Overview

Detailed Summary

Kumbhat Financial Services Limited, incorporated in 1993, is a Non-Banking Financial Company engaged primarily in the financing of commercial loans.
The company faced financial challenges post its public issue in 1995, notably impacted by unfavorable market conditions in 1996-97.
Kumbhat Financial Services plays a role in the financial services sector in India, providing capital for commercial enterprises.
The company's operations are registered and regulated by the Reserve Bank of India.
Kumbhat's journey reflects broader market trends and the challenges within the financial services industry over the decades.

Sector: Finance
Industry: NBFC-Others
Market Cap: 10 Cr
Volatility: Low Risk
P/E Ratio: 6.5
Industry P/E: 28.3
PEG Ratio: 0.0
P/B Ratio: 1.8
52W High: 28.00
52W Low: 13.87

Sales CAGR

1Y: 229.03%
3Y: 85.34%
5Y: 35.23%
10Y: —

Profit CAGR

1Y: 175.98%
3Y: 161.58%
5Y: 44.22%
10Y: —

ROE

TTM: 26.52%
3Y: -2.73%
5Y: -5.44%
10Y: —

ROCE

TTM: 16.11%
3Y: 2.76%
5Y: -0.09%
10Y: —

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
VANICOM	8.87	10 Cr	24.64	0.73	0.00	1.89	2.54	1.16
KUMPFIN	18.59	10 Cr	6.55	1.80	0.00	26.52	16.11	5.76
BFLAFL	9.75	10 Cr	-65.00	0.46	0.00	-11.02	-7.84	-0.69
OCTAL	19.00	10 Cr	-17.43	0.39	0.00	-3.08	-2.87	-2.05
LYONSCO	20.01	9 Cr	15.27	0.92	0.00	-0.11	6.01	0.25
SHRYDUS	2.90	9 Cr	1.24	0.18	0.00	9.12	8.14	-5.52
EXPLICITFIN	9.77	9 Cr	81.42	1.18	0.00	0.58	0.58	1.39

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	0.09	0.09	0.09	0.09	0.15	0.68	1.25	1.46	1.66	1.92
Expenses	-0.03	0.01	2.04	0.06	0.01	0.86	-1.09	0.89	1.12	1.91
Interest	0.00	0.00	0.00	0.00	0.03	0.26	0.44	0.45	0.46	0.53
Financing Profit	0.12	0.08	-1.95	0.03	0.11	-0.44	1.90	0.12	0.08	-0.52
Financing Margin %	133.33	88.89	-2,166.67	33.33	73.33	-64.71	152.00	8.22	4.82	-27.08
Other Income	0.00	0.00	0.00	0.00	0.00	0.02	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.12	0.08	-1.95	0.03	0.11	-0.42	1.91	0.12	0.08	-0.52
Tax %	16.67	12.50	-2.05	33.33	36.36	11.90	14.14	8.33	0.00	0.00
Net Profit	0.10	0.07	-1.99	0.02	0.08	-0.38	1.64	0.11	0.08	-0.52
EPS in Rs	0.19	0.13	-3.73	0.04	0.14	-0.70	3.45	0.21	0.15	-0.97
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.39	0.47	0.46	0.45	0.17	0.32	0.33	0.34	2.04	3.54
Expenses	0.38	0.25	1.04	0.29	1.04	0.24	0.22	2.05	-0.31	0.67
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.73	1.18
Financing Profit	0.00	0.21	-0.58	0.16	-0.87	0.08	0.11	-1.72	1.62	1.69
Financing Margin %	0.95	45.98	-126.67	35.38	-512.49	26.33	33.74	-504.56	79.44	47.74
Other Income	0.00	0.00	0.00	0.06	0.00	0.00	0.00	0.00	0.02	NaN
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.00	0.21	-0.58	0.22	-0.87	0.08	0.11	-1.72	1.63	1.72
Tax %	34.00	110.62	-2,008.93	-36,183.33	-12,088.89	1,060.76	797.83	-2,375.41	596.71	15.70
Net Profit	-0.01	0.02	-0.61	0.22	-0.88	0.08	0.10	-1.79	1.36	1.45
EPS in Rs	—	0.15	-1.15	0.45	-1.65	0.13	0.19	-3.36	2.92	2.84
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2014	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	5.33
Reserves	1.48	1.37	1.39	0.16	0.38	-0.50	-0.42	-0.32	-2.12	-0.03
Borrowings	0.04	0.00	0.14	0.00	0.00	0.00	0.00	0.00	0.00	15
Other Liabilities	0.26	0.13	0.11	0.04	0.11	0.05	0.05	0.05	0.07	1.46
Total Liabilities	6.53	6.25	6.39	4.96	5.24	4.30	4.38	4.48	2.70	22
Fixed Assets	0.40	0.06	0.01	0.00	0.00	0.00	0.00	0.01	0.01	0.01
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.18	0.18	0.19	0.22	0.27	0.55	0.22
Other Assets	6.13	6.18	6.38	4.78	5.06	4.11	4.15	4.19	2.14	22
Total Assets	6.53	6.25	6.39	4.96	5.24	4.30	4.38	4.48	2.70	22

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	0.03	-0.74	0.29	-4.28	0.96	2.80	-1.71	-12
Cash from Investing Activity	0.01	-0.00	-0.00	0.00	-0.00	-0.01	0.00	0.11
Cash from Financing Activity	0.00	0.74	0.14	3.92	-0.99	-2.62	1.59	16
Net Cash Flow	0.04	-0.00	0.42	-0.36	-0.03	0.17	-0.12	3.73

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	13.71%	13.77%	14.46%	15.25%	15.25%	15.26%	15.32%	15.32%	24.50%	24.50%	24.50%	24.82%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	86.29%	86.23%	85.54%	84.75%	84.75%	84.74%	84.68%	84.68%	75.50%	75.50%	75.50%	75.18%
Total Shareholders	7,991	7,982	7,945	7,928	7,954	7,885	7,834	7,799	7,754	7,738	7,722	7,771

Market Transactions

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Actions

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Announcements

Last 7 days

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Sentiment

Change in Directors/KMP

3 days ago

Appointment of Company Secretary & Compliance Officer - Shri Bharath Selva Ganesh P

Shri Bharath Selva Ganesh P (ICSI A78578) appointed as Company Secretary and Compliance Officer effective 01.03.2026; terms and remuneration as per company policy; holds BCA LL.B. (Hons.) and is a qualified Company Secretary.

Change in KMP

3 days ago

Appointment of Company Secretary & Compliance Officer — Shri Bharath Selva Ganesh P

Company appointed Shri Bharath Selva Ganesh P (ICSI A78578), a law graduate and qualified Company Secretary, as Company Secretary and Compliance Officer (KMP) effective 01.03.2026; terms per company policy.

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Frequently Asked Questions about Kumbhat Financial Services Ltd

Kumbhat Financial Services Ltd (KUMPFIN) is currently trading at 18.40 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Kumbhat Financial Services Limited, incorporated in 1993, is a Non-Banking Financial Company engaged primarily in the financing of commercial loans. The company faced financial challenges post its public issue in 1995, notably impacted by unfavorable market conditions in 1996-97. Kumbhat Financial Services plays a role in the financial services sector in India, providing capital for commercial enterprises. The company's operations are registered and regulated by the Reserve Bank of India. Kumbhat's journey reflects broader market trends and the challenges within the financial services industry over the decades.

Over the past 52 weeks, Kumbhat Financial Services Ltd has traded between a low of ₹13.87 and a high of ₹28.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Kumbhat Financial Services Ltd has a market capitalization of approximately 9.90. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Kumbhat Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 6.55 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 9.90 Cr, Kumbhat Financial Services Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Kumbhat Financial Services Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Kumbhat Financial Services Ltd is 6.55. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Kumbhat Financial Services Ltd

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