Laxmi India Finance Ltd (LAXMIINDIA) is currently trading at 95.65 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Laxmi India Finance is a Jaipur-headquartered NBFC-Middle Layer focused on secured lending, primarily MSME loans and used vehicle finance, operating through a branch-centric model across six states with approximately 196 branches and about 2,000 employees, offering secured MSME, vehicle, construction and wholesale lending products under the Laxmi India Finance franchise. Recent operating momentum is notable: Q1 AUM increased by 27% year-on-year to ₹1,721 crore, quarterly disbursements rose 38% to ₹230 crore, and reported profit for the quarter was ₹16.43 crore, up roughly 70%, indicating improving scale and profitability for Laxmi India Finance driven by branch productivity and incremental maturating branches. Funding and liability mix has meaningfully improved as Laxmi India Finance shifted toward bank funding, with banks providing around 80–82% of borrowings and cost of borrowing declining from about 11.73% pre-IPO to roughly 10.48–10.66%, which should help margins and ROTA expansion for Laxmi India Finance if the trend continues. Asset-quality dynamics are generally healthy after excluding an isolated Upmoney exposure: gross NPA including Upmoney was 2.08% while excluding that account GNPA was 0.83%, and management has taken a c.70% provision against the Upmoney exposure, reflecting proactive provisioning and underwriting stringency at Laxmi India Finance. The company emphasizes digitalized end-to-end onboarding, API-driven verifications and AI-assisted underwriting, a hub-and-branch cluster model that delivers branch break-even within seven to nine months, and a product mix where secured MSME comprises roughly 80–82% of the book while secured MSME yields are reported materially higher than other products at Laxmi India Finance.

Over the past 52 weeks, Laxmi India Finance Ltd has traded between a low of ₹70.94 and a high of ₹160.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Laxmi India Finance Ltd has a market capitalization of approximately 499.04. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Laxmi India Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 8.82 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 499.04 Cr, Laxmi India Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Laxmi India Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Laxmi India Finance Ltd is 8.82. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.