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Indian Railway Finance Corporation Limited (IRFC) serves as the financial arm of Indian Railways, facilitating market borrowings to fund its vast infrastructure and rolling stock needs.
IRFC has achieved a significant milestone by becoming a diversified lender beyond the Ministry of Railways, as part of its IRFC 2.0 initiative, positioning itself for future growth.
The company reported a robust net worth of INR 56,625.41 crore and maintained high credit ratings, indicating low financial risk and credibility in capital markets.
IRFC's strategic alliances are broadening its reach within the railway ecosystem, with MoUs signed with major entities, reflecting strong forward-linkage plans.
IRFC's focus on cost-control and a low-risk profile has enabled consistent financial growth, with a planned target to achieve an AUM of over INR 5 lakh crore.
Finance
Finance - Term-Lending Institutions
1,29,966 Cr
High Risk
18.5
8.1
1.6
2.3
148.90
96.00
Sales CAGR
Profit CAGR
ROE
ROCE
Indian Railway Finance Corporation Ltd (IRFC) is currently trading at 99.45 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Indian Railway Finance Corporation Limited (IRFC) serves as the financial arm of Indian Railways, facilitating market borrowings to fund its vast infrastructure and rolling stock needs. IRFC has achieved a significant milestone by becoming a diversified lender beyond the Ministry of Railways, as part of its IRFC 2.0 initiative, positioning itself for future growth. The company reported a robust net worth of INR 56,625.41 crore and maintained high credit ratings, indicating low financial risk and credibility in capital markets. IRFC's strategic alliances are broadening its reach within the railway ecosystem, with MoUs signed with major entities, reflecting strong forward-linkage plans. IRFC's focus on cost-control and a low-risk profile has enabled consistent financial growth, with a planned target to achieve an AUM of over INR 5 lakh crore.
Over the past 52 weeks, Indian Railway Finance Corporation Ltd has traded between a low of ₹96.00 and a high of ₹148.90. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Indian Railway Finance Corporation Ltd has a market capitalization of approximately 1,29,966.29. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Indian Railway Finance Corporation Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 18.52 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,29,966.29 Cr, Indian Railway Finance Corporation Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Indian Railway Finance Corporation Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Indian Railway Finance Corporation Ltd is 18.52. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The most significant positive is the increase in the government's overall capital expenditure to ₹12.2 lakh crore, coupled with the announcement of new Dedicated Freight Corridors and seven high-speed rail projects, which directly expands IRFC's long-term financing pipeline.
IRFC reported a 10.19% year-on-year increase in net profit to ₹1,777 crore for Q2 FY26. However, its total revenue from operations declined by 7.64%. The company also announced a record interim dividend.
IRFC reported its highest-ever quarterly net profit of ₹1,802.19 crore in Q3 FY26, which is a 10.52% increase compared to the same period last year.
In Q2 FY26, Indian Railway Finance Corporation reported a net profit of Rs 1,776 crore, a 10.19% year-on-year increase. However, its revenue declined by 7.65% to Rs 6,371 crore.
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Discovery themes featuring this stock
Investor Roadshow
IRFC held a two‑day ECB roadshow in Singapore (2–3 Mar 2026) engaging Japanese/Taiwanese regional investors to broaden its lender base, diversify currency and funding sources, with MLAs SMBC & MUFG supporting the outreach.
Press Release
IRFC held a two‑day ECB roadshow in Singapore (2–3 Mar 2026) meeting Japanese/Taiwanese regional investors to broaden its lender base and secure diversified, cost‑effective long‑term funding for railway and related infrastructure.
SAST Disclosure
President of India (Ministry of Railways), promoter of Indian Railway Finance Corporation, conducted an offer-for-sale on Feb 25–26, 2026 to sell up to 26,13,70,120 shares (2% of equity) with a 2% oversubscription option; 25,000 shares for employees; Reg.29(2) report filed.
Press Release
IRFC held a two‑day ECB roadshow in Tokyo (26–27 Feb 2026), meeting Japanese regional investors with support from MLAs SMBC and MUFG to secure long‑term, cost‑effective and diversified funding.
Investor Roadshow
IRFC led a senior delegation to Tokyo (26–27 Feb 2026) for an ECB roadshow, meeting Japanese regional investors with MLAs SMBC and MUFG to diversify currency exposure and secure long-term, cost‑effective funding.
| Symbol | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
407.65 | 1,34,529 Cr | 5.33 | 1.06 | 3.88 | 19.49 | 9.68 | 2.73 | |
99.45 | 1,29,966 Cr | 18.52 | 2.30 | 1.61 | 12.37 | 12.53 | 1.41 | |
339.25 | 89,293 Cr | 5.19 | 1.07 | 5.31 | 20.68 | 9.59 | 2.69 | |
176.20 | 35,273 Cr | 12.68 | 1.96 | 2.36 | 15.54 | 7.94 | 1.86 | |
117.25 | 32,938 Cr | 19.39 | 2.55 | 0.00 | 13.34 | 7.95 | 2.14 | |
54.55 | 14,697 Cr | 36.61 | 1.66 | 0.00 | 4.28 | 10.77 | 2.81 | |
66.89 | 3,198 Cr | 36.19 | 3.12 | 0.87 | 8.95 | 11.18 | 4.39 |
