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Mahindra & Mahindra Financial Services Ltd (M&MFIN) is currently trading at 390.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Mahindra & Mahindra Financial Services Limited (MMFSL) is a leading India-focused NBFC providing vehicle finance (new and pre-owned), tractor loans, SME lending, mortgages, personal loans, mutual fund distribution and insurance broking through a nationwide network of 1,348 branches and a set of subsidiaries including MRHFL, MIBL and MMIMPL, serving rural and semi-urban Bharat. FY26 delivered a visible profitability step-up with standalone PAT of Rs. 2,782 crore (up 19% YoY) and Q4 PAT of Rs. 873 crore (up 55% YoY); AUM rose to Rs. 1,34,096 crore (12% YoY), while management chose to create prudential overlays that reduced headline PAT but increased provision coverage to ~58.6% for GS3. MMFSL reports meaningful productivity and revenue diversification gains from its digital stack (Udaan) and AI deployments: ~50% of F26 disbursements flowed through the digital platform, ~40% of applications approved via STP, and fee-income has risen materially, supporting a sustained NIM improvement to ~7.1% for FY26 (Q4 NIM 7.5%). Tractor and used-vehicle franchises remain a competitive advantage — tractor disbursements grew ~63% in Q4 and ~49% for F26 — while mortgage (MRHFL) and SME verticals are early-scale drivers (AUM growth 21% and 32% respectively), supporting management’s medium-term ambition for mid-teens CAGR growth. Liquidity and funding profile is diversified with bank/FI loans, NCDs, securitisation and deposits; capital adequacy at 18.8% and AAA long-term ratings give borrowing flexibility, though sensitivity to short-term market rates and regional macro (monsoon, remittances, geopolitical shocks) remain material risks.
Over the past 52 weeks, Mahindra & Mahindra Financial Services Ltd has traded between a low of ₹251.70 and a high of ₹415.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Mahindra & Mahindra Financial Services Ltd has a market capitalization of approximately 53,673.74. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Mahindra & Mahindra Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 16.50 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 53,673.74 Cr, Mahindra & Mahindra Financial Services Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Mahindra & Mahindra Financial Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Mahindra & Mahindra Financial Services Ltd is 16.50. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
MMFSL’s board approved a Scheme of Merger by Absorption to merge its subsidiary MRHFL into MMFSL to consolidate retail lending operations under a single listed entity.
Standalone net profit was ₹898.65 crore, up 69.7% YoY. Consolidated PAT was ₹927.48 crore, with ₹926.03 crore attributable to owners.
The board considered and approved the audited standalone and consolidated financial results for Q4FY26 and FY26 and addressed items including dividend recommendation and borrowing limit increase.
MMFSL allotted ₹875 crore of Series AB2026 secured NCDs at a fixed coupon of 7.90% per annum.
Finance
Non Banking Financial Company (NBFC)
53,674 Cr
High Risk
16.5
18.5
1.4
2.0
415.00
251.70
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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