SBFC Finance Ltd (SBFC) is currently trading at 77.53 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

SBFC Finance Limited is a non-banking financial company focused primarily on secured MSME lending, supplemented by loan against gold and fee-based loan-management services. It serves underserved informal businesses through small-ticket loans, generally between ₹5 lakh and ₹30 lakh, using property-backed underwriting, extensive local knowledge, digital processes, and an increasingly diversified pan-India branch network. SBFC delivered strong Q2 FY27 operating momentum, with AUM increasing 27% year-on-year and 6% sequentially to ₹12,592 crore. Profit after tax rose 27% year-on-year to ₹139 crore, while RoATE improved to 15%, indicating that growth was accompanied by improving profitability rather than relying solely on balance-sheet expansion. Credit metrics remained broadly stable despite rapid growth. Gross NPA improved to 2.6%, net NPA remained 1.5%, and more than 90% of AUM came from borrowers with CIBIL scores above 700. However, PCR declined from 46.2% to 42.2% year-on-year, while credit cost increased to 1.4% of average AUM. The company’s secured MSME portfolio remains its core franchise, but its composition is gradually diversifying toward loan against gold, which represented 23% of AUM in Q2 FY27 compared with 17% a year earlier. This mix shift can support growth and yields, although it introduces greater exposure to a different collateral and operating cycle. SBFC combines 257 branches across 18 states and two Union Territories with technology-enabled onboarding, underwriting, servicing, and collections. Its funding profile is diversified across banks, financial institutions, foreign lenders, development institutions, securitisation, co-origination, and capital markets, supported by AA- ratings and a 31.3% capital adequacy ratio.

Over the past 52 weeks, SBFC Finance Ltd has traded between a low of ₹77.27 and a high of ₹123.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

SBFC Finance Ltd has a market capitalization of approximately 8,900.86. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

SBFC Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 25.78 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 8,900.86 Cr, SBFC Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

SBFC Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of SBFC Finance Ltd is 25.78. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

SBFC Finance reported first-half FY27 net profit of ₹2.690 billion in the supplied Q2 update.

The call is scheduled for July 25, 2026, and it begins at 5:00 PM IST to discuss the quarter ended June 30, 2026.

The introduction of a credit guarantee support mechanism for invoice discounting on the TReDS platform is the most significant positive, as it directly reduces the credit risk associated with its core MSME borrower base.