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Piramal Finance Limited is a diversified non-banking financial services company offering housing finance, loans against property, personal loans, used car loans, small business lending and wholesale real estate and corporate lending, and is the flagship financial services NBFC of the Piramal Group with a retail-led distribution model blending branches and digital channels.
The company’s AUM reached INR113,112 crores in Q2 FY27 with Growth AUM at 98.5% of total; Q2 PAT rose 67% year-on-year to INR545 crores and H1 FY27 PAT crossed INR1,000 crores, while a QIP and preferential allotment raised INR3,850 crores, materially strengthening capital adequacy to 20.1% and net worth to INR31,180 crores.
Asset quality metrics remain resilient: company-level GNPA and NNPA were 2.4% and 1.7% respectively, Growth business credit cost at 1.5% with retail 90+ delinquency stable at 0.7%; the legacy DHFL book is now 1.5% of AUM and being run down, improving portfolio predictability and margin profile.
Piramal Finance is deploying AI at scale under Piramal.ai: its PIA assistant drove 6.3 lakh interactions in Q2, produced 20% of cross-sell leads, and delivered monetized cross-sell and automated collections, directly improving productivity and aiding a sustained reduction in retail opex to AUM over several quarters.
Management targets AUM doubling every three years with medium-term leverage of 4.5x–5x, an exit RoAUM target of 2.5% in Q4 FY27 and a strategic shift to increase unsecured and higher-yield products such as gold loans while prudently managing risk through conservative underwriting and diversified funding.
Finance
Non Banking Financial Company (NBFC)
44,333 Cr
Low Risk
23.2
15.4
0.4
1.4
2,327.85
1,235.15
Sales CAGR
Profit CAGR
ROE
ROCE
Piramal Finance Ltd (PIRAMALFIN) is currently trading at 1,892.40 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Piramal Finance Limited is a diversified non-banking financial services company offering housing finance, loans against property, personal loans, used car loans, small business lending and wholesale real estate and corporate lending, and is the flagship financial services NBFC of the Piramal Group with a retail-led distribution model blending branches and digital channels. The company’s AUM reached INR113,112 crores in Q2 FY27 with Growth AUM at 98.5% of total; Q2 PAT rose 67% year-on-year to INR545 crores and H1 FY27 PAT crossed INR1,000 crores, while a QIP and preferential allotment raised INR3,850 crores, materially strengthening capital adequacy to 20.1% and net worth to INR31,180 crores. Asset quality metrics remain resilient: company-level GNPA and NNPA were 2.4% and 1.7% respectively, Growth business credit cost at 1.5% with retail 90+ delinquency stable at 0.7%; the legacy DHFL book is now 1.5% of AUM and being run down, improving portfolio predictability and margin profile. Piramal Finance is deploying AI at scale under Piramal.ai: its PIA assistant drove 6.3 lakh interactions in Q2, produced 20% of cross-sell leads, and delivered monetized cross-sell and automated collections, directly improving productivity and aiding a sustained reduction in retail opex to AUM over several quarters. Management targets AUM doubling every three years with medium-term leverage of 4.5x–5x, an exit RoAUM target of 2.5% in Q4 FY27 and a strategic shift to increase unsecured and higher-yield products such as gold loans while prudently managing risk through conservative underwriting and diversified funding.
Over the past 52 weeks, Piramal Finance Ltd has traded between a low of ₹1,235.15 and a high of ₹2,327.85. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Piramal Finance Ltd has a market capitalization of approximately 44,332.69. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Piramal Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 23.22 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 44,332.69 Cr, Piramal Finance Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Piramal Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Piramal Finance Ltd is 23.22. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Piramal Finance will hold the Q2FY27 and H1FY27 earnings conference call on October 19, 2026 at 5:00 PM IST.
They approved a special resolution for a preferential issue of warrants convertible into equity shares to raise up to ₹1,750.03 crore.
They approved a special resolution to raise up to ₹1,750.03 crore through a preferential issue of warrants convertible into equity shares.
The company has announced a total equity capital raise of around ₹3,850 crore, comprising a ₹2,100 crore QIP and a proposed ₹1,750 crore promoter warrant issue.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
545.00 | 51,865 Cr | 19.89 | 3.30 | 0.46 | 15.19 | 9.88 | 3.67 | ||
1873.50 | 44,333 Cr | 23.22 | 1.43 | 0.56 | 1.87 | 6.32 | 1.59 | ||
3978.00 | 44,197 Cr | 20.44 | 2.97 | 1.01 | 13.82 | 8.78 | 2.52 | ||
496.10 | 42,130 Cr | 20.11 | 2.86 | 0.00 | 13.11 | 12.78 | 10.90 | ||
505.20 | 41,978 Cr | 19.29 | 2.29 | 0.79 | 13.75 | 8.99 | 2.00 | ||
277.10 | 38,522 Cr | 10.69 | 1.40 | 2.71 | 13.09 | 8.00 | 2.00 | ||
412.90 | 36,360 Cr | 33.43 | 2.64 | 0.00 | 7.91 | 6.83 | 1.46 | ||
| Median: 7 Co. | — | 505.20 | 42,130 Cr | 20.11 | 2.64 | 0.56 | 13.11 | 8.78 | 2.00 |
