Laxmi India Finance Limited is a non-deposit taking non-banking financial company categorized as an NBFC-Middle Layer. It primarily operates in the MSME financing vertical and vehicle financing vertical, offering MSME loans, vehicle loans, construction loans, and more.

The company's asset under management (AUM) has seen substantial growth, increasing from Rs 6,867.67 million as of March 31, 2023, to Rs 12,770.18 million as of March 31, 2025, reflecting a robust expansion and strategic focus on market diversification.

A successful IPO has significantly bolstered Laxmi India Finance's capital base with an equity infusion strengthening its balance sheet and improving the capital adequacy ratio to 31.90%, positioning it for scaled growth.

Despite economic challenges like floods impacting regions where the company operates, its disciplined growth strategy has maintained portfolio quality and collection efficiency, indicating strong risk management practices.

The company has expanded its branch network to 164 locations across five states with plans for further expansion, thriving on rural presence and focusing on developing customer-centric digital solutions like the Laxmi Mitra app.