Housing & Urban Development Corporation Ltd (HUDCO) is currently trading at 158.05 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

HUDCO is a Government of India-owned Navratna development finance institution providing loans, consultancy and capacity building for housing and urban infrastructure projects. Its borrower base is overwhelmingly government-linked, and its activities support affordable housing, water, sanitation, roads, mobility, power, ports, energy and social infrastructure across India. HUDCO’s loan portfolio reached a record ₹1,86,111 crore in H1 FY27, increasing 28.75% year-on-year, while disbursements rose 37% to ₹35,372 crore. The acceleration reflects a decisive shift toward urban infrastructure, which represented 76.13% of the portfolio versus 23.87% for affordable housing. Financial performance strengthened materially, with H1 FY27 net profit rising 31.5% to ₹1,762 crore and operational revenue increasing 26% to ₹7,758 crore. Asset quality also improved sharply: gross NPA declined to 0.71%, net NPA to 0.044%, and provision coverage remained high at 93.76%. HUDCO is repositioning itself beyond traditional lending through UiWIN, PPP project finance, bridge loans and state-level partnerships. UiWIN has already conducted 12 workshops involving 485 urban local bodies and 1,391 participants, while eight state MoUs create a potential pipeline spanning infrastructure and urban transformation. The primary strategic tension is between growth and spreads. Although the loan book is expanding rapidly and capital adequacy is strong at 32.55%, H1 FY27 interest spread narrowed to 1.76% including EBR, while debt-equity increased to 7.16 times and funding costs remained broadly stable at 7.07%.

Over the past 52 weeks, Housing & Urban Development Corporation Ltd has traded between a low of ₹142.00 and a high of ₹246.90. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Housing & Urban Development Corporation Ltd has a market capitalization of approximately 30,679.12. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Housing & Urban Development Corporation Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 7.21 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 30,679.12 Cr, Housing & Urban Development Corporation Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Housing & Urban Development Corporation Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Housing & Urban Development Corporation Ltd is 7.21. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

HUDCO reported foreign-currency ECB/ODA loans of Rs 29,088.53 crore in H1 FY27, up from Rs 10,034.03 crore in H1 FY26. HUDCO says Rs 14,972.93 crore was raised through the RBI concessional forex-swap window, which supported the expansion in foreign-currency fundraising.

HUDCO reported reviewed standalone net profit after tax of Rs 1,762.15 crore in H1 FY27. This was Rs 422.09 crore above Rs 1,340.06 crore in H1 FY26, equivalent to growth of 31.5%.

HUDCO describes nearly Rs 3,00,000 crore as a tentative financing opportunity for long-term loans in housing, water, urban mobility and city redevelopment. It is not presented as a sanctioned portfolio, loan disbursement forecast or approved-project backlog. HUDCO says project preparation is needed before opportunities become ready for loan appraisal.

HUDCO reported a gross NPA ratio of 0.71% in H1 FY27. This was lower than 1.04% in FY26, 1.67% in FY25 and 2.71% in FY24.