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Finance
Non Banking Financial Company (NBFC)
192 Cr
High Risk
12.6
18.0
1.0
0.8
13.49
9.00
Sales CAGR
Profit CAGR
ROE
ROCE
Baid Finserv Ltd (BAIDFIN) is currently trading at 10.05 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Baid Finserv Limited is a non-deposit taking NBFC focused on secured MSME loans (LAP), vehicle finance and insurance distribution, primarily serving semi-urban and rural customers across Rajasthan with growing presence in Madhya Pradesh, Gujarat and Maharashtra; the company operates 54 branches and targets further branch expansion to deepen under-banked market penetration. Recent financials show meaningful quarter-on-quarter and year-on-year improvement: Q3 FY26 total income rose to ₹73.61 crore from ₹60.41 crore a year earlier, EBITDA increased to ₹42.76 crore and PAT improved to ₹13.32 crore, reflecting higher AUM and controlled operating expenses while finance costs remain a meaningful line item. The company’s balance sheet and lending mix reveal strategic AUM growth: AUM rose from ₹305 crore in FY23 to ₹446.45 crore in Q3 FY26, driven by expanding vehicle finance (AUM share rising to roughly 30%) and sustained LAP/housing exposure, supported by a diversified borrowing base of 21 active lenders and an improving net worth profile. Operationally Baid Finserv shows disciplined collections and credit controls with collection efficiency near 95% and Net NPA at 0.42% (90 DPD basis in Q3 FY26), while management highlights digital initiatives (Auto Swift valuation app, NACH, BBPS/UPI) and plans for AI and IT portal adoption to improve turnaround times and scale field operations efficiently.
Over the past 52 weeks, Baid Finserv Ltd has traded between a low of ₹9.00 and a high of ₹13.49. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Baid Finserv Ltd has a market capitalization of approximately 192.40. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Baid Finserv Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 12.58 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 192.40 Cr, Baid Finserv Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Baid Finserv Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Baid Finserv Ltd is 12.58. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

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