KIFS Financial Services Ltd

KIFS

Watchlist

AI Mode

‌

Market Cap

₹ 130 Cr

P/E

14.88

‌

‌
‌

‌

‌
‌

Investment Checklist

How to read checklist?

Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Bearish

Risk

HIGH RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

‌

Overview

Detailed Summary

KIFS Financial Services Limited (KFSL) is a non-banking financial company, primarily engaged in providing capital market products such as margin trading and loans against shares.

KFSL has obtained registration from the Securities and Exchange Board of India as an investment advisor, signaling a potential strategic shift into advisory services.

KFSL surrendered its SEBI investment advisor registration in March 2015 but is now pursuing re-entry into investment advisory services.

The company’s core focus remains on lending within the capital market segment, suggesting specialization in this area.

KFSL operates under strict regulation by the Reserve Bank of India, ensuring compliance and oversight in its financial services.

Sector

Finance

Industry

NBFC-Others

Market Cap

130 Cr

Volatility

Low Risk

P/E Ratio

14.9

Industry P/E

34.5

PEG Ratio

1.6

P/B Ratio

2.2

52W High

194.35

52W Low

85.40

Sales CAGR

-28.92%

-3.81%

13.30%

10Y

16.90%

Profit CAGR

13.34%

9.60%

15.41%

10Y

12.35%

ROE

TTM

14.74%

14.17%

13.86%

10Y

12.97%

ROCE

TTM

10.79%

10.72%

14.83%

10Y

16.37%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
ASCOM	115.00	135 Cr	26.32	2.71	0.00	9.85	13.59	8.93
RAJATH	67.07	134 Cr	—	7.48	0.00	-14.55	-10.77	-10.58
GARNETINT	66.47	131 Cr	30.35	3.12	0.00	10.26	10.08	9.66
KIFS	129.60	130 Cr	14.88	2.19	1.25	14.74	10.79	2.91
RSDFIN	99.50	129 Cr	10.75	0.60	0.00	5.55	11.14	6.00
STANCAP	0.52	128 Cr	2.60	0.39	1.36	15.07	11.61	-0.11
OPTIFIN	16.68	125 Cr	20.34	2.02	0.00	9.93	17.00	6.45

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	7.92	8.10	14	17	8.39	8.73	5.40	6.60	9.81	7.05
Expenses	0.16	0.14	0.19	0.72	0.19	0.12	0.14	0.18	0.21	0.17
Interest	5.84	5.52	11	12	6.03	6.31	2.84	6.04	7.27	4.04
Financing Profit	1.92	2.44	2.03	3.86	2.17	2.30	2.42	0.38	2.33	2.84
Financing Margin %	24.24	30.12	14.89	22.72	25.86	26.35	44.81	5.76	23.75	40.28
Other Income	0.00	0.00	0.00	0.01	0.00	0.00	0.00	4.04	0.00	0.00
Depreciation	0.09	0.09	0.09	0.25	0.12	0.12	0.12	0.12	0.08	0.01
Profit Before Tax	1.83	2.35	1.94	3.62	2.06	2.18	2.30	4.30	2.25	2.83
Tax %	25.14	24.68	24.74	30.39	26.70	24.77	23.04	26.98	25.33	25.09
Net Profit	1.37	1.77	1.46	2.52	1.51	1.64	1.77	3.15	1.68	2.12
EPS in Rs	1.27	1.64	1.35	2.33	1.40	1.52	1.63	2.91	1.56	1.96
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	8.48	6.05	5.89	16	21	33	31	47	29	31
Expenses	0.59	0.75	0.65	0.74	0.47	0.97	0.90	1.22	0.63	0.65
Interest	2.81	1.06	1.14	9.54	15	23	21	35	21	22
Financing Profit	5.08	4.25	4.10	5.32	5.00	8.60	9.06	10	7.26	7.43
Financing Margin %	59.93	70.19	69.61	34.11	23.89	26.30	29.51	21.94	24.94	24.33
Other Income	0.01	0.00	0.01	0.00	0.10	0.00	0.03	0.01	4.04	NaN
Depreciation	0.15	0.10	0.07	0.05	0.03	0.38	0.50	0.51	0.47	0.44
Profit Before Tax	4.94	4.15	4.04	5.27	5.08	8.22	8.59	9.74	11	11
Tax %	311.38	361.57	332.55	395.19	393.31	392.31	391.41	371.40	390.91	25.29
Net Profit	3.35	3.00	2.82	3.94	3.79	6.13	6.40	7.12	8.07	8.24
EPS in Rs	3.07	2.78	2.61	3.64	3.50	5.67	5.89	6.59	7.46	8.06
Dividend Payout %	344.44	307.78	261.00	291.20	280.00	419.26	437.78	470.00	497.33	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	11	11	11	11	11	11	11	11	11	11
Reserves	12	15	16	19	22	24	29	34	40	46
Borrowings	67	25	16	68	170	159	253	264	245	332
Other Liabilities	3.32	3.77	3.14	2.24	3.42	4.24	7.40	5.98	6.45	4.73
Total Liabilities	94	54	46	101	206	198	300	315	302	394
Fixed Assets	0.47	0.32	0.22	0.15	0.11	0.00	1.61	1.11	1.49	1.03
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	30	12
Other Assets	93	54	46	100	206	198	299	314	271	381
Total Assets	94	54	46	101	206	198	300	315	302	394

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	0.85	2.57	1.37	0.32	1.87	31	-26	-7.99	49	148
Cash from Investing Activity	-0.51	0.00	0.00	0.00	0.00	0.09	-1.99	0.00	-31	18
Cash from Financing Activity	-0.98	-1.17	-1.17	-1.17	-1.30	-1.35	-1.35	-1.46	-1.46	-1.51
Net Cash Flow	-0.64	1.40	0.20	-0.85	0.57	30	-29	-9.45	17	164

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%	74.41%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.37%	0.37%	0.37%
Public	25.59%	25.59%	25.59%	25.59%	25.59%	25.59%	25.59%	25.59%	25.59%	25.22%	25.22%	25.22%
Total Shareholders	1,881	1,827	1,702	1,589	1,531	1,494	1,449	1,411	1,463	1,479	1,514	1,456

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Regulatory Filing

4 days ago

Re-lodgement of Transfer Requests for Physical Shares

KIFS Financial Services Limited announces the opening of a special window for the re-lodgement of transfer requests of physical shares for six months, as per SEBI regulations.

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Oscillators

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	7.92	8.10	14	17	8.39	8.73	5.40	6.60	9.81	7.05
Expenses	0.16	0.14	0.19	0.72	0.19	0.12	0.14	0.18	0.21	0.17
Interest	5.84	5.52	11	12	6.03	6.31	2.84	6.04	7.27	4.04
Financing Profit	1.92	2.44	2.03	3.86	2.17	2.30	2.42	0.38	2.33	2.84
Financing Margin %	24.24	30.12	14.89	22.72	25.86	26.35	44.81	5.76	23.75	40.28
Other Income	0.00	0.00	0.00	0.01	0.00	0.00	0.00	4.04	0.00	0.00
Depreciation	0.09	0.09	0.09	0.25	0.12	0.12	0.12	0.12	0.08	0.01
Profit Before Tax	1.83	2.35	1.94	3.62	2.06	2.18	2.30	4.30	2.25	2.83
Tax %	25.14	24.68	24.74	30.39	26.70	24.77	23.04	26.98	25.33	25.09
Net Profit	1.37	1.77	1.46	2.52	1.51	1.64	1.77	3.15	1.68	2.12
EPS in Rs	1.27	1.64	1.35	2.33	1.40	1.52	1.63	2.91	1.56	1.96
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	8.48	6.05	5.89	16	21	33	31	47	29	31
Expenses	0.59	0.75	0.65	0.74	0.47	0.97	0.90	1.22	0.63	0.65
Interest	2.81	1.06	1.14	9.54	15	23	21	35	21	22
Financing Profit	5.08	4.25	4.10	5.32	5.00	8.60	9.06	10	7.26	7.43
Financing Margin %	59.93	70.19	69.61	34.11	23.89	26.30	29.51	21.94	24.94	24.33
Other Income	0.01	0.00	0.01	0.00	0.10	0.00	0.03	0.01	4.04	NaN
Depreciation	0.15	0.10	0.07	0.05	0.03	0.38	0.50	0.51	0.47	0.44
Profit Before Tax	4.94	4.15	4.04	5.27	5.08	8.22	8.59	9.74	11	11
Tax %	311.38	361.57	332.55	395.19	393.31	392.31	391.41	371.40	390.91	25.29
Net Profit	3.35	3.00	2.82	3.94	3.79	6.13	6.40	7.12	8.07	8.24
EPS in Rs	3.07	2.78	2.61	3.64	3.50	5.67	5.89	6.59	7.46	8.06
Dividend Payout %	344.44	307.78	261.00	291.20	280.00	419.26	437.78	470.00	497.33	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	11	11	11	11	11	11	11	11	11	11
Reserves	12	15	16	19	22	24	29	34	40	46
Borrowings	67	25	16	68	170	159	253	264	245	332
Other Liabilities	3.32	3.77	3.14	2.24	3.42	4.24	7.40	5.98	6.45	4.73
Total Liabilities	94	54	46	101	206	198	300	315	302	394
Fixed Assets	0.47	0.32	0.22	0.15	0.11	0.00	1.61	1.11	1.49	1.03
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	30	12
Other Assets	93	54	46	100	206	198	299	314	271	381
Total Assets	94	54	46	101	206	198	300	315	302	394

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	0.85	2.57	1.37	0.32	1.87	31	-26	-7.99	49	148
Cash from Investing Activity	-0.51	0.00	0.00	0.00	0.00	0.09	-1.99	0.00	-31	18
Cash from Financing Activity	-0.98	-1.17	-1.17	-1.17	-1.30	-1.35	-1.35	-1.46	-1.46	-1.51
Net Cash Flow	-0.64	1.40	0.20	-0.85	0.57	30	-29	-9.45	17	164

Overview

Detailed Summary

KIFS Financial Services Limited (KFSL) is a non-banking financial company, primarily engaged in providing capital market products such as margin trading and loans against shares.

KFSL has obtained registration from the Securities and Exchange Board of India as an investment advisor, signaling a potential strategic shift into advisory services.

KFSL surrendered its SEBI investment advisor registration in March 2015 but is now pursuing re-entry into investment advisory services.

The company’s core focus remains on lending within the capital market segment, suggesting specialization in this area.

KFSL operates under strict regulation by the Reserve Bank of India, ensuring compliance and oversight in its financial services.

Sector

Finance

Industry

NBFC-Others

Market Cap

130 Cr

Volatility

Low Risk

P/E Ratio

14.9

Industry P/E

34.5

PEG Ratio

1.6

P/B Ratio

2.2

52W High

194.35

52W Low

85.40

Sales CAGR

-28.92%

-3.81%

13.30%

10Y

16.90%

Profit CAGR

13.34%

9.60%

15.41%

10Y

12.35%

ROE

TTM

14.74%

14.17%

13.86%

10Y

12.97%

ROCE

TTM

10.79%

10.72%

14.83%

10Y

16.37%

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
ASCOM	115.00	135 Cr	26.32	2.71	0.00	9.85	13.59	8.93
RAJATH	67.07	134 Cr	—	7.48	0.00	-14.55	-10.77	-10.58
GARNETINT	66.47	131 Cr	30.35	3.12	0.00	10.26	10.08	9.66
KIFS	129.60	130 Cr	14.88	2.19	1.25	14.74	10.79	2.91
RSDFIN	99.50	129 Cr	10.75	0.60	0.00	5.55	11.14	6.00
STANCAP	0.52	128 Cr	2.60	0.39	1.36	15.07	11.61	-0.11
OPTIFIN	16.68	125 Cr	20.34	2.02	0.00	9.93	17.00	6.45