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Investor Presentation
Q3 FY26
Investor Presentation
Q2 FY26
Investor Presentation
Q1 FY26
HDB Financial Services Ltd (HDBFS) is currently trading at 723.10 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
HDB Financial Services Limited, a subsidiary of HDFC Bank, is a leading diversified retail-focused NBFC in India, serving 22 million customers through three main business lines: Enterprise Lending, Asset Finance, and Consumer Finance. Q3FY26 saw all-time high disbursements of ₹17,917 crores, reflecting a 14.9% sequential growth, driven by consumer finance and asset-backed businesses, indicating strong market demand and expanding reach. The company reported a significant PAT growth of 36% YoY for the quarter, with a strong net interest margin of 8.1%, highlighting efficient margin management and a favorable lending environment. Despite economic headwinds, HDB Financial Services maintained a strong asset quality, with Gross Stage 3 loans stable at 2.81% and improved asset quality at stages 1 and 2, demonstrating effective risk management. A focus on technological advancement is evident through their "HDB OnTheGo" app, serving over 1.28 crore downloads, enhancing customer engagement and streamlining loan processes.
Over the past 52 weeks, HDB Financial Services Ltd has traded between a low of ₹687.75 and a high of ₹891.65. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
HDB Financial Services Ltd has a market capitalization of approximately 60,020.06. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
HDB Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 27.59 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
You can buy shares of HDB Financial Services Ltd (HDBFS) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.
Based on its market capitalization of 60,020.06 Cr, HDB Financial Services Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
HDB Financial Services Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of HDB Financial Services Ltd is 27.59. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
HDB Financial Services Ltd pays dividends with a current dividend yield of 0.40%. Dividend-paying stocks may provide periodic income in addition to potential long-term capital appreciation.
Key risks associated with HDB Financial Services Ltd include sector-specific challenges in the Finance industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.
Bearish
3
Neutral
8
Bullish
3
Bearish
19
Neutral
12
Bullish
15
Bearish
16
Neutral
4
Bullish
12
Finance
Finance - Investment / Others
60,020 Cr
Low Risk
27.6
28.7
0.9
3.3
891.65
687.75
Sales CAGR
1Y
15.01%
3Y
12.95%
5Y
—
10Y
—
Profit CAGR
1Y
-11.58%
3Y
29.09%
5Y
—
10Y
—
ROE
TTM
13.75%
3Y
16.09%
5Y
—
10Y
—
ROCE
TTM
8.99%
3Y
9.34%
5Y
—
10Y
—
Market Cap
₹ 60,020 Cr
P/E
27.59
Performance
UNDER PERFORMER
Valuation
REASONABLE
Growth
STABLE
Profitability
MODERATE MARGIN
Technicals
Bearish
Risk
MODERATE RISK
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