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Finance
Microfinance Institutions
17,401 Cr
Low Risk
11.0
16.8
1.4
2.0
1,634.40
993.75
Sales CAGR
Profit CAGR
ROE
ROCE

Bearish
3
Neutral
6
Bullish
5
Bearish
21
Neutral
6
Bullish
19
Bearish
18
Neutral
0
Bullish
14
Bearish
18
Neutral
0
Bullish
14
Bearish
18
Neutral
0
Bullish
14
Bearish
18
Neutral
0
Bullish
14
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CreditAccess Grameen Ltd (CREDITACC) is currently trading at 1,101.15 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
CreditAccess Grameen Limited is an Indian non-banking financial company focused on microfinance loans to women organised through joint liability groups, while increasingly offering individual business, secured business, affordable housing and two-wheeler loans to existing customers. Its operating model combines extensive branch distribution, relationship-based underwriting and progressive customer graduation into larger-ticket products. CreditAccess Grameen reported record quarterly profit of INR 502 crore in Q2 FY27, with first-half PAT reaching INR 995 crore. H1 return on assets was 5.9% and return on equity was 23.8%, indicating a sharp recovery in profitability despite a still-evolving credit environment and continued investments in customer acquisition, collections and product diversification. The company’s retail-finance strategy is becoming material rather than peripheral. Retail Finance AUM reached INR 7,200 crore, or 23.3% of total AUM, while secured business loans, affordable housing and two-wheeler finance grew rapidly. Management expects retail products to grow faster than microfinance, creating a customer-graduation engine and reducing dependence on traditional group lending. Asset quality improved sequentially despite temporary flood-related stress in northern and central states and emerging drought concerns in six Maharashtra districts. Gross NPA was 1.79%, net NPA 0.59% and PAR 90-plus 1.11%, while the company added a 45-basis-point macroprudential buffer and retained full-year credit-cost guidance of 3% to 4%. Management raised FY27 profitability guidance substantially, targeting ROA of 5.2% to 5.8% and ROE of 21% to 24%, while maintaining AUM growth guidance of 20% to 25%. NIM guidance was also increased to 14.4% to 14.7%, although planned lending-rate reductions, potential drought stress and funding-cost movements remain important variables.
Over the past 52 weeks, CreditAccess Grameen Ltd has traded between a low of ₹993.75 and a high of ₹1,634.40. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
CreditAccess Grameen Ltd has a market capitalization of approximately 17,400.54. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
CreditAccess Grameen Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.97 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 17,400.54 Cr, CreditAccess Grameen Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
CreditAccess Grameen Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of CreditAccess Grameen Ltd is 10.97. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
CreditAccess Grameen reported profit after tax of Rs 501.6 crore in Q2 FY27, up 298.7% year-on-year.
CreditAccess Grameen reported profit after tax (PAT) of INR 501.6 crore in Q2 FY27, up 298.7% year-on-year from INR 125.8 crore.
The call is scheduled for July 24, 2026, at 6:15 PM IST.
The company reported Q1 FY27 disbursements of ₹6,107 crore, up 11.9% year-on-year from ₹5,458 crore, in its provisional business update.