Overview

Detailed Summary

Finbud Financial Services Limited operates as a loan aggregation platform connecting borrowers with various lenders through both digital and agent channels. Its hybrid model stands out as its key differentiator.
The company reported a strong financial performance in H1 FY26, with a 36-38% growth across major financial metrics and recorded 5.1 crore PAT.
Finbud has recently launched new products like gold loans and wellness plans, indicating its strategic direction towards diversified product offerings.
Finbud successfully completed its IPO in November 2025, which was oversubscribed by 4.2 times, showcasing strong investor confidence.
The company is poised for future expansion and aims for substantial growth, targeting a disbursal volume of 9,700 crores by FY26 and further increasing its digital mix.

Sector: IT - Software
Industry: Computers - Software - Medium / Small
Market Cap: 202 Cr
Volatility: High Risk
P/E Ratio: 17.5
Industry P/E: 28.8
PEG Ratio: 0.3
P/B Ratio: 1.9
52W High: 164.85
52W Low: 97.00

Sales CAGR

1Y: 17.37%
3Y: 36.38%
5Y: —
10Y: —

Profit CAGR

1Y: 50.18%
3Y: —
5Y: —
10Y: —

ROE

TTM: 23.69%
3Y: 29.66%
5Y: —
10Y: —

ROCE

TTM: 20.41%
3Y: 35.75%
5Y: —
10Y: —

Technicals

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Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
INFINITY	392.00	214 Cr	34.81	4.21	0.00	19.08	24.15	17.74
METHODHUB	112.35	212 Cr	6.75	1.36	0.00	0.00	0.00	8.52
GOLDTECH	40.50	206 Cr	38.37	0.69	0.00	-1.20	-0.65	1.04
CNINFOTECH	85.00	206 Cr	7.19	1.31	0.00	15.66	20.75	14.95
VIRINCHI	19.00	204 Cr	-12.43	0.43	0.00	-2.99	3.79	-1.94
DRCSYSTEMS	14.03	202 Cr	11.12	2.01	0.00	21.93	23.39	15.17
FINBUD	106.00	202 Cr	17.46	1.88	0.00	23.69	20.41	10.26

Financial Statements

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Consolidated Half Yearly Results (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Sep 2024	Mar 2025	Sep 2025
Sales	102	121	139
Expenses	96	113	130
Interest	0.67	0.74	1.10
Operating Profit	6.64	8.02	9.09
OPM %	6.49	6.63	6.54
Other Income	0.00	0.22	0.15
Depreciation	0.73	0.94	1.02
Profit Before Tax	5.23	6.56	7.13
Tax %	28.87	29.12	28.19
Net Profit	3.72	4.65	5.12
EPS in Rs	—	—	—

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	88	135	190	223
Expenses	86	131	180	209
Operating Profit	2.05	4.23	11	15
OPM %	2.32	3.12	5.57	6.57
Other Income	0.02	0.09	0.04	0.22
Interest	1.02	0.98	1.15	1.41
Depreciation	0.88	0.90	1.07	1.52
Profit Before Tax	0.17	2.44	8.40	12
Tax %	105.00	24.67	29.42	28.91
Net Profit	-0.01	1.84	5.93	8.50
EPS in Rs	—	—	—	—
Dividend Payout %	0.00	0.00	0.00	0.00

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	0.02	0.02	0.02	14
Reserves	4.28	6.12	12	22
Borrowings	5.58	7.40	12	19
Other Liabilities	15	14	21	14
Total Liabilities	25	28	46	69
Fixed Assets	1.54	2.19	2.81	2.59
CWIP	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00
Other Assets	23	26	43	66
Total Assets	25	28	46	69

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	1.88	2.69	-2.10	-13
Cash from Investing Activity	-0.78	-1.46	-1.66	-1.46
Cash from Financing Activity	-2.02	0.83	3.87	20
Net Cash Flow	-0.92	2.06	0.12	5.58

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Jan 2025	Jul 2025	Oct 2025	Nov 2025
Promoters	64.92%	64.92%	64.92%	47.72%
FIIs	0.00%	0.00%	0.00%	1.40%
DIIs	35.08%	35.08%	35.08%	7.75%
Public	0.00%	0.00%	0.00%	43.13%
Total Shareholders	48	48	50	1,151

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Frequently Asked Questions about Finbud Financial Services Ltd

Finbud Financial Services Ltd (FINBUD) is currently trading at 98.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Finbud Financial Services Limited operates as a loan aggregation platform connecting borrowers with various lenders through both digital and agent channels. Its hybrid model stands out as its key differentiator. The company reported a strong financial performance in H1 FY26, with a 36-38% growth across major financial metrics and recorded 5.1 crore PAT. Finbud has recently launched new products like gold loans and wellness plans, indicating its strategic direction towards diversified product offerings. Finbud successfully completed its IPO in November 2025, which was oversubscribed by 4.2 times, showcasing strong investor confidence. The company is poised for future expansion and aims for substantial growth, targeting a disbursal volume of 9,700 crores by FY26 and further increasing its digital mix.

Over the past 52 weeks, Finbud Financial Services Ltd has traded between a low of ₹97.00 and a high of ₹164.85. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Finbud Financial Services Ltd has a market capitalization of approximately 201.92. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Finbud Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 17.46 and operates in the IT - Software sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 201.92 Cr, Finbud Financial Services Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Finbud Financial Services Ltd operates in the IT - Software sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Finbud Financial Services Ltd is 17.46. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Finbud Financial Services Ltd

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Consolidated Half Yearly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

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Frequently Asked Questions about Finbud Financial Services Ltd

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Frequently Asked Questions about Finbud Financial Services Ltd

What is Finbud Financial Services Ltd share price today?

What does Finbud Financial Services Ltd do?

What is the 52-week high and low of Finbud Financial Services Ltd?

What is the market capitalization of Finbud Financial Services Ltd?

Should I consider investing in Finbud Financial Services Ltd stock?

Is Finbud Financial Services Ltd a large-cap, mid-cap, or small-cap stock?

Which sector does Finbud Financial Services Ltd belong to and why does it matter?

What is the PE ratio of Finbud Financial Services Ltd?

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