AGM/EGM Notice
HDB Financial Services Postal Ballot Notice
HDB Financial Services seeks shareholder approval through postal ballot for reappointment of two independent directors and appointment of a nominee director.
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Investor Presentation
Q2 FY27
Investor Presentation
Q1 FY27
Investor Presentation
Q4 FY26
Investor Presentation
Q3 FY26
Investor Presentation
Q1 FY26

Finance
Non Banking Financial Company (NBFC)
41,978 Cr
Moderate Risk
19.3
15.4
0.7
2.3
797.00
494.30
Sales CAGR
Profit CAGR
ROE
ROCE
HDB Financial Services Ltd (HDBFS) is currently trading at 500.50 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
HDB Financial Services is a diversified, retail-focused non-deposit-taking NBFC that provides lending to individuals, emerging businesses and enterprises across India through three core verticals: Enterprise Lending, Asset Finance and Consumer Finance, operating from an extensive branch network and distribution footprint focused on semi-urban and rural markets. Recent operational scale and profitability: Q2 FY27 disbursements were ₹18,522 crore (up 18.7% YoY) while gross loans stood at ₹1,24,469 crore (up 11.7% YoY). Profit after tax rose 34% YoY to ₹780 crore, customer franchise expanded to 24.8 million (up 18.4% YoY), and capital adequacy remained strong at 21.37% as of September 30, 2026. Management is executing productivity and technology initiatives — notably an AI program called Shikhar — which has reduced onboarding time and improved collections efficiency, helping lower lending business cost-to-income to 39.3% and modestly improving operating leverage while preserving disciplined credit cost guidance near the 2.3% range. Near-term outlook is constructive but monitored: RBI’s calibrated tightening and a 25 bps repo increase are key macro variables, while uneven monsoon/drought and seasonal softness in used commercial vehicle finance are watchpoints; management targets ~2.5% annualized ROA and intends to manage NIM in a narrow range amid rising funding costs.
Over the past 52 weeks, HDB Financial Services Ltd has traded between a low of ₹494.30 and a high of ₹797.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
HDB Financial Services Ltd has a market capitalization of approximately 41,977.86. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
HDB Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 19.29 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 41,977.86 Cr, HDB Financial Services Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
HDB Financial Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of HDB Financial Services Ltd is 19.29. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
For the quarter ended September 30, 2026, net profit rose 34% year-on-year to Rs 780 crore and revenue from operations increased 10% to Rs 5,005 crore.
HDB Financial Services reported PAT of ₹568 crore in Q1 FY26, compared with ₹582 crore in Q1 FY25.
Shareholders approved all eight resolutions, including raising the borrowing limit to ₹1,50,000 crore, allowing charge creation up to ₹1,50,000 crore, and approving FY2025-26 dividend and funding authorisations.
The most significant positive is the comprehensive support package for the MSME sector, including a ₹10,000 crore growth fund and enhancements to the TReDS platform. This strengthens HDB's core customer base, potentially improving asset quality.
AGM/EGM Notice
HDB Financial Services seeks shareholder approval through postal ballot for reappointment of two independent directors and appointment of a nominee director.
Change in Directors/KMP
HDB Financial Services Ltd: Board approved re-appointment of Mr. Jayesh Chakravarthi and Ms. Arundhati Mech as Independent Directors and appointment of Mr. Jimmy Tata as Additional Non-Executive Director (HDFC Bank nominee).
Regulatory/Compliance Filing
HDB Financial Services allotted 1,21,300 equity shares on October 22, 2026 pursuant to ESOP exercises; paid-up capital increased to Rs. 8,30,91,57,150 (83,09,15,715 equity shares of Rs.10 each).
Earnings Call/Transcript
HDB Financial Services uploaded the transcript of its Q2 FY27 earnings call (held Oct 14, 2026) on its website; call covered unaudited results for quarter/half year ended Sep 30, 2026, financial highlights and interim dividend of ₹2/share.