Welcome to Multibagg AI
Log in to access personalized features
IRIS
Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
Research powered by GOALZEN CAPITAL SERVICES PRIVATE LIMITED · SEBI Research Analyst INH000013448
Prices might be delayed by a few minutes.
Join our Exclusive Community
Join our Exclusive Community
Made with 💙 in India. © Finsky Technologies Pvt Ltd. 2026
Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.
Discovery themes featuring this stockDiscovery themes featuring this stock
SG Finserve is a digitally native NBFC focused primarily on supply-chain financing, factoring, TReDS and increasingly digital lending, providing financing to dealers, distributors, vendors, retailers and logistics providers by integrating with anchor corporates and banking partners across India.
The company reported an all-time high quarterly PAT of INR59 crores and a record loan book of around INR5,700 crores in Q2 FY27, with H1 PBT of INR150 crores and zero reported NPAs, reflecting strong credit discipline and rapid scaling from a four-year operating history.
SG Finserve has commercialized multiple new products recently—factoring, digital lending, TReDS and a scoring/rating engine integrated with anchors—and disbursed ~INR16,000 crores in H1, implying an annualized throughput of INR32,000 crores and a very short payback cycle for deployed capital.
Management is pursuing balanced growth: doubling employee base to ~100 while maintaining cost-to-income under 15%, improving leverage from 2.8x to 3.7x and obtaining CRISIL AA-/A1+ ratings, indicating a strategy focused on scalable, profitable expansion with disciplined credit metrics and capitalization.
Finance
Non Banking Financial Company (NBFC)
4,057 Cr
Moderate Risk
21.7
15.4
0.2
2.5
728.10
323.20
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
67.41 | 4,638 Cr | -25767.39 | 64.31 | 0.00 | -0.33 | -0.31 | -0.24 | ||
244.40 | 4,490 Cr | 11.24 | 1.51 | 0.81 | 12.48 | 10.62 | 2.91 | ||
636.55 | 4,057 Cr | 21.67 | 2.54 | 0.00 | 11.71 | 7.57 | 3.13 | ||
242.10 | 4,003 Cr | 9.11 | 1.03 | 0.00 | 10.42 | 8.83 | 2.62 | ||
121.00 | 3,835 Cr | 10.91 | 1.01 | 0.85 | — | — | 0.00 | ||
130.50 | 3,321 Cr | 11.46 | 1.23 | 0.00 | 10.75 | 10.75 | 3.30 | ||
363.10 | 2,673 Cr | 35.11 | 2.32 | 0.08 | 5.16 | 8.66 | 3.97 | ||
| Median: 7 Co. | — | 242.10 | 4,003 Cr | 11.24 | 1.51 | 0.00 | 10.59 | 8.75 | 2.91 |
Bearish
2
Neutral
5
Bullish
7
Bearish
26
Neutral
5
Bullish
15
Bearish
24
Neutral
0
Bullish
8
Bearish
2
Neutral
5
Bullish
7
Bearish
2
Neutral
5
Bullish
7
Bearish
24
Neutral
0
Bullish
8
Bearish
24
Neutral
0
Bullish
8
Bearish
24
Neutral
0
Bullish
8
View Standalone
View Standalone
SG Finserve Ltd (SGFIN) is currently trading at 636.55 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
SG Finserve is a digitally native NBFC focused primarily on supply-chain financing, factoring, TReDS and increasingly digital lending, providing financing to dealers, distributors, vendors, retailers and logistics providers by integrating with anchor corporates and banking partners across India. The company reported an all-time high quarterly PAT of INR59 crores and a record loan book of around INR5,700 crores in Q2 FY27, with H1 PBT of INR150 crores and zero reported NPAs, reflecting strong credit discipline and rapid scaling from a four-year operating history. SG Finserve has commercialized multiple new products recently—factoring, digital lending, TReDS and a scoring/rating engine integrated with anchors—and disbursed ~INR16,000 crores in H1, implying an annualized throughput of INR32,000 crores and a very short payback cycle for deployed capital. Management is pursuing balanced growth: doubling employee base to ~100 while maintaining cost-to-income under 15%, improving leverage from 2.8x to 3.7x and obtaining CRISIL AA-/A1+ ratings, indicating a strategy focused on scalable, profitable expansion with disciplined credit metrics and capitalization.
Over the past 52 weeks, SG Finserve Ltd has traded between a low of ₹323.20 and a high of ₹728.10. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
SG Finserve Ltd has a market capitalization of approximately 4,057.48. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
SG Finserve Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 21.67 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 4,057.48 Cr, SG Finserve Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
SG Finserve Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of SG Finserve Ltd is 21.67. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
SG Finserve reported a total loan book of ₹4,551 crore in Q1 FY27.
Management reported FY26 operating income of ₹334 crore (up 96% YoY), PAT of ₹128 crore (up 58% YoY), and an end-March loan book/AUM of ₹3,936 crore (up 75% YoY).
SG Finserve reported PAT of ₹32.47 crore in Q3 FY26, up 15% QoQ from ₹28.40 crore in Q2 FY26.
Standalone net profit rose 37.06% to ₹32.47 crore in the quarter ended December 2025, compared with ₹23.69 crore in December 2024.
