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IIFL Finance Limited is a diversified non-banking financial company offering a wide range of loan products including gold loans, home loans, and MSME loans, supported by a robust branch network across India.
In Q3 FY26, IIFL Finance reported a PAT of Rs. 501 crore, marking a significant increase of 20% quarter-on-quarter owing to strong growth in gold loans.
The company has achieved a notable improvement in asset quality, reducing GNPA to 1.6% and NNPA below 1% by exiting high-risk loan segments and tightening portfolio management.
IIFL Finance has strategically enhanced its operational efficiency by implementing AI-led risk governance systems, which strengthens its compliance and operational capabilities.
Significant business expansion is evident with the continuous growth of its branch network, which has facilitated IIFL's increased market penetration and growth in key lending segments.
Finance
Non Banking Financial Company (NBFC)
20,877 Cr
High Risk
12.6
17.3
0.6
1.5
674.95
409.45
Sales CAGR
Profit CAGR
ROE
ROCE
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IIFL Finance Ltd (IIFL) is currently trading at 518.70 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
IIFL Finance Limited is a diversified non-banking financial company offering a wide range of loan products including gold loans, home loans, and MSME loans, supported by a robust branch network across India. In Q3 FY26, IIFL Finance reported a PAT of Rs. 501 crore, marking a significant increase of 20% quarter-on-quarter owing to strong growth in gold loans. The company has achieved a notable improvement in asset quality, reducing GNPA to 1.6% and NNPA below 1% by exiting high-risk loan segments and tightening portfolio management. IIFL Finance has strategically enhanced its operational efficiency by implementing AI-led risk governance systems, which strengthens its compliance and operational capabilities. Significant business expansion is evident with the continuous growth of its branch network, which has facilitated IIFL's increased market penetration and growth in key lending segments.
Over the past 52 weeks, IIFL Finance Ltd has traded between a low of ₹409.45 and a high of ₹674.95. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
IIFL Finance Ltd has a market capitalization of approximately 20,877.08. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
IIFL Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 12.57 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 20,877.08 Cr, IIFL Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
IIFL Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of IIFL Finance Ltd is 12.57. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
IIFL Finance raised USD 500 million through fixed-rate, senior, secured dollar notes described as its inaugural social bond issue.
IIFL Finance approved USD 500 million fixed rate senior secured notes with a 7.60% annual coupon and a 3.25-year tenure under its USD 1 billion GMTN Programme.
IIFL Finance raised $500 million through its inaugural dollar-denominated social bond issue.
RBI lifted the restrictions through a communication dated September 19, 2024, allowing IIFL Finance to resume gold loan operations with immediate effect.
Investor Presentation
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Discovery themes featuring this stock
Bearish
3
Neutral
6
Bullish
5
Bearish
3
Neutral
6
Bullish
37
Bearish
0
Neutral
0
Bullish
32
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
391.75 | 32,823 Cr | 60.58 | 2.55 | 0.00 | 5.24 | 5.93 | 0.90 | ||
304.90 | 27,424 Cr | 27.33 | 1.71 | 0.86 | 6.25 | 6.84 | 1.33 | ||
518.70 | 20,877 Cr | 12.57 | 1.50 | 0.81 | 11.93 | 9.70 | 2.04 | ||
207.95 | 19,205 Cr | 20.23 | 2.67 | 0.10 | 13.18 | 9.53 | 2.90 | ||
439.60 | 12,514 Cr | 11.39 | 1.70 | 0.47 | 14.89 | 14.10 | 6.96 | ||
90.90 | 9,954 Cr | 28.83 | 3.10 | 0.00 | 10.82 | 10.38 | 4.02 | ||
6499.90 | 7,376 Cr | 8.96 | 0.69 | 0.77 | 7.70 | 3.70 | 2.28 | ||
| Median: 7 Co. | — | 391.75 | 19,205 Cr | 20.23 | 1.71 | 0.47 | 10.82 | 9.53 | 2.28 |
Acquisition Completed
IIFL Fintech (wholly‑owned subsidiary of IIFL Finance) has completed acquisition of Xtracap Fintech India Pvt Ltd and now holds 89.69% of its paid‑up share capital, making Xtracap a step‑down subsidiary.
Debt Pricing Supplement
IIFL Finance uploaded the pricing supplement on India INX and NSE IFSC for USD 500,000,000 7.60% p.a. fixed-rate senior secured notes due 2029 issued under Reg S/Rule 144A as part of its USD 1bn GMTN programme.
Debt issuance
IIFL Finance Ltd. uploaded the pricing supplement on India INX and NSE IFSC for USD 500,000,000 7.60% p.a. fixed-rate senior secured notes due 2029 issued under Reg S/Rule 144A as part of its $1bn GMTN programme.
Debt Issuance
IIFL Finance allotted USD 500,000,000 of 7.60% p.a. fixed rate senior secured notes (Reg S/144A) under its USD 1bn GMTN on 10 Jun 2026, maturing 10 Sep 2029; listed on India International Exchange (IFSC) and NSE IFSC; proceeds for onward lending per its Social Financing Framework.
Credit Rating
Fitch assigned a final 'B+' rating and Recovery Rating 'RR4' to IIFL Finance's USD500m 7.6% senior secured notes due 10 Sep 2029, secured by specified assets/receivables and subject to maintenance covenants; issued under RBI ECB framework.
Credit Rating Assignment
Fitch assigned a final 'B+' rating and Recovery Rating 'RR4' to IIFL Finance's USD500M 7.6% senior secured notes due 10 Sep 2029; notes are secured by specified assets and subject to maintenance covenants.
