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Discovery themes featuring this stockBearish
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Neutral
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Bullish
8
Bearish
37
Neutral
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8
Bearish
32
Neutral
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Bullish
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Discovery themes featuring this stock
Poonawalla Fincorp is a pan-India non-banking finance company providing retail and asset finance across commercial vehicles, consumer durable loans, education loans, gold loans, personal loans and housing finance through a branch and digital distribution network under the Poonawalla brand, having evolved from Magma after a 2021 promoter infusion and rebranding.
The company reported AUM of ₹74,008 crore in Q2FY27 (10.4% quarter-on-quarter growth), with NIM plus fees at 9.26% and profit after tax of ₹375 crore, reflecting a combination of higher portfolio yields, expanding scale and lower credit costs that together lifted ROA to 2.18% in the quarter.
Poonawalla Fincorp has rapidly scaled enterprise AI: 143 identified AI use-cases, 84 live in production and 34 delivered in the quarter, powering customer funnels, voice/chat agents and a marketing factory that reportedly doubles click-through rates and lowers acquisition costs by ~60%, turning AI into an active revenue and operating-leverage contributor.
The franchise is aggressively expanding distribution and capacity: gold-loan branches increased to 550 with 90 openings in the quarter and a fiscal target of ~200, consumer durable reach expanded to 20,000 dealers, and multiple new products launched that together contributed materially to FY26 AUM and disbursements.
Finance
Non Banking Financial Company (NBFC)
36,360 Cr
High Risk
33.4
15.4
0.8
2.6
512.00
362.95
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1892.40 | 44,333 Cr | 23.22 | 1.43 | 0.56 | 1.87 | 6.32 | 1.59 | ||
3907.05 | 44,197 Cr | 20.44 | 2.97 | 1.01 | 13.82 | 8.78 | 2.52 | ||
484.70 | 42,130 Cr | 20.11 | 2.86 | 0.00 | 13.11 | 12.78 | 10.90 | ||
500.50 | 41,978 Cr | 19.29 | 2.29 | 0.79 | 13.75 | 8.99 | 2.00 | ||
279.15 | 38,522 Cr | 10.69 | 1.40 | 2.71 | 13.09 | 8.00 | 2.00 | ||
408.50 | 36,360 Cr | 33.43 | 2.64 | 0.00 | 7.91 | 6.83 | 1.46 | ||
287.40 | 26,893 Cr | 18.61 | 1.73 | 0.70 | 6.25 | 6.84 | 1.94 | ||
| Median: 7 Co. | — | 484.70 | 41,978 Cr | 20.11 | 2.29 | 0.70 | 13.09 | 8.00 | 2.00 |
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Poonawalla Fincorp Ltd (POONAWALLA) is currently trading at 408.50 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Poonawalla Fincorp is a pan-India non-banking finance company providing retail and asset finance across commercial vehicles, consumer durable loans, education loans, gold loans, personal loans and housing finance through a branch and digital distribution network under the Poonawalla brand, having evolved from Magma after a 2021 promoter infusion and rebranding. The company reported AUM of ₹74,008 crore in Q2FY27 (10.4% quarter-on-quarter growth), with NIM plus fees at 9.26% and profit after tax of ₹375 crore, reflecting a combination of higher portfolio yields, expanding scale and lower credit costs that together lifted ROA to 2.18% in the quarter. Poonawalla Fincorp has rapidly scaled enterprise AI: 143 identified AI use-cases, 84 live in production and 34 delivered in the quarter, powering customer funnels, voice/chat agents and a marketing factory that reportedly doubles click-through rates and lowers acquisition costs by ~60%, turning AI into an active revenue and operating-leverage contributor. The franchise is aggressively expanding distribution and capacity: gold-loan branches increased to 550 with 90 openings in the quarter and a fiscal target of ~200, consumer durable reach expanded to 20,000 dealers, and multiple new products launched that together contributed materially to FY26 AUM and disbursements.
Over the past 52 weeks, Poonawalla Fincorp Ltd has traded between a low of ₹362.95 and a high of ₹512.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Poonawalla Fincorp Ltd has a market capitalization of approximately 36,360.04. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Poonawalla Fincorp Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 33.43 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 36,360.04 Cr, Poonawalla Fincorp Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Poonawalla Fincorp Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Poonawalla Fincorp Ltd is 33.43. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Poonawalla Fincorp reported PAT of ₹375 crore in Q2 FY27, compared with ₹308 crore in Q1 FY27 and ₹74.2 crore in the year-ago quarter.
Its Finance Committee approved an issuance of unsecured, redeemable, rated, listed, subordinated NCDs up to ₹200 crore (Rs 2 billion) via private placement as Tier II capital.
CRISIL assigned CRISIL AA+/Stable to Rs 1,500 crore of Poonawalla Fincorp’s perpetual bonds.
The company raised ₹2,500 crore via a QIP by issuing 6.74 crore equity shares at ₹370.75 per share.
