Sonal Mercantile Ltd

SONAL

Watchlist

AI Mode

‌

Market Cap

₹ 147 Cr

P/E

4.47

Turned 1 L into 7.06 L in last 5 Years

‌

Investment Checklist

How to read checklist?

Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Bullish

Risk

HIGH RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

‌

Overview

Detailed Summary

Sonal Mercantile Limited is a non-banking financial company (NBFC) providing a wide range of financial services, including loans and advances to individuals and corporates.

The company specializes in various financial solutions such as trade financing, bills discounting, and project appraisal, along with trading in shares and securities.

Established in 1985, Sonal Mercantile has over 31 years of experience in financial services, demonstrating deep market penetration and service excellence.

The company's shares have been listed on the Bombay Stock Exchange (BSE) since 2015, indicating a level of public trust and transparency.

Sonal Mercantile focuses on tailored financial solutions, utilizing its expertise to cater to specific liquidity needs within the capital markets.

Sector

Finance

Industry

NBFC-Others

Market Cap

147 Cr

Volatility

Low Risk

P/E Ratio

4.5

Industry P/E

34.5

PEG Ratio

0.1

P/B Ratio

0.4

52W High

127.00

52W Low

78.00

Sales CAGR

-10.57%

28.56%

56.92%

10Y

36.90%

Profit CAGR

-11.10%

36.30%

75.80%

10Y

93.38%

ROE

TTM

8.70%

19.19%

17.19%

10Y

11.11%

ROCE

TTM

5.11%

9.56%

9.44%

10Y

8.49%

Technicals

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
CGFL	31.01	160 Cr	15.05	1.90	0.00	12.60	14.76	8.48
APOLLOFI	419.85	157 Cr	24.07	2.20	0.00	9.12	12.79	6.18
SONAL	99.71	147 Cr	4.47	0.39	0.00	8.70	5.11	1.41
UPSURGE	72.00	141 Cr	13.23	1.26	0.71	9.50	10.74	7.65
SANGAMFIN	29.80	139 Cr	17.23	1.00	0.00	5.79	7.66	4.73
SCL	0.26	136 Cr	5.20	0.18	0.00	3.19	3.17	3.09
ASCOM	115.00	135 Cr	26.32	2.71	0.00	9.85	13.59	8.93

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	9.64	10	9.36	10	9.43	9.07	8.23	8.56	9.34	9.79
Expenses	0.09	0.16	-0.05	0.28	0.08	0.03	0.22	0.13	0.22	0.32
Interest	6.09	6.37	5.83	5.01	5.76	5.48	4.80	4.72	6.05	6.32
Financing Profit	3.46	3.52	3.58	4.97	3.59	3.56	3.21	3.71	3.07	3.15
Financing Margin %	35.89	35.02	38.25	48.44	38.07	39.25	39.00	43.34	32.87	32.18
Other Income	0.00	0.00	0.00	0.14	0.00	0.00	0.00	-0.08	0.00	0.00
Depreciation	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Profit Before Tax	3.45	3.51	3.57	5.11	3.58	3.55	3.20	3.63	3.06	3.14
Tax %	25.22	25.36	25.21	25.24	25.14	25.35	26.25	25.34	25.16	26.43
Net Profit	2.58	2.63	2.67	3.82	2.69	2.65	2.36	2.71	2.29	2.31
EPS in Rs	3.90	4.05	5.12	7.10	4.77	3.90	5.61	7.09	6.40	5.78
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	4.13	13	19	21	26	39	35	35
Expenses	1.02	1.11	0.85	0.66	0.88	0.47	0.64	0.60
Interest	2.23	9.34	11	12	15	23	21	21
Financing Profit	0.88	2.63	6.20	8.12	10	16	14	14
Financing Margin %	21.24	20.13	33.49	38.95	39.71	39.57	39.36	38.49
Other Income	0.08	0.02	0.00	0.07	0.08	0.14	0.11	NaN
Depreciation	0.01	0.00	0.00	0.00	0.04	0.06	0.04	0.04
Profit Before Tax	0.94	2.65	6.20	8.19	11	16	14	13
Tax %	25.98	25.17	25.41	25.58	25.37	25.17	25.45	25.52
Net Profit	0.70	1.99	4.62	6.09	7.85	12	10	10
EPS in Rs	—	6.09	9.59	11.56	29.02	20.17	21.37	24.88
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	15	15	15	15	15	15	15
Reserves	161	170	202	233	275	299	343
Borrowings	67	134	138	159	304	291	257
Other Liabilities	0.42	8.12	26	17	15	16	16
Total Liabilities	244	327	381	423	608	621	632
Fixed Assets	0.03	0.00	0.00	0.00	0.18	0.12	0.09
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	153	164	195	220	253	266	293
Other Assets	90	163	185	203	355	355	338
Total Assets	244	327	381	423	608	621	632

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-59	-59	0.48	-21	-1.27	0.28	1.16
Cash from Investing Activity	0.07	-3.80	-3.95	-0.01	1.36	-0.25	-0.37
Cash from Financing Activity	65	58	3.35	21	0.00	0.00	0.00
Net Cash Flow	5.60	-5.56	-0.12	0.01	0.08	0.03	0.78

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%	24.92%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%	75.08%
Total Shareholders	1,800	1,909	1,937	1,967	1,940	1,943	1,880	2,079	2,122	2,108	2,074	2,026

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Nov 21, 2025	Piyush kumar aayush kumar huf	Bulk	Sell	85.50	0.64 Cr	75,000	0.50
Nov 18, 2025	Orion propmartllp	Bulk	Buy	89.14	0.71 Cr	79,203	0.53
Nov 18, 2025	Piyush kumar pranjul kumar (huf)	Bulk	Sell	88.50	0.66 Cr	75,000	0.50
Nov 14, 2025	Orion propmartllp	Bulk	Buy	80.50	0.62 Cr	76,434	0.51

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Sorry, no results found!

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Overview

Detailed Summary

Sonal Mercantile Limited is a non-banking financial company (NBFC) providing a wide range of financial services, including loans and advances to individuals and corporates.

The company specializes in various financial solutions such as trade financing, bills discounting, and project appraisal, along with trading in shares and securities.

Established in 1985, Sonal Mercantile has over 31 years of experience in financial services, demonstrating deep market penetration and service excellence.

The company's shares have been listed on the Bombay Stock Exchange (BSE) since 2015, indicating a level of public trust and transparency.

Sonal Mercantile focuses on tailored financial solutions, utilizing its expertise to cater to specific liquidity needs within the capital markets.

Sector

Finance

Industry

NBFC-Others

Market Cap

147 Cr

Volatility

Low Risk

P/E Ratio

4.5

Industry P/E

34.5

PEG Ratio

0.1

P/B Ratio

0.4

52W High

127.00

52W Low

78.00

Sales CAGR

-10.57%

28.56%

56.92%

10Y

36.90%

Profit CAGR

-11.10%

36.30%

75.80%

10Y

93.38%

ROE

TTM

8.70%

19.19%

17.19%

10Y

11.11%

ROCE

TTM

5.11%

9.56%

9.44%

10Y

8.49%