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Investor Presentation
Q1 FY27
Investor Presentation
Q4 FY26
Investor Presentation
Q3 FY26

Aye Finance Ltd (AYE) is currently trading at 178.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Aye Finance is a listed Indian NBFC that provides small-ticket business loans to micro-scale MSMEs across manufacturing, trading, services and allied agriculture, operating a phygital model with a branch network (571 branches) and technology-driven underwriting and collections to serve over 5 lakh loans and an AUM of INR 6,356 crore as of Q3 FY26. Recent operating momentum is visible: Q3 FY26 disbursements grew 35% YoY to INR 1,310 crore, AUM rose 23.5% YoY to INR 6,356 crore, and 41,015 new borrowers were added in the quarter, demonstrating strong client acquisition and sustained demand in the underserved micro-MSME segment. Asset quality is improving though elevated versus pre-crisis levels: credit cost fell sequentially to 4.67% in Q3 FY26 after four quarters of decline, PAR X moved to 7.25% in February and GNPA stood near 4.84% in Feb’26 while PCR is ~61%, indicating provisioning progress alongside recovering collections. Profitability and balance sheet strength are strengthening: NIMs held at ~14.2% in Q3 FY26 despite rising mortgage share, PAT rose to INR 43 crore (Q3) and management augmented capital via a primary IPO raise to improve leverage headroom and support the company’s 28–33% CAGR growth ambition over three years. Technology and repeat-business economics drive operating leverage: 100% paperless origination, 96.8% NACH activation, 84% digital collections and data-science led repeat lending reduce unit costs and support AUM expansion primarily through deeper branch penetration rather than heavy new branch additions.
Over the past 52 weeks, Aye Finance Ltd has traded between a low of ₹88.40 and a high of ₹197.95. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Aye Finance Ltd has a market capitalization of approximately 4,390.32. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Aye Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 18.48 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 4,390.32 Cr, Aye Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Aye Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Aye Finance Ltd is 18.48. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Aye Finance revised its proposed NCD issuance to up to ₹220 crore via private placement, with an additional green shoe option of up to ₹20 crore.
The stock hit a record high during a volatile session as investors reacted to the company’s recent Q1 FY27 business update and management guidance on growth and profitability.
Aye Finance reported AUM of ₹7,329 crore for the quarter ended June 30, 2026 (Q1 FY27), up 28% year-on-year from ₹5,721 crore in Q1 FY26.
Aye Finance reported AUM of ₹7,329 crore for the quarter ended June 30, 2026, up 28% year-on-year from ₹5,721 crore.
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Finance
Non Banking Financial Company (NBFC)
4,390 Cr
High Risk
18.5
18.1
1.1
1.7
197.95
88.40
Sales CAGR
Profit CAGR
ROE
ROCE