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Regulatory/Compliance Filing
SBI Cards & Payment Services Ltd filed newspaper publications of its unaudited financial results for quarter ended June 30, 2026 (published in Business Standard on July 25, 2026) and uploaded them to its website.
Regulatory/Compliance Filing
SBI Cards & Payment Services Ltd published newspaper advertisements of its unaudited financial results for the quarter ended June 30, 2026 in Business Standard on July 25, 2026; results also uploaded on company website.
Earnings Call/Transcript
SBI Cards & Payment Services Ltd: audio recording of Q1 FY27 earnings call held on 2026-07-24 at 18:00 is available on the company's investor/analyst meeting webpage.
Earnings Call/Transcript
SBI Cards & Payment Services: audio recording of Q1 FY27 earnings call held on 2026-07-24 at 18:00 is available at the company investor relations page.
Financial Results
SBI Cards & Payment Services Ltd reported Q1 FY27 results: Total income Rs 5,205 Cr; PAT Rs 664 Cr (+20% YoY); ROAA 3.9%, ROAE 16.5%; CRAR 25.6%; card spends +27% and improved asset quality.
Financial Results
SBI Cards Q1 FY27: Total revenue ₹5,205 Cr (+3% YoY), PAT ₹664 Cr (+20% YoY), cards-in-force 2.26 Cr (+7%), spends ₹118,475 Cr (+27%), CRAR 25.6% and improved asset quality.
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SBI Cards & Payment Services Ltd (SBICARD) is currently trading at 660.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
SBI Cards and Payment Services Limited is engaged in issuing credit cards and acts as a corporate insurance agent for selling policies to card customers. During the latest quarter, SBI Cards remained the second largest credit card issuer in India, boasting an 18.8% market share in cards in force. SBI Cards witnessed a substantial growth in corporate spend by 329% YOY, highlighting the strategic focus on maximizing spend across high-value segments. Recent strategic partnerships with firms like Amazon and Apple signify SBI Cards' ongoing efforts to enhance consumer engagement and drive increased spend. SBI Cards achieved remarkable credit performance, with PAT rising 45% YOY and a stable asset quality reflected in lowered GNPA and improved slippage ratios.
Over the past 52 weeks, SBI Cards & Payment Services Ltd has traded between a low of ₹566.60 and a high of ₹964.95. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
SBI Cards & Payment Services Ltd has a market capitalization of approximately 61,380.94. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
SBI Cards & Payment Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 26.98 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 61,380.94 Cr, SBI Cards & Payment Services Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
SBI Cards & Payment Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of SBI Cards & Payment Services Ltd is 26.98. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
SBI Cards scheduled a Board of Directors meeting for July 24, 2026 to consider and approve the unaudited financial results for the quarter ended June 30, 2026.
The IPO opened on March 2, 2020 and closed on March 5, 2020. Allotment was finalised on March 11, 2020 and listing happened on March 16, 2020 on BSE and NSE.
SBI Card reported Q4 FY26 PAT of ₹609 crore, up 14% year-on-year from ₹534 crore.
Total income was INR 5,187 crore in Q4 FY26 (up 7% YoY) and profit after tax was INR 609 crore (up 14% YoY).
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
312.25 | 78,239 Cr | 20.15 | 2.80 | 0.88 | 10.65 | 7.75 | 2.74 | ||
645.00 | 61,381 Cr | 26.98 | 3.90 | 0.39 | 13.78 | 9.82 | 3.43 | ||
686.55 | 57,010 Cr | 26.20 | 3.11 | 0.58 | 13.75 | 8.99 | 2.00 | ||
361.00 | 50,442 Cr | 15.51 | 1.89 | 2.07 | 10.72 | 8.22 | 2.05 | ||
4411.30 | 49,051 Cr | 23.82 | 3.29 | 0.91 | 13.82 | 8.78 | 2.34 | ||
551.65 | 46,848 Cr | 22.33 | 3.18 | 0.09 | 13.11 | 12.78 | 10.90 | ||
2037.00 | 46,365 Cr | 27.43 | 1.65 | 0.54 | 0.93 | 6.00 | 1.53 | ||
| Median: 7 Co. | — | 645.00 | 50,442 Cr | 23.82 | 3.11 | 0.58 | 13.11 | 8.78 | 2.34 |
Bearish
6
Neutral
5
Bullish
3
Bearish
11
Neutral
5
Bullish
30
Bearish
5
Neutral
0
Bullish
27
SBI Cards and Payment Services Limited is engaged in issuing credit cards and acts as a corporate insurance agent for selling policies to card customers.
During the latest quarter, SBI Cards remained the second largest credit card issuer in India, boasting an 18.8% market share in cards in force.
SBI Cards witnessed a substantial growth in corporate spend by 329% YOY, highlighting the strategic focus on maximizing spend across high-value segments.
Recent strategic partnerships with firms like Amazon and Apple signify SBI Cards' ongoing efforts to enhance consumer engagement and drive increased spend.
SBI Cards achieved remarkable credit performance, with PAT rising 45% YOY and a stable asset quality reflected in lowered GNPA and improved slippage ratios.
Finance
Non Banking Financial Company (NBFC)
62,885 Cr
High Risk
27.6
19.0
1.4
3.9
964.95
566.60
Sales CAGR
Profit CAGR
ROE
ROCE
