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Bearish
4
Neutral
7
Bullish
3
Bearish
27
Neutral
7
Bullish
12
Bearish
23
Neutral
0
Bullish
9
Finance
NBFC-Others
71,997 Cr
Moderate Risk
34.4
28.8
1.4
4.9
1,023.05
725.55
Sales CAGR
1Y
6.41%
3Y
19.17%
5Y
14.27%
10Y
25.22%
Profit CAGR
1Y
-20.41%
3Y
5.84%
5Y
9.01%
10Y
23.64%
ROE
TTM
12.97%
3Y
18.44%
5Y
18.46%
10Y
19.75%
ROCE
TTM
8.88%
3Y
21.84%
5Y
21.50%
10Y
24.50%
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
SBI Cards & Payment Services Ltd (SBICARD) is currently trading at 757.20 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
SBI Cards and Payment Services Limited is engaged in issuing credit cards and acts as a corporate insurance agent for selling policies to card customers. During the latest quarter, SBI Cards remained the second largest credit card issuer in India, boasting an 18.8% market share in cards in force. SBI Cards witnessed a substantial growth in corporate spend by 329% YOY, highlighting the strategic focus on maximizing spend across high-value segments. Recent strategic partnerships with firms like Amazon and Apple signify SBI Cards' ongoing efforts to enhance consumer engagement and drive increased spend. SBI Cards achieved remarkable credit performance, with PAT rising 45% YOY and a stable asset quality reflected in lowered GNPA and improved slippage ratios.
Over the past 52 weeks, SBI Cards & Payment Services Ltd has traded between a low of ₹725.55 and a high of ₹1,023.05. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
SBI Cards & Payment Services Ltd has a market capitalization of approximately 71,996.96. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
SBI Cards & Payment Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 34.45 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
You can buy shares of SBI Cards & Payment Services Ltd (SBICARD) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.
Based on its market capitalization of 71,996.96 Cr, SBI Cards & Payment Services Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
SBI Cards & Payment Services Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of SBI Cards & Payment Services Ltd is 34.45. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
SBI Cards & Payment Services Ltd pays dividends with a current dividend yield of 0.33%. Dividend-paying stocks may provide periodic income in addition to potential long-term capital appreciation.
Key risks associated with SBI Cards & Payment Services Ltd include sector-specific challenges in the Finance industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.
Performance
UNDER PERFORMER
Valuation
OVERVALUED
Growth
SLUGGISH
Profitability
MODERATE MARGIN
Technicals
Bearish
Risk
MODERATE RISK

Market Cap
₹ 71,997 Cr
P/E
34.45
Change in Directors/KMP
1 day ago
Appointment of Independent Directors Approved
Shareholders have approved the appointment of Smt. Anuradha Rao and Smt. Parvathy Vairava Sundaram as Independent Directors of the company for three-year terms.
Voting Results
1 day ago
Voting Results of Postal Ballot
Results from the postal ballot for the appointment of two new Independent Directors at SBI Cards and Payment Services Limited were announced on February 6, 2026.
Earnings Call Transcript
3 days ago
SBI Card Q3 FY26 Earnings Call Transcript Released
SBI Cards and Payment Services Limited has disclosed the transcript of its Q3 FY26 earnings call held on January 28, 2026, in compliance with SEBI regulations.