGR

-12.50%

—

10Y

—

Profit CAGR

-10.34%

—

-2.41%

10Y

—

ROE

TTM

-1.42%

-2.66%

0.47%

10Y

1.37%

ROCE

TTM

0.99%

1.88%

-0.35%

10Y

-1.72%

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.16	0.11	0.06	0.06	0.16	0.08	0.06	0.06	0.16	0.08
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-0.16	-0.11	-0.06	-0.06	-0.16	-0.08	-0.06	-0.06	-0.16	-0.08
Financing Margin %	—	—	—	—	—	—	—	—	—	—
Other Income	0.10	0.10	0.17	0.10	0.10	0.11	0.11	0.11	0.10	0.11
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	-0.06	-0.01	0.12	0.04	-0.06	0.02	0.05	0.05	-0.06	0.02
Tax %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	-0.06	-0.01	0.12	0.04	-0.06	0.02	0.05	0.05	-0.06	0.02
EPS in Rs	-0.02	0.00	0.04	0.02	-0.02	0.01	0.02	0.02	-0.02	0.01
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018
Revenue	0.05	0.01	0.02	0.00	0.04	0.00	0.00	0.00
Expenses	0.26	0.27	0.25	0.15	0.37	0.51	0.36	0.37
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	-0.21	-0.26	-0.23	-0.15	-0.33	-0.51	-0.36	-0.37
Financing Margin %	-409.96	-4,814.55	-1,125.60	—	-890.11	—	—	—
Other Income	0.24	0.14	0.06	0.22	0.26	0.34	0.10	0.07
Depreciation	0.02	0.02	0.02	0.02	0.04	0.03	0.02	0.02
Profit Before Tax	0.01	-0.15	-0.19	0.05	-0.12	-0.20	-0.29	-0.32
Tax %	15.58	-4.32	0.00	13.12	-1.78	0.00	0.00	0.00
Net Profit	0.01	-0.15	-0.19	0.04	-0.12	-0.20	-0.29	-0.32
EPS in Rs	—	—	—	—	—	—	—	—
Dividend Payout %	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018
Equity Capital	27	27	27	27	27	27	27	27
Reserves	-49	-49	-49	-49	-49	-49	-36	-34
Borrowings	15	15	15	15	15	15	15	15
Other Liabilities	7.79	7.82	7.83	7.82	8.24	8.22	0.44	0.48
Total Liabilities	1.58	1.48	1.30	1.34	1.38	1.16	6.62	8.19
Fixed Assets	0.60	0.58	0.57	0.55	0.31	0.17	0.14	0.12
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	5.77	7.63
Other Assets	0.98	0.89	0.73	0.79	1.07	0.99	0.70	0.44
Total Assets	1.58	1.48	1.30	1.34	1.38	1.16	6.62	8.19

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018
Cash from Operating Activity	-0.29	-0.34
Cash from Investing Activity	0.30	0.50
Cash from Financing Activity	0.00	0.00
Net Cash Flow	0.00	0.16

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
GSBFIN	33.32	20 Cr	—	1.44	0.00	-1.14	-0.47	-1.17
KJMCCORP	53.01	20 Cr	17.79	0.30	0.00	1.68	3.55	1.44
ONTIC	2.09	18 Cr	16.67	4.74	0.00	28.99	35.59	22.54
BLUECHIP	4.05	18 Cr	—	0.00	0.00	48.27	-38.59	-56.43
GLFL	6.28	17 Cr	314.00	0.00	0.00	-1.42	0.99	0.95
MEHIF	32.00	16 Cr	31.68	0.93	0.00	2.95	2.80	2.75
PHOTON	96.95	15 Cr	—	1.99	0.00	-7.07	-3.84	-7.09