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Mahindra & Mahindra Financial Services Ltd (M&MFIN) is currently trading at 306.50 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Mahindra & Mahindra Financial Services Limited (MMFSL) is a leading India-focused NBFC providing vehicle finance (new and pre-owned), tractor loans, SME lending, mortgages, personal loans, mutual fund distribution and insurance broking through a nationwide network of 1,348 branches and a set of subsidiaries including MRHFL, MIBL and MMIMPL, serving rural and semi-urban Bharat. FY26 delivered a visible profitability step-up with standalone PAT of Rs. 2,782 crore (up 19% YoY) and Q4 PAT of Rs. 873 crore (up 55% YoY); AUM rose to Rs. 1,34,096 crore (12% YoY), while management chose to create prudential overlays that reduced headline PAT but increased provision coverage to ~58.6% for GS3. MMFSL reports meaningful productivity and revenue diversification gains from its digital stack (Udaan) and AI deployments: ~50% of F26 disbursements flowed through the digital platform, ~40% of applications approved via STP, and fee-income has risen materially, supporting a sustained NIM improvement to ~7.1% for FY26 (Q4 NIM 7.5%). Tractor and used-vehicle franchises remain a competitive advantage — tractor disbursements grew ~63% in Q4 and ~49% for F26 — while mortgage (MRHFL) and SME verticals are early-scale drivers (AUM growth 21% and 32% respectively), supporting management’s medium-term ambition for mid-teens CAGR growth. Liquidity and funding profile is diversified with bank/FI loans, NCDs, securitisation and deposits; capital adequacy at 18.8% and AAA long-term ratings give borrowing flexibility, though sensitivity to short-term market rates and regional macro (monsoon, remittances, geopolitical shocks) remain material risks.
Over the past 52 weeks, Mahindra & Mahindra Financial Services Ltd has traded between a low of ₹246.50 and a high of ₹412.30. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Mahindra & Mahindra Financial Services Ltd has a market capitalization of approximately 42,929.26. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Mahindra & Mahindra Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 15.04 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 42,929.26 Cr, Mahindra & Mahindra Financial Services Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Mahindra & Mahindra Financial Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Mahindra & Mahindra Financial Services Ltd is 15.04. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The most significant positive is the increase in public capital expenditure to ₹12.2 lakh crore, which is expected to directly boost demand for commercial vehicle and construction equipment financing, a core business for the company.
Investor Meeting Schedule
MMFSL will attend in‑person investor/analyst meetings in Mumbai on 29 May, 1 Jun and 2 Jun 2026 (CLSA, 360 ONE Capital, BofA, Axis); no UPSI will be shared; discussions will reference the Q4 FY2026 earnings presentation.
NCD Allotment
Mahindra & Mahindra Financial Services allotted 2,20,000 secured, rated, floating, listed redeemable NCDs of Rs.100,000 each aggregating Rs.2,200 crore (base Rs.2,000cr + Rs.200cr green shoe) on private placement; coupon 3MTBILL+2.10% p.a. (annual, quarterly reset); tenure 1,095 days; allotment 19-May-2026; proposed listing on BSE WDM.
NCD Issuance
Mahindra & Mahindra Financial Services allotted 2,20,000 secured, rated, floating, listed redeemable NCDs of Rs.100,000 each (Series AC2026) aggregating Rs.2,200 crore on 19-May-2026; coupon = 3MTBILL+2.10% p.a., tenor 1,095 days, proposed listing on BSE WDM.
IEPF Transfer Notice
Mahindra & Mahindra Financial Services notified shareholders to claim unclaimed FY2018‑19 dividends by 27 Aug 2026 to avoid transfer of shares to the IEPF; announces SEBI special demat window (5 Feb 2026–4 Feb 2027) and debenture-claim info.
NCD Issuance
Mahindra & Mahindra Financial Services approved private placement of secured, rated, floating, listed, redeemable NCDs up to Rs.3,000 crore (base Rs.2,000cr + Rs.1,000cr green shoe); allotment 19 May 2026; tenor 1,095 days; coupon 3MTBILL+2.10%.
Bearish
3
Neutral
6
Bullish
5
Bearish
35
Neutral
6
Bullish
5
Bearish
32
Neutral
0
Bullish
0
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
587.95 | 55,878 Cr | 25.68 | 3.05 | 0.43 | 13.75 | 8.99 | 2.00 | ||
4591.40 | 49,736 Cr | 24.17 | 3.29 | 0.78 | 13.03 | 8.79 | 2.41 | ||
1765.40 | 43,615 Cr | 28.96 | 1.55 | 0.00 | 0.93 | 6.00 | 1.36 | ||
503.50 | 43,170 Cr | 11.88 | 2.65 | 0.03 | 24.66 | 18.84 | 18.10 | ||
322.50 | 42,929 Cr | 15.04 | 1.61 | 2.43 | 10.72 | 8.22 | 1.80 | ||
393.30 | 35,213 Cr | 64.99 | 2.74 | 0.00 | 5.24 | 5.93 | 0.90 | ||
305.80 | 26,972 Cr | 26.88 | 1.68 | 0.87 | 6.25 | 6.84 | 1.33 | ||
| Median: 7 Co. | — | 503.50 | 43,170 Cr | 25.68 | 2.65 | 0.43 | 10.72 | 8.22 | 1.80 |
Mahindra & Mahindra Financial Services Limited (MMFSL) is a leading India-focused NBFC providing vehicle finance (new and pre-owned), tractor loans, SME lending, mortgages, personal loans, mutual fund distribution and insurance broking through a nationwide network of 1,348 branches and a set of subsidiaries including MRHFL, MIBL and MMIMPL, serving rural and semi-urban Bharat.
FY26 delivered a visible profitability step-up with standalone PAT of Rs. 2,782 crore (up 19% YoY) and Q4 PAT of Rs. 873 crore (up 55% YoY); AUM rose to Rs. 1,34,096 crore (12% YoY), while management chose to create prudential overlays that reduced headline PAT but increased provision coverage to ~58.6% for GS3.
MMFSL reports meaningful productivity and revenue diversification gains from its digital stack (Udaan) and AI deployments: ~50% of F26 disbursements flowed through the digital platform, ~40% of applications approved via STP, and fee-income has risen materially, supporting a sustained NIM improvement to ~7.1% for FY26 (Q4 NIM 7.5%).
Tractor and used-vehicle franchises remain a competitive advantage — tractor disbursements grew ~63% in Q4 and ~49% for F26 — while mortgage (MRHFL) and SME verticals are early-scale drivers (AUM growth 21% and 32% respectively), supporting management’s medium-term ambition for mid-teens CAGR growth.
Liquidity and funding profile is diversified with bank/FI loans, NCDs, securitisation and deposits; capital adequacy at 18.8% and AAA long-term ratings give borrowing flexibility, though sensitivity to short-term market rates and regional macro (monsoon, remittances, geopolitical shocks) remain material risks.
Finance
Non Banking Financial Company (NBFC)
42,603 Cr
High Risk
14.9
17.8
0.9
1.6
412.30
246.50
Sales CAGR
Profit CAGR
ROE
ROCE
