Credit Rating
Indian Railway Finance Corporation: Credit Rating Revised
IRFC informed that Japan Credit Rating Agency revised the issuer credit rating to A-I with Stable outlook from BBB+ with Stable, communicated via email dated 2026-09-03.

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Indian Railway Finance Corporation Ltd (IRFC) is currently trading at 81.37 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Indian Railway Finance Corporation Limited (IRFC) serves as the financial arm of Indian Railways, facilitating market borrowings to fund its vast infrastructure and rolling stock needs. IRFC has achieved a significant milestone by becoming a diversified lender beyond the Ministry of Railways, as part of its IRFC 2.0 initiative, positioning itself for future growth. The company reported a robust net worth of INR 56,625.41 crore and maintained high credit ratings, indicating low financial risk and credibility in capital markets. IRFC's strategic alliances are broadening its reach within the railway ecosystem, with MoUs signed with major entities, reflecting strong forward-linkage plans. IRFC's focus on cost-control and a low-risk profile has enabled consistent financial growth, with a planned target to achieve an AUM of over INR 5 lakh crore.
Over the past 52 weeks, Indian Railway Finance Corporation Ltd has traded between a low of ₹81.20 and a high of ₹137.10. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Indian Railway Finance Corporation Ltd has a market capitalization of approximately 1,07,161.75. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Indian Railway Finance Corporation Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 14.90 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,07,161.75 Cr, Indian Railway Finance Corporation Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Indian Railway Finance Corporation Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Indian Railway Finance Corporation Ltd is 14.90. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
IRFC reported net profit (PAT) of ₹1,745.69 crore for Q1 FY26, compared with ₹1,576.83 crore in Q1 FY25.
The provided update says IRFC’s board is scheduled to meet on July 30, 2026 to consider and approve unaudited results for the quarter ended June 30, 2026.
The government announced an Offer for Sale in IRFC of up to 4% stake, with a 2% base offer and up to 2% via a green shoe (oversubscription) option.
IRFC reported standalone PAT of ₹1,684.31 crore for Q4 FY26 ended March 31, 2026, up about 0.15% year-on-year and down 6.54% quarter-on-quarter.
Finance
Financial Institution
1,07,162 Cr
High Risk
14.9
18.1
0.9
1.9
137.10
81.20
Sales CAGR
Profit CAGR
ROE
ROCE
