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Bearish
3
Neutral
6
Bullish
5
Bearish
21
Neutral
6
Bullish
19
Bearish
18
Neutral
0
Bullish
14
Bearish
18
Neutral
0
Bullish
14
Bearish
18
Neutral
0
Bullish
14
Bearish
18
Neutral
0
Bullish
14
Finance
Financial Institution
75 Cr
Low Risk
0.0
15.9
—
—
13.86
7.60
Sales CAGR
Profit CAGR
ROE
ROCE
Investor Presentation
Q2 FY26
Investor Presentation
Q1 FY26
Gujarat State Financial Corporation (GUJSTATFIN) is currently trading at 8.54 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Gujarat State Financial Corporation (GSFC) is a statutory state-level development finance institution that provides medium- and long-term credit to small and medium enterprises across Gujarat and selected Union Territories; historically it financed over 47,000 units and disbursed roughly Rs.3,300 crore, but its active lending has largely ceased and focus shifted to recovery and balance-sheet management. The latest unaudited results for quarter and half year ended September 30, 2025, show severe financial distress: half‑year net loss of Rs.6,298.13 lakh, operating loss before provisions of Rs.6,363.63 lakh, and basic EPS of (7.07) rupees, reflecting continued erosion of reserves and recurring negative profitability across reporting periods. GSFC’s asset profile is dominated by distressed exposures: reported gross and net NPA both equal gross advances at 100%, indicating the loan portfolio is fully non‑performing; simultaneously reserves are materially negative and the statutory auditors issued a qualified review opinion citing going‑concern uncertainty and unsettled dues with the Government of Gujarat. Liquidity and balance‑sheet structure are stressed yet concentrated: borrowings exceed Rs.66,168.42 lakh, investments reported around Rs.21,780.08 lakh, other liabilities are large at Rs.268,933.85 lakh, and closing cash/bank balances were modest at approximately Rs.93.00 lakh as of September 30, 2025, underscoring limited near‑term cash cushions and heavy dependence on government resolution or restructuring.
Over the past 52 weeks, Gujarat State Financial Corporation has traded between a low of ₹7.60 and a high of ₹13.86. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Gujarat State Financial Corporation has a market capitalization of approximately 74.59. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Gujarat State Financial Corporation’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of N/A and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 74.59 Cr, Gujarat State Financial Corporation is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Gujarat State Financial Corporation operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Gujarat State Financial Corporation is N/A. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
GSFC’s board meeting to consider and take on record the unaudited Q1 FY27 results is scheduled for Monday, August 10, 2026, in Gandhinagar.
GSFC reported a standalone net loss of ₹32.38 crore for the quarter ended March 31, 2026.
GSFC reported a 32% year-on-year increase in Profit After Tax (PAT) and a 5% rise in sales for Q3 FY26. The company also achieved its highest-ever quarterly fertilizer production of 5.07 Lakh Metric Tonnes.
