Northern Arc Capital Limited is a diversified financial services platform focused on serving the diverse retail credit needs of under-served households and businesses in India. It operates across microfinance, MSME finance, vehicle finance, consumer finance, affordable housing finance, and agricultural supply chain finance.

Northern Arc's assets under management grew significantly, reaching Rs 14,166 crores by the end of September 2025, reflecting a 15% year-on-year growth driven predominantly by their Direct-to-Customer segment.

The company has shown a strategic focus on expanding its Direct-to-Customer segment, with MSME finance showing remarkable growth at 42% year-on-year, indicating strong momentum in the sector.

Northern Arc has strategically invested in expanding its branch network and workforce, adding 100 employees and 15 new branches, which supports its future growth and operational capacity.

The company’s innovative credit solutions, including their proprietary NuScore, are key drivers of its robust risk management framework, maintaining high asset quality and improving credit costs across portfolio segments.