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IBL Finance Ltd (IBLFL) is currently trading at 50.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
IBL Finance Ltd, originally a private company, transitioned to a public limited company in 2023. It primarily operates a fintech-based financial services platform, focusing mainly on personal loans for self-employed professionals and small business entrepreneurs. The company leverages technology and data science to streamline its lending process, offering a mobile app 'IBL: Instant Personal Loan' available on Google Playstore. As of March 2023, IBL Finance had an AUM of Rs. 14.62 Crores in its personal loan business, suggesting a targeted and niche market strategy. To support growth, the company emphasizes credit quality and pricing strategies, focusing on creating a sustainable and profitable lending business. IBL Finance plans to raise capital through an Initial Public Offering (IPO) with the issue of 67,25,000 fresh equity shares, indicating future growth and expansion plans.
Over the past 52 weeks, IBL Finance Ltd has traded between a low of ₹45.45 and a high of ₹74.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
IBL Finance Ltd has a market capitalization of approximately 124.89. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
IBL Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 64.74 and operates in the E-Commerce/App based Aggregator sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
You can buy shares of IBL Finance Ltd (IBLFL) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.
Based on its market capitalization of 124.89 Cr, IBL Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
IBL Finance Ltd operates in the E-Commerce/App based Aggregator sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of IBL Finance Ltd is 64.74. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
IBL Finance Ltd currently does not pay dividends. Companies that do not pay dividends often reinvest profits to support business growth or strengthen operations.
Key risks associated with IBL Finance Ltd include sector-specific challenges in the E-Commerce/App based Aggregator industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.
Bearish
3
Neutral
3
Bullish
8
Bearish
35
Neutral
3
Bullish
8
Bearish
32
Neutral
0
Bullish
0
E-Commerce/App based Aggregator
NBFC-Others
125 Cr
Low Risk
64.7
34.9
—
2.3
74.00
45.45
Sales CAGR
1Y
-8.16%
3Y
58.23%
5Y
64.70%
10Y
—
Profit CAGR
1Y
3.51%
3Y
76.65%
5Y
—
10Y
—
ROE
TTM
—
3Y
4.93%
5Y
4.93%
10Y
—
ROCE
TTM
—
3Y
7.24%
5Y
7.28%
10Y
—
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Performance
STEADY PERFORMER
Valuation
OVERVALUED
Growth
STABLE
Profitability
MODERATE MARGIN
Technicals
Bearish
Risk
MODERATE RISK
Market Cap
₹ 125 Cr
P/E
64.74